EMBASSY BANCORP Financial Statements Trends

EMYB -- USA Stock  

USD 16.75  0.25  1.52%

This module enables investors to look at EMBASSY BANCORP various fundamental indicators over time in order to gain insight into the company future performance. Macroaxis historical fundamental analysis tools allow evaluation of not only typical financial statement drivers such as Consolidated Income of 4.1 M, Earning Before Interest and Taxes EBIT of 4.5 M or Gross Profit of 33.2 M, but also many exotic indicators such as Calculated Tax Rate of 33.8579, PPandE Turnover of 12.8842 or Accrued Expenses Turnover of 48.4474. This module is a perfect complement to use when analyzing EMBASSY BANCORP Valuation or Volatility. It can also complement various EMBASSY BANCORP Technical models. Additionally see analysis of EMBASSY BANCORP Correlation with competitors.
Revenues

EMBASSY BANCORP Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets804 M384.1 M441.1 M
Decreasing
Stable
Cash and Equivalents38.8 M3.9 M8.4 M
Increasing
Stable
Investments566 M374.1 M409.3 M
Decreasing
Stable
Deposit Liabilities494.9 M306.6 M344.4 M
Decreasing
Stable
Property Plant and Equipment Net2.1 M2.2 M2.4 M
Decreasing
Stable
Tax Assets813 K1.1 M1.1 M
Increasing
Stable
Total Liabilities546.4 M351.6 M388.5 M
Decreasing
Stable
Shareholders Equity48.3 M32.5 M35.2 M
Decreasing
Stable
Accumulated Retained Earnings Deficit12.1 M(1.7 M)4.5 M
Decreasing
Slightly volatile
Accumulated Other Comprehensive Income365.4 K68.4 K(10.8 K)
Increasing
Slightly volatile
Total Debt19.3 M31 M36.1 M
Decreasing
Slightly volatile
Shareholders Equity USD48.3 M32.5 M35.2 M
Decreasing
Stable
Cash and Equivalents USD17.1 M3.9 M6.6 M
Decreasing
Stable
Total Debt USD34.8 M31 M37.4 M
Decreasing
Slightly volatile
Long Term Debt7.8 M4.4 M8.6 M
Decreasing
Slightly volatile

EMBASSY BANCORP Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Revenues34.4 M8.2 M11.7 M
Increasing
Very volatile
Selling General and Administrative Expense9.5 M6.2 M6.8 M
Decreasing
Stable
Operating Expenses12.4 M7.9 M8.5 M
Decreasing
Stable
Income Tax Expense411.5 K(1.4 M)(825.1 K)
Decreasing
Stable
Consolidated Income4.1 M1.8 M2.5 M
Decreasing
Stable
Net Income10.4 M1.8 MM
Increasing
Very volatile
Net Income Common Stock4.1 M1.8 M2.5 M
Decreasing
Stable
Weighted Average Shares7.5 M7.9 M7.1 M
Increasing
Slightly volatile
Weighted Average Shares Diluted6.6 M6.7 M7.2 M
Decreasing
Slightly volatile
Earning Before Interest and Taxes EBIT4.5 M332.4 K1.6 M
Decreasing
Stable
Revenues USD16.9 M8.2 M10.2 M
Decreasing
Stable
Net Income Common Stock USD4.1 M1.8 M2.5 M
Decreasing
Stable
Earning Before Interest and Taxes USD4.5 M332.4 K1.6 M
Decreasing
Stable
Gross Profit33.2 M8.2 M11.6 M
Increasing
Very volatile
Operating Income4.5 M332.4 K1.6 M
Decreasing
Stable

EMBASSY BANCORP Cash Flow Statement

Trends Matrix
Current ValueLast YearHistorical Average 10 Year Trend
Capital Expenditure(654.2 K)(755.1 K)(831.6 K)
Increasing
Slightly volatile
Net Cash Flow Investment Acquisitions and Disposals(49.6 M)(42.4 M)(51.7 M)
Increasing
Slightly volatile
Net Cash Flow from Financing58.9 M44.3 M45.1 M
Decreasing
Stable
Issuance Repayment of Debt Securities 6.9 M8.9 M12.3 M
Decreasing
Slightly volatile
Issuance Purchase of Equity Shares1.2 MM1.9 M
Increasing
Stable
Payment of Dividends and Other Cash Distributions (317.2 K)(126.9 K)(437 K)
Increasing
Slightly volatile
Net Cash Flow from Investing(50.8 M)(43.2 M)(53 M)
Increasing
Slightly volatile
Net Cash Flow from Operations13.7 M2.3 M3.9 M
Increasing
Very volatile
Net Cash Flow or Change in Cash and Cash Equivalents(3 M)(6.7 M)(6.9 M)
Increasing
Slightly volatile
Share Based Compensation90 K44.9 K156.7 K
Decreasing
Slightly volatile
Depreciation Amortization and Accretion576.8 K440.4 K436.5 K
Decreasing
Stable

