NBT Net Income from 2010 to 2024

NBTB Stock  USD 36.68  0.06  0.16%   
NBT Bancorp's Net Income is increasing over the years with slightly volatile fluctuation. Net Income is expected to dwindle to about 61.1 M. From 2010 to 2024 NBT Bancorp Net Income quarterly data regression line had arithmetic mean of  87,880,936 and r-squared of  0.54. View All Fundamentals
 
Net Income  
First Reported
1991-03-31
Previous Quarter
24.6 M
Current Value
30.4 M
Quarterly Volatility
11 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check NBT Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among NBT main balance sheet or income statement drivers, such as Depreciation And Amortization of 23.4 M, Interest Expense of 41.6 M or Selling General Administrative of 100.3 M, as well as many exotic indicators such as Short Term Coverage Ratios of 0.27, Price Earnings Ratio of 21.49 or Price To Sales Ratio of 2.62. NBT financial statements analysis is a perfect complement when working with NBT Bancorp Valuation or Volatility modules.
  
This module can also supplement NBT Bancorp's financial leverage analysis and stock options assessment as well as various NBT Bancorp Technical models . Check out the analysis of NBT Bancorp Correlation against competitors.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.

Latest NBT Bancorp's Net Income Growth Pattern

Below is the plot of the Net Income of NBT Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in NBT Bancorp financial statement analysis. It represents the amount of money remaining after all of NBT Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is NBT Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in NBT Bancorp's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 118.78 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

NBT Net Income Regression Statistics

Arithmetic Mean87,880,936
Geometric Mean74,711,722
Coefficient Of Variation44.98
Mean Deviation31,513,518
Median78,409,000
Standard Deviation39,524,968
Sample Variance1562.2T
Range147.7M
R-Value0.73
Mean Square Error778.7T
R-Squared0.54
Significance0
Slope6,477,494
Total Sum of Squares21871.1T

NBT Net Income History

202461.1 M
2023118.8 M
2022152 M
2021154.9 M
2020104.4 M
2019121 M
2018112.6 M

Other Fundumenentals of NBT Bancorp

About NBT Bancorp Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include NBT Bancorp income statement, its balance sheet, and the statement of cash flows. NBT Bancorp investors use historical funamental indicators, such as NBT Bancorp's Net Income, to determine how well the company is positioned to perform in the future. Although NBT Bancorp investors may use each financial statement separately, they are all related. The changes in NBT Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on NBT Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on NBT Bancorp Financial Statements. Understanding these patterns can help to make the right decision on long term investment in NBT Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for 2024
Net Income118.8 M61.1 M
Net Income Applicable To Common Shares174.8 M183.5 M
Net Income From Continuing Ops124.5 M103.2 M
Net Income Per E B T 0.77  0.56 

NBT Bancorp Investors Sentiment

The influence of NBT Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in NBT. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to NBT Bancorp's public news can be used to forecast risks associated with an investment in NBT. The trend in average sentiment can be used to explain how an investor holding NBT can time the market purely based on public headlines and social activities around NBT Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
NBT Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for NBT Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average NBT Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on NBT Bancorp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards NBT Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, NBT Bancorp's short interest history, or implied volatility extrapolated from NBT Bancorp options trading.

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When determining whether NBT Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NBT Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nbt Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nbt Bancorp Stock:
Check out the analysis of NBT Bancorp Correlation against competitors.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.
You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.

Complementary Tools for NBT Stock analysis

When running NBT Bancorp's price analysis, check to measure NBT Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy NBT Bancorp is operating at the current time. Most of NBT Bancorp's value examination focuses on studying past and present price action to predict the probability of NBT Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move NBT Bancorp's price. Additionally, you may evaluate how the addition of NBT Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is NBT Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NBT Bancorp. If investors know NBT will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NBT Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.24)
Dividend Share
1.24
Earnings Share
2.65
Revenue Per Share
11.013
Quarterly Revenue Growth
0.013
The market value of NBT Bancorp is measured differently than its book value, which is the value of NBT that is recorded on the company's balance sheet. Investors also form their own opinion of NBT Bancorp's value that differs from its market value or its book value, called intrinsic value, which is NBT Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NBT Bancorp's market value can be influenced by many factors that don't directly affect NBT Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NBT Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if NBT Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NBT Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.