This firm has beta of 0.69. As returns on market increase, American National returns are expected to increase less than the market. However during bear market, the loss on holding American National will be expected to be smaller as well. American National dividends can provide a clue to current valuation of the stock. The firm one year expected dividend income is about $1.64 per share.
Using predictive
technical analysis, we can analyze different prices and returns patterns and
diagnose historical swings to determine the real value of American National Insurance. In general, sophisticated investors focus on analyzing American National stock price patterns and their correlations with different microeconomic environment and drivers. They apply predictive analytics to build American National's daily price indicators and compare them against related drivers such as
momentum indicators and various other types of predictive indicators. Using this methodology combined with a more conventional
technical analysis and
fundamental analysis, we attempt to find the most accurate representation of
American National's intrinsic value. In addition to deriving basic predictive indicators for American National, many experienced traders also check how macroeconomic factors affect American National price patterns. Please read more on our
technical analysis page or use our predictive modules below to complement your research.
Sophisticated investors, who have witnessed
many market ups and downs, anticipate that the market will even out over time. This tendency of American National's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Please note, it is not enough to conduct a financial or market analysis of a single entity such as American National. Your research has to be compared to or analyzed against American National's peers to derive any actionable benefits. When done correctly, American National's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in American National.
How important is American National's Liquidity
American National
financial leverage refers to using borrowed capital as a funding source to finance American National Insurance ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. American National financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to American National's owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of American National's financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the
breakdown between American National's total debt and its cash.
Breaking down American National Indicators
The small decline in market price for the last few months could raise concerns from investors as the firm closed today at a share price of
118.21 on slow start in volume. The company management did not add much value to American National investors in
November. However, diversifying your holdings with American National Insurance Com or similar stocks can still protect your portfolio during high-volatility market scenarios. The stock standard deviation of daily returns for 30 days (very short) investing horizon is currently 1.19. The below-average Stock volatility is a good sign for a longer term investment options and for buy-and-hold investors. American National maintains cash per share of 31.08 . American National is selling for 118.21. This is 0.28 percent up. Opened at 118.21. American National Total Debt is increasing over the last 8 years. Also, American National Profit Margin is increasing over the last 8 years. The late value of American National Profit Margin is 0.0009.
| 2016 | 2017 | 2018 | 2019 (projected) |
Revenues USD | 3.23 B | 3.41 B | 3.33 B | 3.52 B | Revenues | 3.23 B | 3.41 B | 3.33 B | 3.53 B |
American National Insurance Company, together with its subsidiaries, provides various insurance products and services in the United States, the District of Columbia, and Puerto Rico. The companys Life segment offers whole life, term life, universal life, variable universal life, and credit life insurance products. Its Annuity segment provides deferred, variable, and single premium immediate annuity products. The companys Health segment offers medicare supplement, supplemental, stop-loss, credit disability, and medical expense insurance. Its Property and Casualty segment provides personal lines insurance, such as auto, homeowners, boats, motorcycles, recreational vehicles, and other exposures and commercial lines of insurance, including property and casualty coverage tailored for a farm, ranch, or other agricultural business within the rural and suburban markets, as well as business owners, property, liability, mortgage security insurance, and workers compensation coverages. This segment also offers credit-related property insurance products comprising collateral or creditor protection insurance and guaranteed auto protection or guaranteed asset protection insurance. The company distributes its products through career and multiple-line agents, broker-dealers, independent insurance agents and brokers, managing general underwriters, marketing organizations, employee benefit firms, and financial institutions, as well as through direct marketing channels, Internet, and call centers. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas.
Revenues USDRevenuesTaking everything into account, our research shows that American National is very steady with
very small odds of distress in the next two years. Our overall 'Buy vs. Hold vs. Sell' recommendation on the firm is
Hold.
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Ellen Johnson is a Member of Macroaxis Editorial Board. Ellen covers public companies in North America, focusing primarily on valuation and volatility. Six years of experience in predictive investment analytics and risk management.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Ellen Johnson do not own shares of American National Insurance. Please refer to our
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