Fundamental Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Earnings per Basic Share0.56960.26450.3545
Decreasing
Stable
Earnings per Diluted Share1.380.24150.4043
Increasing
Very volatile
Earnings per Basic Share USD0.56960.26450.3545
Decreasing
Stable
Dividends per Basic Common Share0.08130.0460.0981
Decreasing
Slightly volatile
Return on Average Equity8.0E-40.0460.0439
Decreasing
Slightly volatile
Return on Average Assets1.0E-40.00350.0033
Decreasing
Slightly volatile
Return on Invested Capital0.00940.00580.0059
Decreasing
Very volatile
Gross Margin0.89470.90.9829
Decreasing
Slightly volatile
Profit Margin0.00270.24730.2073
Decreasing
Slightly volatile
EBITDA Margin0.25570.10810.1337
Decreasing
Stable
Return on Sales0.20610.04720.0829
Decreasing
Stable
Asset Turnover0.03570.03110.0284
Increasing
Slightly volatile
Payout Ratio0.08720.05750.0854
Decreasing
Slightly volatile
Enterprise Value over EBITDA7.57374.417.0466
Decreasing
Slightly volatile
Enterprise Value over EBIT8.04214.67.3035
Decreasing
Slightly volatile
Price to Earnings Ratio11.677.988.8954
Decreasing
Slightly volatile
Sales per Share2.69011.64111.8013
Decreasing
Stable
Price to Sales Ratio3.522.12522.5675
Decreasing
Slightly volatile
Price to Book Value1.290.92231.0239
Decreasing
Slightly volatile
Debt to Equity Ratio0.05619.739.893
Decreasing
Slightly volatile
Dividend Yield0.00920.00810.0094
Decreasing
Slightly volatile
Free Cash Flow per Share5.180.26110.7554
Increasing
Slightly volatile
Book Value per Share7.13165.075.2934
Decreasing
Stable
Tangible Assets Book Value per Share90.626365.2567.7976
Decreasing
Stable
Total Assets Per Share97.231611294.177
Increasing
Slightly volatile
Cash Flow Per Share0.96871.11270.8808
Increasing
Slightly volatile
Calculated Tax Rate33.857932.7829.5965
Increasing
Stable
PPandE Turnover12.884213.7813.2631
Increasing
Slightly volatile
Cash and Equivalents Turnover1.35691.44121.4634
Decreasing
Very volatile
Accrued Expenses Turnover48.447447.1950.709
Increasing
Slightly volatile
Revenue to Assets0.04670.04170.0432
Decreasing
Slightly volatile

EMBASSY BANCORP Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Earnings before Tax4.5 M332.4 K1.6 M
Decreasing
Stable
Earnings Before Interest Taxes and Depreciation Amortization EBITDAM772.8 K2.3 M
Decreasing
Stable
Earnings Before Interest Taxes and Depreciation Amortization USDM772.8 K2.1 M
Decreasing
Stable
Market Capitalization121.1 M46.1 M74.7 M
Decreasing
Slightly volatile
Enterprise Value100.9 M37.8 M83.7 M
Decreasing
Slightly volatile
Invested Capital623.9 M419.9 M456.2 M
Decreasing
Stable
Average Equity49.1 M33.7 M35.9 M
Decreasing
Stable
Average Assets617.4 M416.9 M446.9 M
Decreasing
Stable
Invested Capital Average644.8 M455.2 M479.2 M
Decreasing
Stable
Tangible Asset Value594.8 M384.1 M423.7 M
Decreasing
Stable
Free Cash Flow4.2 M1.3 M2.3 M
Decreasing
Slightly volatile
Revenue Per Employee358.6 K362.4 K393 K
Decreasing
Slightly volatile
Net Income Per Employee74.1 K77.3 K76.5 K
Increasing
Slightly volatile

EMBASSY BANCORP Fundamental Market Drivers

Average Daily Volume Last 10 Day2.73k
Average Daily Volume In Three Month3.14k
Fifty Day Average16.14
Two Hundred Day Average15.94
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