Community Story

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CBU -- USA Stock  

USD 65.84  1.27  1.89%

As many rational traders are trying to avoid financial services space, it makes sense to review Community Bank System a little further and understand how it stands against Enterprise Financial and other similar entities. We are going to break down some of the competitive aspects of both Community and Enterprise.
Published over three weeks ago
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Our viewpoint on Community Bank (NYSE:CBU) and Enterprise Financial (NASDAQ:EFSC)?
By analyzing existing basic indicators between Community Bank and Enterprise, you can compare the effects of market volatilities on both companies' prices and check if they can diversify away market risk if combined in one of your portfolios. You can also utilize pair trading strategies for matching a long position in Enterprise with a short position in Community Bank. Check out our pair correlation module for more information.

Let's begin by analyzing the assets. The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Community Bank has an asset utilization ratio of 6.69 percent. This implies that the company is making $0.0669 for each dollar of assets. An increasing asset utilization means that Community Bank System is more efficient with each dollar of assets it utilizes for everyday operations.
Out of tens of thousands of stocks, funds, and ETFs that trade on global exchanges each represent an individual company which you can analyze using comparative analysis. To determine which one of the two companies, such as Community or Axos Financial is a better fit for your portfolio, analyzing a few basic fundamental indicators is a good first step.

UNDERSTANDING Community Bank dividends

A dividend is the distribution of a portion of Community Bank earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Community Bank dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Community one year expected dividend income is about $0.93 per share.
Dividend Yield is likely to gain to 0.0244 in 2020, whereas Payment of Dividends and Other Cash Distributions is likely to drop (82.4 M) in 2020.
Last ReportedProjected for 2020
Payment of Dividends and Other Cash Distributions-80.2 M-82.4 M
Dividend Yield 0.022  0.0244 
Dividends per Basic Common Share 1.58  1.52 
Investing in dividend-paying stocks, such as Community Bank System is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in Community Bank must own a stock before its ex-dividend date to receive its next dividend. This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Community Bank. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How important is Community Bank's Liquidity

Community Bank financial leverage refers to using borrowed capital as a funding source to finance Community Bank System ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Community Bank financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between Community Bank's total debt and its cash.

What do experts say?

Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempt to gain an edge in the markets by making informed decisions. It is good to see analyst projects for Community Bank, but it might be worth checking our own buy vs. sell analysis

Correlation Between Community and Axos Financial

In general, stock analysis is a method for investors and traders to make individual buying and selling decisions. Stock correlation analysis is also essential because it can help investors realize that they may not be as diversified as they think. Risk management strategies are usually required to make sure all portfolios are properly aligned against their risk tolerance level. You can consider holding Community Bank together with similar or unrelated positions with a negative correlation. For example, you can also add Axos Financial to your portfolio. If Axos Financial is not perfectly correlated to Community Bank it will diversify some of the market risks out of the positively correlated stocks in your portfolio. However, the disadvantage of this sort of hedging is that it can potentially affect your investment returns throughout market cycles. When Community Bank for example, for example, performs excellent and delivers stable returns, the negatively correlated position you locked in as a hedge may drag your returns down. Please check pair correlation details between CBU and AX for more information.

Detailed Outlook On Community Bank

Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include product or services discounts, promotions, as well as early payments on invoices or services rendered in advance.

Revenue Breakdown

Lets now take a look at Community Bank revenue. Based on the latest financial disclosure, Community Bank System reported 571.82 M of revenue. This is 94.9% lower than that of the Financial Services sector and significantly higher than that of the Banks?Regional industry. The revenue for all United States stocks is 93.94% higher than that of Community Bank. As for Enterprise Financial we see revenue of 247.31 M, which is much higher than that of the Banks?Regional

Community571.82 Million
Enterprise247.31 Million
571.8 M
247.3 M

Community Bank is estimated to stay under $60 in November

Skewness just dropped to -0.4, may call for upcoming price depreciation. As of the 26th of October, Community Bank shows the Risk Adjusted Performance of 0.01, mean deviation of 1.4, and Downside Deviation of 1.83. Community Bank System technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We are able to break down and analyze data for nineteen technical drivers for Community Bank System, which can be compared to its rivals. Please confirm Community Bank System downside deviation, jensen alpha, as well as the relationship between the Jensen Alpha and downside variance to decide if Community Bank System is priced correctly, providing market reflects its regular price of 58.92 per share. Given that Community Bank has jensen alpha of 0.0058, we suggest you to validate Community Bank System's prevailing market performance to make sure the company can sustain itself at a future point.

Our Final Takeaway

Whereas some other companies under the banks?regional industry are still a bit expensive, Community Bank may offer a potential longer-term growth to private investors. While some private investors may not share our view we believe that the current risk-reward utility is not appealing enough to do any trading. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to Community Bank.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Achuva Shats do not own shares of Community Bank System. Please refer to our Terms of Use for any information regarding our disclosure principles.

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