Ally Financial Story

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ALLY -- USA Stock  

USD 42.91  1.41  3.40%

Ally Financial Book Value per Share is fairly stable at the moment as compared to the past year. Ally Financial reported Book Value per Share of 34.14 in 2020. EBITDA Margin is likely to rise to 0.57 in 2021, whereas Net Income Per Employee is likely to drop slightly above 143.2 K in 2021. Today we will break down Ally Financial. What exactly are Ally Financial shareholders getting in February? This post is to show some fundamental factors affecting Ally Financial's products and services. I will also show how it may impact the investing outlook for Ally Financial in February.
Published over a month ago
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Wild options for Ally Financial investors
Over 98.0% of Ally Financial shares are held by institutions such as insurance companies. Institutional ownership of Ally Financial refers to the amount of Ally Financial equity owned by mutual funds, pension funds, insurance companies, investment firms, foundations, or other large entities that manage money on behalf of others. Check out our latest analysis of Ally Financial, including its current ownership diagnostics.

And What about dividends?

A dividend is the distribution of a portion of Ally Financial earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Ally Financial dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Ally Financial one year expected dividend income is about $0.36 per share.
Preferred Dividends Income Statement Impact is likely to rise to about 913.2 M in 2021, whereas Payment of Dividends and Other Cash Distributions is likely to drop (338.7 M) in 2021.
Last ReportedProjected for 2021
Preferred Dividends Income Statement Impact685.8 M913.2 M
Payment of Dividends and Other Cash Distributions-313.9 M-338.7 M
Dividend Yield 0.0253  0.0233 
Dividends per Basic Common Share 0.78  0.67 
Investing in dividend-paying stocks, such as Ally Financial is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in Ally Financial must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Ally Financial. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How important is Ally Financial's Liquidity

Ally Financial financial leverage refers to using borrowed capital as a funding source to finance Ally Financial ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Ally Financial financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between Ally Financial's total debt and its cash.

What do experts say?

Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempt to gain an edge in the markets by making informed decisions.
It is good to see analyst projects for Ally Financial, but it might be worth checking our own buy vs. sell analysis

What did Ally Financial file with SEC?

The SEC filings are financial statements or other formal documents of Ally Financial that are regularly submitted to the U.S. Securities and Exchange Commission (SEC). Public companies, certain insiders, and broker-dealers are required to make SEC filings and fintech professionals rely on these filings for information about companies they are evaluating for investment purposes. Please note, most SEC filings are available online through the SEC's EDGAR database.
Please check here for more information.
Please note, although all public domestic companies are required to submit their filings via EDGAR, not all public companies are available through our service. Also, keep in mind that the actual annual reports to Ally Financial shareholders may or may not be submitted as SEC does not always require it.
16th of February 2021
Unclassified Corporate Event
View
22nd of January 2021
Financial Statements and Exhibits. Results of Operations and Financial Condition
View
16th of November 2020
Other Events
View
Please note, although all public domestic companies are required to submit their filings via EDGAR, not all public companies are available through our service. Also, keep in mind that the actual annual reports to Ally Financial shareholders may or may not be submitted as SEC does not always require it.

Payment of 6734 shares by Douglas Timmerman of Ally Financial subject to Rule 16b-3

Legal trades by Ally Financial insiders are very common, as founders, directors, or employees of any publicly traded firm often have stock or stock options. These trades are made public in the United States through the filing of Form 4 of the Securities and Exchange Commission. Below entry was recorded recently and is publicly available as an insider trade:
Ally Financial insider trading alert for payment of common stock by Douglas Timmerman, President Auto Finance, on 8th of February 2021. This event was filed by Ally Financial Inc with SEC on 2021-02-08. Statement of changes in beneficial ownership - SEC Form 4 [view details]   
Note, although insider trading is legal, in the United States, Canada, Australia, and Germany, for mandatory reporting purposes, corporate insiders are defined as a company's officers, directors, and any beneficial owners of more than 10% of a class of the company's equity securities.

Breaking down Ally Financial Indicators

Ally Financial retains a total of 373.86 Million outstanding shares. The majority of Ally Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Ally Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Ally Financial. Please pay attention to any change in the institutional holdings of Ally Financial as this could imply that something significant has changed or about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.

Ownership Breakdown

Institutions
97.51%
Retail Investors1.82
Insiders0.67
Institutions97.51

Ally Financial may start a recoup in February

Sortino ratio is down to 0.17. It may suggest a possible volatility slide. Ally Financial has relatively low volatility with skewness of 0.23 and kurtosis of -0.23. However, we advise all investors to independently investigate Ally Financial to ensure all accessible information is consistent with the expectations about its upside potential and future expected returns.

Our Takeaway on Ally Financial Investment

While few other entities under the credit services industry are still a bit expensive, Ally Financial may offer a potential longer-term growth to investors. With a less-than optimistic outlook for your 30 days horizon, it may be a good time to trade some or all of your Ally Financial holdings as it seems the potential growth was already fully factored into the current price. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to Ally Financial.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of Ally Financial. Please refer to our Terms of Use for any information regarding our disclosure principles.

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