Ameris Story

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ABCB -- USA Stock  

USD 21.91  0.47  2.19%

Ameris Bancorp Net Income Per Employee is projected to increase significantly based on the last few years of reporting. The past year's Net Income Per Employee was at 59,310. The current year Average Assets is expected to grow to about 16.1 B, whereas Revenue Per Employee is forecasted to decline to about 264.2 K. As many millenniums are excited about financial services space, it is only fair to go over Ameris Bancorp. We will evaluate why we are still optimistic in anticipation of a recovery. This post is to show some fundamental factors affecting Ameris Bancorp's products and services. I will also drop some light on how it may impact the investing outlook for Ameris Bancorp in August.
Published over two months ago
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Should you hold on to your Ameris Bancorp position?
Over 88.0% of Ameris Bancorp shares are held by institutions such as insurance companies. Institutional ownership of Ameris Bancorp refers to the amount of Ameris Bancorp equity owned by mutual funds, pension funds, insurance companies, investment firms, foundations, or other large entities that manage money on behalf of others. Check out our latest analysis of Ameris, including its current ownership diagnostics.

And What about dividends?

A dividend is the distribution of a portion of Ameris Bancorp earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Ameris Bancorp dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Ameris one year expected dividend income is about $0.33 per share.
The current year Preferred Dividends Income Statement Impact is expected to grow to about 264.2 K, whereas Payment of Dividends and Other Cash Distributions is forecasted to decline to (25.3 M).
Last ReportedProjected for 2020
Preferred Dividends Income Statement Impact257.4 K264.2 K
Payment of Dividends and Other Cash Distributions-24.7 M-25.3 M
Dividend Yield 0.012  0.0112 
Dividends per Basic Common Share 0.50  0.43 
Investing in dividend-paying stocks, such as Ameris Bancorp is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in Ameris Bancorp must own a stock before its ex-dividend date to receive its next dividend. This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Ameris Bancorp. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How important is Ameris Bancorp's Liquidity

Ameris Bancorp financial leverage refers to using borrowed capital as a funding source to finance Ameris Bancorp ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Ameris Bancorp financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between Ameris Bancorp's total debt and its cash.

How Ameris utilizes its cash?

To perform a cash flow analysis of Ameris Bancorp, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash Ameris Bancorp is receiving and how much cash it distributes out in a given period. The Ameris Bancorp cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities. Ameris Bancorp Net Cash Flow from Operations is projected to decrease significantly based on the last few years of reporting. The past year's Net Cash Flow from Operations was at (940.21 Million)

What did Ameris Bancorp file with SEC?

The SEC filings are financial statements or other formal documents of Ameris Bancorp that are regularly submitted to the U.S. Securities and Exchange Commission (SEC). Public companies, certain insiders, and broker-dealers are required to make SEC filings and fintech professionals rely on these filings for information about companies they are evaluating for investment purposes. Please note, most SEC filings are available online through the SEC's EDGAR database. Please check here for more information.
Please note, although all public domestic companies are required to submit their filings via EDGAR, not all public companies are available through our service. Also, keep in mind that the actual annual reports to Ameris shareholders may or may not be submitted as SEC does not always require it.
Financial Statements and Exhibits. Regulation FD Disclosure
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Submission of Matters to a Vote of Security Holders
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Unclassified Corporate Event
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Please note, although all public domestic companies are required to submit their filings via EDGAR, not all public companies are available through our service. Also, keep in mind that the actual annual reports to Ameris shareholders may or may not be submitted as SEC does not always require it.

Purchase by Elizabeth McCague of 1500 shares of Ameris Bancorp

Legal trades by Ameris Bancorp insiders are very common, as founders, directors, or employees of any publicly traded firm often have stock or stock options. These trades are made public in the United States through the filing of Form 4 of the Securities and Exchange Commission. Below entry was recorded recently and is publicly available as an insider trade:
Ameris insider trading alert for perchase of common stock by Elizabeth McCague, the corporate stakeholder, on 3rd of August 2020. This event was filed by Ameris Bancorp with SEC on 2020-08-03. Statement of changes in beneficial ownership - SEC Form 4 [view details]   
Note, although insider trading is legal, in the United States, Canada, Australia, and Germany, for mandatory reporting purposes, corporate insiders are defined as a company's officers, directors, and any beneficial owners of more than 10% of a class of the company's equity securities.

Breaking down the case for Ameris Bancorp

Ameris Bancorp holds a total of sixty-nine million four hundred fourty thousand outstanding shares. The majority of Ameris Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Ameris Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Ameris Bancorp. Please pay attention to any change in the institutional holdings of Ameris Bancorp as this could imply that something significant has changed or about to change at the company. Please note that no matter how much assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
 2017 2018 2019 2020 (projected)
Revenues USD356.22 M445.14 M683.52 M737.48 M
Revenues356.22 M445.14 M683.52 M737.48 M

Ownership Breakdown

Retail Investors
7.0%
Insiders
5.13%
Institutions
87.87%
Retail Investors7.0
Insiders5.13
Institutions87.87

Ameris Bancorp is epected to finish above $23 in August

The coefficient of variation is down to 2388.0 as of today. As of the 27th of July, Ameris Bancorp shows the mean deviation of 4.51, and Risk Adjusted Performance of 0.0767. Ameris Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to collect and analyze data for nineteen technical drivers for Ameris Bancorp, which can be compared to its rivals. Please confirm Ameris Bancorp variance, maximum drawdown, and the relationship between the coefficient of variation and jensen alpha to decide if Ameris Bancorp is priced correctly, providing market reflects its regular price of 22.96 per share. Given that Ameris Bancorp has jensen alpha of (0.26), we suggest you to validate Ameris Bancorp's prevailing market performance to make sure the company can sustain itself at a future point.

The Current Takeaway on Ameris Bancorp Investment

Whereas some other companies in the banks?regional industry are either recovering or due for a correction, Ameris Bancorp may not be performing as strong as the other in terms of long-term growth potentials. In closing, as of the 27th of July 2020, we believe that Ameris Bancorp is currently undervalued with close to average probability of bankruptcy in the next two years. However, our latest 30 days buy-hold-sell recommendation on the company is Strong Sell.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Ellen Johnson do not own shares of Ameris Bancorp. Please refer to our Terms of Use for any information regarding our disclosure principles.

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