HMN Financial Statements From 2010 to 2024

HMNF Stock  USD 19.50  0.10  0.51%   
HMN Financial financial statements provide useful quarterly and yearly information to potential HMN Financial investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on HMN Financial financial statements helps investors assess HMN Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting HMN Financial's valuation are summarized below:
Gross Profit
40.1 M
Profit Margin
0.1509
Market Capitalization
87.5 M
Revenue
37.7 M
Earnings Share
1.3
There are over one hundred nineteen available fundamental trends for HMN Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of HMN Financial regular fundamental drivers against the trend between 2010 and 2024 to make sure the company can sustain itself next year. The current Market Cap is estimated to decrease to about 75.9 M. Enterprise Value is estimated to decrease to about 62.6 M

HMN Financial Total Revenue

35.75 Million

Check HMN Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among HMN main balance sheet or income statement drivers, such as Interest Expense of 13.2 M, Selling General Administrative of 3.1 M or Selling And Marketing Expenses of 26.2 M, as well as many exotic indicators such as Price To Sales Ratio of 2.99, Dividend Yield of 0.0124 or PTB Ratio of 0.97. HMN financial statements analysis is a perfect complement when working with HMN Financial Valuation or Volatility modules.
  
This module can also supplement various HMN Financial Technical models . Check out the analysis of HMN Financial Correlation against competitors.
For more detail on how to invest in HMN Stock please use our How to Invest in HMN Financial guide.

HMN Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets887.8 M1.1 B784.8 M
Slightly volatile
Short and Long Term Debt Total12.8 M13.5 M17.9 M
Slightly volatile
Total Current Liabilities264.4 M251.9 M38.2 M
Slightly volatile
Total Stockholder Equity92.5 M107.7 M85.4 M
Slightly volatile
Property Plant And Equipment Net10.9 M16.3 M9.8 M
Slightly volatile
Retained Earnings93.1 M142.3 M91.6 M
Slightly volatile
Accounts Payable2.5 M2.4 M605 K
Slightly volatile
Cash10.6 M11.2 M49.3 M
Pretty Stable
Non Current Assets Total1.1 B1.1 B278.8 M
Slightly volatile
Other Assets821 M626.3 M665.3 M
Pretty Stable
Cash And Short Term Investments10.6 M11.2 M147.1 M
Pretty Stable
Net Receivables2.7 M3.6 M2.5 M
Slightly volatile
Common Stock Shares Outstanding4.2 M4.4 M5.6 M
Slightly volatile
Liabilities And Stockholders Equity887.8 M1.1 B784.8 M
Slightly volatile
Total Liabilities678.7 M999.4 M504.8 M
Pretty Stable
Total Current Assets14 M14.7 M376.5 M
Slightly volatile
Short Term Debt201.4 K212 K7.2 M
Slightly volatile
Property Plant And Equipment Gross36.6 M34.8 M15.3 M
Slightly volatile
Other Current Assets14 M14.7 M291.3 M
Slightly volatile
Non Current Liabilities Total784.9 M747.6 M244.3 M
Slightly volatile
Common Stock Total Equity73.2 K81.9 K89.8 K
Slightly volatile
Common Stock73.2 K81.9 K89.8 K
Slightly volatile
Other Liabilities5.9 M9.1 M4.7 M
Very volatile
Intangible Assets2.8 M2.7 M2.5 M
Very volatile
Property Plant Equipment8.5 M14.8 M10 M
Slightly volatile
Short Term Investments139.7 M215.1 M134.1 M
Slightly volatile
Net Tangible Assets82.6 M111 M75.1 M
Slightly volatile
Retained Earnings Total Equity100.3 M159.2 M93.1 M
Slightly volatile
Capital Surpluse37.4 M36.9 M45.9 M
Slightly volatile
Long Term Investments387.7 M215.1 M483.3 M
Pretty Stable
Non Current Liabilities Other18.2 M9.1 M17.6 M
Slightly volatile
Long Term Debt Total6.4 M6.3 M7.7 M
Slightly volatile
Short and Long Term Debt6.4 M6.3 M7.7 M
Slightly volatile
Earning Assets75.9 M101 M104.7 M
Slightly volatile
Capital Stock72.8 K81.9 K89.2 K
Slightly volatile
Net Invested Capital96.7 M108.8 M118.5 M
Slightly volatile

HMN Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense13.2 M12.7 M5.6 M
Pretty Stable
Selling General Administrative3.1 M3.2 M12.7 M
Pretty Stable
Selling And Marketing Expenses26.2 M25 M20.8 M
Slightly volatile
Total Revenue35.7 M43.5 M34.3 M
Slightly volatile
Gross Profit35.7 M43.5 M34.3 M
Slightly volatile
Other Operating Expenses20.5 M34.9 M23.1 M
Slightly volatile
EBITDA8.1 M8.6 M13.6 M
Very volatile
Tax Provision3.9 M2.5 M2.9 M
Slightly volatile
Net Interest Income30.6 M30.8 M25.4 M
Slightly volatile
Interest Income34.2 M43.5 M28.1 M
Slightly volatile
Reconciled Depreciation2.2 MM1.8 M
Slightly volatile

