Bankfinancial Stock Today

BFIN Stock  USD 10.16  0.04  0.40%   

Performance

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Odds Of Distress

Less than 9

 
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BankFinancial is selling at 10.16 as of the 24th of April 2024; that is 0.40 percent up since the beginning of the trading day. The stock's open price was 10.12. BankFinancial has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for BankFinancial are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 25th of March 2024 and ending today, the 24th of April 2024. Click here to learn more.
Business Domain
Banks
IPO Date
28th of June 2005
Category
Financial Services
Classification
Financials
BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois. The company has 12.46 M outstanding shares of which 21.06 K shares are currently shorted by private and institutional investors with about 1.81 trading days to cover. More on BankFinancial

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BankFinancial Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. BankFinancial's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding BankFinancial or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
ChairmanFrank Gasior
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering BankFinancial report their recommendations after researching BankFinancial's financial statements, talking to executives and customers, or listening in on BankFinancial's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering BankFinancial. The BankFinancial consensus assessment is calculated by taking the average forecast from all of the analysts covering BankFinancial.
BankFinancial's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to BankFinancial's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand BankFinancial's financial leverage. It provides some insight into what part of BankFinancial's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on BankFinancial's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how BankFinancial deploys its capital and how much of that capital is borrowed.
Liquidity
BankFinancial cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 48.62 M in liabilities with Debt to Equity (D/E) ratio of 6.12, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist BankFinancial until it has trouble settling it off, either with new capital or with free cash flow. So, BankFinancial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like BankFinancial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for BankFinancial to invest in growth at high rates of return. When we think about BankFinancial's use of debt, we should always consider it together with cash and equity.

Other Cashflows From Financing Activities

52.85 Million
BankFinancial (BFIN) is traded on NASDAQ Exchange in USA. It is located in 60 North Frontage Road, Burr Ridge, IL, United States, 60527 and employs 183 people. BankFinancial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 126.1 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate BankFinancial's market, we take the total number of its shares issued and multiply it by BankFinancial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. BankFinancial conducts business under Banks sector and is part of Financials industry. The entity has 12.46 M outstanding shares of which 21.06 K shares are currently shorted by private and institutional investors with about 1.81 trading days to cover. BankFinancial currently holds about 270.72 M in cash with 9.22 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 20.58, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check BankFinancial Probability Of Bankruptcy
Ownership Allocation
BankFinancial retains a total of 12.46 Million outstanding shares. Over half of BankFinancial's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in BankFinancial. Please watch out for any change in the institutional holdings of BankFinancial as this could mean something significant has changed or is about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check BankFinancial Ownership Details

BankFinancial Stock Price Odds Analysis

Contingent on a normal probability distribution, the odds of BankFinancial jumping above the current price in 90 days from now is about 64.06%. The BankFinancial probability density function shows the probability of BankFinancial stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days BankFinancial has a beta of 0.3159 suggesting as returns on the market go up, BankFinancial average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding BankFinancial will be expected to be much smaller as well. Additionally, bankFinancial has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
  Odds Below 10.16HorizonTargetOdds Above 10.16
35.52%90 days
 10.16 
64.06%
Based on a normal probability distribution, the odds of BankFinancial to move above the current price in 90 days from now is about 64.06 (This BankFinancial probability density function shows the probability of BankFinancial Stock to fall within a particular range of prices over 90 days) .

BankFinancial Stock Institutional Holders

Institutional Holdings refers to the ownership stake in BankFinancial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of BankFinancial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing BankFinancial's value.
InstituionRecorded OnShares
Bhz Capital Management, Lp.2023-12-31
81 K
Bridgeway Capital Management, Llc2023-12-31
76.4 K
Round Hill Asset Management Inc2023-12-31
67 K
Creative Planning Inc2023-12-31
65 K
American Century Companies Inc2023-12-31
56.1 K
State Street Corporation2023-12-31
54 K
Fourthstone Llc2023-09-30
43.3 K
Traynor Capital Management, Inc2024-03-31
33.8 K
Northern Trust Corp2023-12-31
31.5 K
M3f, Inc.2023-12-31
1.2 M
Dimensional Fund Advisors, Inc.2023-12-31
868.8 K
View BankFinancial Diagnostics

BankFinancial Historical Income Statement

BankFinancial Income Statement is one of the three primary financial statements used for reporting BankFinancial's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of BankFinancial revenue and expense. BankFinancial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, BankFinancial's Depreciation And Amortization is very stable compared to the past year. As of the 24th of April 2024, Net Income Applicable To Common Shares is likely to grow to about 12.7 M, while Interest Expense is likely to drop about 1.7 M. View More Fundamentals

BankFinancial Stock Against Markets

Picking the right benchmark for BankFinancial stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in BankFinancial stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for BankFinancial is critical whether you are bullish or bearish towards BankFinancial at a given time. Please also check how BankFinancial's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in BankFinancial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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BankFinancial Corporate Directors

BankFinancial corporate directors refer to members of a BankFinancial board of directors. The board of directors generally takes responsibility for the BankFinancial's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of BankFinancial's board members must vote for the resolution. The BankFinancial board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
John PalmerIndependent DirectorProfile
Terry WellsIndependent DirectorProfile
John HausmannIndependent DirectorProfile
Thomas NeillIndependent DirectorProfile

How to buy BankFinancial Stock?

Before investing in BankFinancial, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in BankFinancial. To buy BankFinancial stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of BankFinancial. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase BankFinancial stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located BankFinancial stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased BankFinancial stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as BankFinancial, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy BankFinancial Stock please use our How to Invest in BankFinancial guide.

Already Invested in BankFinancial?

The danger of trading BankFinancial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of BankFinancial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than BankFinancial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile BankFinancial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether BankFinancial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of BankFinancial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bankfinancial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bankfinancial Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BankFinancial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.

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When running BankFinancial's price analysis, check to measure BankFinancial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BankFinancial is operating at the current time. Most of BankFinancial's value examination focuses on studying past and present price action to predict the probability of BankFinancial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BankFinancial's price. Additionally, you may evaluate how the addition of BankFinancial to your portfolios can decrease your overall portfolio volatility.
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Is BankFinancial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankFinancial. If investors know BankFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.38)
Dividend Share
0.4
Earnings Share
0.74
Revenue Per Share
4.431
Quarterly Revenue Growth
(0.06)
The market value of BankFinancial is measured differently than its book value, which is the value of BankFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of BankFinancial's value that differs from its market value or its book value, called intrinsic value, which is BankFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankFinancial's market value can be influenced by many factors that don't directly affect BankFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.