The company currently holds 5.74
M in liabilities with Debt to Equity (D/E) ratio of 6.12, indicating BankFinancial may have difficulties to generate enough cash to satisfy its financial obligations. BankFinancial currently holds 5.74
M in liabilities with Debt to Equity (D/E) ratio of 6.12, indicating the firm may have difficulties to generate enough cash to satisfy its financial obligations. We provide trade advice to complement the prevailing
expert consensus on BankFinancial. Our dynamic recommendation engine uses a multidimensional algorithm to analyze the company's potential to grow using all technical and fundamental data available at the time.
We determine the current worth of BankFinancial using both absolute as well as relative valuation methodologies to arrive at its intrinsic value. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of BankFinancial based exclusively on its
fundamental and basic
technical indicators. By analyzing BankFinancial's
financials, quarterly and monthly indicators, and related drivers such as
dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of
BankFinancial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of BankFinancial. We calculate exposure to BankFinancial's
market risk, different
technical and
fundamental indicators, relevant financial multiples and ratios, and then
comparing them to BankFinancial's related companies.
BankFinancial Investment Alerts
BankFinancial investment alerts and warnings help investors to get more proficient at understanding not only critical technical and fundamental signals but also the significant portfolio-centered indicators. These indicators include beta, alpha, and other risk-related measures that will help you in monitoring BankFinancial performance across your portfolios.Please check all
investment alerts for BankFinancial
BankFinancial Valuation Ratios as Compared to Competition
Our valuation model uses many indicators to compare BankFinancial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across BankFinancial competition to find
correlations between indicators driving the intrinsic value of BankFinancial.
BankFinancial Gross Profit
BankFinancial Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing BankFinancial previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show BankFinancial Gross Profit growth over the last 10 years. Please check BankFinancial's
gross profit and other
fundamental indicators for more details.
Breaking down the case for BankFinancial
The entity reported the previous year's revenue of 52.53
M. Net Income was 10.54
M with profit before overhead, payroll, taxes, and interest of 54.58
M.
| 2017 | 2018 | 2019 | 2020 (projected) |
Cash and Equivalents | 127.59 M | 98.2 M | 190.32 M | 158.28 M | Total Assets | 1.63 B | 1.59 B | 1.49 B | 1.67 B |
Margins Breakdown
BankFinancial profit margins show the degree to which it makes money. Margin indicators are used not only by investors but also by creditors or BankFinancial itself as indicators of financial health and management effectiveness. Please look more closely at the different varieties of BankFinancial profit margins.
| EBITDA Margin | 0.35 |
| Gross Margin | 0.89 |
| Profit Margin | 0.23 |
BankFinancial Earnings Before Interest Taxes and Depreciation Amortization USD is increasing over the last 8 years. The latest value of BankFinancial Earnings Before Interest Taxes and Depreciation Amortization USD is 18,958,184. BankFinancial Net Income Per Employee is quite stable at the moment. Furthermore, BankFinancial Average Assets is decreasing over the last 8 years. BankFinancial Earnings Before Interest Taxes and Depreciation Amortization USD is increasing over the last 8 years. The previous year's value of BankFinancial Earnings Before Interest Taxes and Depreciation Amortization USD was 18,958,184. BankFinancial Net Income Per Employee is quite stable at the moment. Furthermore, BankFinancial Average Assets is decreasing over the last 8 years.
Momentum Analysis of BankFinancial suggests possible reversal in August
Latest Information Ratio is up to -0.02. Price may slide again. As of the 25th of July, BankFinancial shows the Mean Deviation of 3.92,
downside deviation of 4.8, and Risk Adjusted Performance of 0.038. BankFinancial
technical analysis gives you the methodology to make use of
historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of
historical prices and volume momentum, or the prices will eventually revert. We were able to analyze and collect data for nineteen
technical drivers for BankFinancial, which can be compared to its rivals. Please confirm
BankFinancial jensen alpha, as well as the
relationship between the
potential upside and
skewness to decide if BankFinancial is priced correctly, providing market reflects its regular price of 7.53 per share. Given that BankFinancial has
jensen alpha of 0.144, we suggest you to validate BankFinancial's prevailing market performance to make sure the company can sustain itself at a future point.
Our Bottom Line On BankFinancial
Whereas other companies within the banks—regional industry are still a little expensive, even after the recent corrections, BankFinancial may offer a potential longer-term growth to institutional investors. The inconsistency in the assessment between current BankFinancial valuation and our trade advice on BankFinancial is due to the recent market swings and your selection of investing horizon. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to BankFinancial.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectEditorial Staff
Raphi Shpitalnik is a Junior Member of Macroaxis Editorial Board. Raphael is a young entrepreneur who joined Macroaxis on a part-time basis at the beginning of the pandemic and eventually acquired a real taste for investing and fintech. He likes to analyze different equity instruments across a wide range of industries, focusing primarily on consumer products, sports, fintech, cannabis, and AI.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of BankFinancial. Please refer to our
Terms of Use for any information regarding our disclosure principles.
Would you like to provide feedback on the content of this article?
You can get in touch with us directly or send us a quick note via email to
editors@macroaxis.com
