Bancfirst Story

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BANF -- USA Stock  

USD 65.20  1.19  1.79%

While some of us are excited about financial services space, it makes sense to digest BancFirst in greater detail to make a better assessment of its actual value. We will evaluate why we are still confident in anticipation of a recovery. Is the firm valuation sustainable? Here I will cover a perspective on valuation of BancFirst to give you a better outlook on taking a position in this stock.
Published over a month ago
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Will BancFirst (NASDAQ:BANF) price increase in February 2021?
The company currently holds 31.3 M in liabilities with Debt to Equity (D/E) ratio of 0.05, which may suggest BancFirst is not taking enough advantage from borrowing. Macroaxis provides unbiased investment recommendation on BancFirst that should be used to complement current analysts and expert consensus on BancFirst. Our trade advice engine determines the company's potential to grow exclusively from the perspective of an investors' current risk tolerance and investing horizon.
We determine the current worth of Bancfirst Corp using both absolute as well as relative valuation methodologies to arrive at its intrinsic value. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Bancfirst Corp based exclusively on its fundamental and basic technical indicators. By analyzing Bancfirst Corp's financials, quarterly and monthly indicators, and related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Bancfirst Corp's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Bancfirst Corp. We calculate exposure to Bancfirst Corp's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Bancfirst Corp's related companies.

Bancfirst Corp Investment Alerts

Bancfirst investment alerts and warnings help investors to get more proficient at understanding not only critical technical and fundamental signals but also the significant portfolio-centered indicators. These indicators include beta, alpha, and other risk-related measures that will help you in monitoring Bancfirst Corp performance across your portfolios.Please check all investment alerts for Bancfirst

Bancfirst Corp Valuation Ratios as Compared to Competition

Our valuation model uses many indicators to compare Bancfirst value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bancfirst Corp competition to find correlations between indicators driving the intrinsic value of Bancfirst.

How Bancfirst utilizes its cash?

To perform a cash flow analysis of Bancfirst Corp, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash Bancfirst Corp is receiving and how much cash it distributes out in a given period. The Bancfirst Corp cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities.
Bancfirst Corp Net Cash Flow from Operations is projected to increase significantly based on the last few years of reporting. The past year's Net Cash Flow from Operations was at 154.34 Million

What is driving Bancfirst Corp Investor Appetite?

BancFirst reported the previous year's revenue of 379.33 M. Net Income was 99.73 M with profit before overhead, payroll, taxes, and interest of 410.86 M.
 2018 2019 2020 2021 (projected)
Net Income125.81 M134.88 M155.11 M124.6 M
Gross Profit381.87 M410.86 M472.49 M418.39 M

Margins Breakdown

BancFirst profit margins show the degree to which it makes money. Margin indicators are used not only by investors but also by creditors or BancFirst itself as indicators of financial health and management effectiveness. Please look more closely at the different varieties of BancFirst profit margins.
Profit Margin
EBITDA Margin0.5
Gross Margin0.89
Profit Margin0.34

BancFirst Earnings Before Interest Taxes and Depreciation Amortization EBITDA is increasing over the last 8 years. Also, BancFirst Revenue Per Employee is increasing over the last 8 years.

Will price continue to surge in February 2021?

Latest downside variance is at 6.35. BancFirst currently demonstrates below-verage downside deviation. It has Information Ratio of 0.14 and Jensen Alpha of 0.34. However, we do advice investors to further question BancFirst expected returns to ensure all indicators are consistent with the current outlook about its relatively low value at risk.

Our Final Perspective on BancFirst

Although some other entities under the banks?regional industry are still a bit expensive, BancFirst may offer a potential longer-term growth to shareholders. In closing, as of the 14th of January 2021, we believe that at this point, BancFirst is very steady with very small chance of financial distress within the next 2 years. From a slightly different point of view, the entity appears to be fairly valued. Our current 30 days buy-or-sell advice on the firm is Strong Buy.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of Bancfirst Corp. Please refer to our Terms of Use for any information regarding our disclosure principles.

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