Atlantic Union Bankshares has 388.72 M in debt with debt to equity (D/E) ratio of 7.52, demonstrating that Atlantic Union may be unable to create cash to meet all of its financial commitments. Debt can assist Atlantic Union until it has trouble settling it off, either with new capital or with free cash flow. So, Atlantic Union's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Atlantic Union Bankshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Atlantic to invest in growth at high rates of return. When we think about Atlantic Union's use of debt, we should always consider it together with cash and equity.