HMN Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow6.6 MM15.7 M
Very volatile
Begin Period Cash Flow39.6 M36.3 M51.8 M
Very volatile
Capital Expenditures656.5 K691 K1.4 M
Slightly volatile
Total Cash From Operating Activities7.3 M7.7 M17.1 M
Very volatile
End Period Cash Flow10.6 M11.2 M53.7 M
Slightly volatile
Change To Inventory10.7 M13.1 M11.6 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.992.30132.5653
Pretty Stable
Dividend Yield0.01240.01310.04
Slightly volatile
PTB Ratio0.970.9290.8544
Pretty Stable
Days Sales Outstanding45.9829.828330.2143
Pretty Stable
Book Value Per Share15.2724.75918.3603
Slightly volatile
Free Cash Flow Yield0.06640.06990.4126
Slightly volatile
Invested Capital0.120.12450.2485
Slightly volatile
Operating Cash Flow Per Share3.421.76543.9728
Pretty Stable
Average Payables1.1 M1.5 M1.6 M
Slightly volatile
PB Ratio0.970.9290.8544
Pretty Stable
Free Cash Flow Per Share3.041.60663.6434
Very volatile
Sales General And Administrative To Revenue0.07080.07450.374
Slightly volatile
Cash Per Share54.6152.007842.8579
Slightly volatile
POCF Ratio13.6813.0285.5216
Slightly volatile
Payout Ratio0.260.21750.3279
Slightly volatile
PFCF Ratio15.0314.31616.1482
Slightly volatile
Intangibles To Total Assets0.00490.00320.0038
Very volatile
Current Ratio0.05550.05842.1 K
Pretty Stable
Tangible Book Value Per Share30.6523.951955.7377
Slightly volatile
Receivables Turnover8.512.236713.728
Pretty Stable
Graham Number23.2127.730627.6069
Pretty Stable
Shareholders Equity Per Share15.2724.75918.3603
Slightly volatile
Debt To Equity0.120.12450.2485
Slightly volatile
Average Receivables3.5 M5.4 M5.6 M
Pretty Stable
Revenue Per Share6.179.99427.6773
Slightly volatile
Interest Debt Per Share5.716.00714.3215
Slightly volatile
Debt To Assets0.01150.01210.0254
Slightly volatile
Short Term Coverage Ratios18.6236.226431.6785
Slightly volatile
Price Book Value Ratio0.970.9290.8544
Pretty Stable
Dividend Payout Ratio0.260.21750.3279
Slightly volatile
Price To Operating Cash Flows Ratio13.6813.0285.5216
Slightly volatile
Price To Free Cash Flows Ratio15.0314.31616.1482
Slightly volatile
Ebt Per Ebit1.20.762.5724
Slightly volatile
Company Equity Multiplier7.7310.27919.1491
Very volatile
Long Term Debt To Capitalization0.120.130.209
Slightly volatile
Total Debt To Capitalization0.110.11070.143
Slightly volatile
Debt Equity Ratio0.120.12450.2485
Slightly volatile
Quick Ratio0.870.91241.1 K
Pretty Stable
Net Income Per E B T0.590.70210.7976
Slightly volatile
Cash Ratio0.04210.0443313
Very volatile
Operating Cash Flow Sales Ratio0.170.17660.5145
Slightly volatile
Days Of Sales Outstanding45.9829.828330.2143
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.660.910.901
Slightly volatile
Cash Flow Coverage Ratios0.540.572621.7573
Slightly volatile
Price To Book Ratio0.970.9290.8544
Pretty Stable
Fixed Asset Turnover2.782.66813.6838
Slightly volatile
Price Cash Flow Ratio13.6813.0285.5216
Slightly volatile
Debt Ratio0.01150.01210.0254
Slightly volatile
Cash Flow To Debt Ratio0.540.572621.7573
Slightly volatile
Price Sales Ratio2.992.30132.5653
Pretty Stable
Asset Turnover0.0320.03930.0434
Pretty Stable
Price Fair Value0.970.9290.8544
Pretty Stable

HMN Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap75.9 M107 M73.4 M
Slightly volatile

HMN Fundamental Market Drivers

Cash And Short Term Investments11.2 M

HMN Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About HMN Financial Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include HMN Financial income statement, its balance sheet, and the statement of cash flows. HMN Financial investors use historical funamental indicators, such as HMN Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although HMN Financial investors may use each financial statement separately, they are all related. The changes in HMN Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on HMN Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on HMN Financial Financial Statements. Understanding these patterns can help to make the right decision on long term investment in HMN Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-2.4 M-2.3 M
Total Revenue43.5 M35.7 M
Cost Of Revenue 0.00  0.00 
Stock Based Compensation To Revenue 0.01  0.02 
Sales General And Administrative To Revenue 0.07  0.07 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.02)(0.02)
Revenue Per Share 9.99  6.17 
Ebit Per Revenue 0.20  0.19 
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards HMN Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, HMN Financial's short interest history, or implied volatility extrapolated from HMN Financial options trading.

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When determining whether HMN Financial is a strong investment it is important to analyze HMN Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact HMN Financial's future performance. For an informed investment choice regarding HMN Stock, refer to the following important reports:
Check out the analysis of HMN Financial Correlation against competitors.
For more detail on how to invest in HMN Stock please use our How to Invest in HMN Financial guide.
You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.

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When running HMN Financial's price analysis, check to measure HMN Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HMN Financial is operating at the current time. Most of HMN Financial's value examination focuses on studying past and present price action to predict the probability of HMN Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HMN Financial's price. Additionally, you may evaluate how the addition of HMN Financial to your portfolios can decrease your overall portfolio volatility.
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Is HMN Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HMN Financial. If investors know HMN will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HMN Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.19)
Dividend Share
0.32
Earnings Share
1.3
Revenue Per Share
8.62
Quarterly Revenue Growth
(0.06)
The market value of HMN Financial is measured differently than its book value, which is the value of HMN that is recorded on the company's balance sheet. Investors also form their own opinion of HMN Financial's value that differs from its market value or its book value, called intrinsic value, which is HMN Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HMN Financial's market value can be influenced by many factors that don't directly affect HMN Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HMN Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if HMN Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HMN Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.