Community Story

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CBU -- USA Stock  

USD 71.19  1.33  1.83%

With so much uncertainty about the financial services space, it is fair to review Community Bank System against current market trends. As expected, Community Bank is starting to reaffirm its true potential as private investors are becoming more and more confident in the future outlook. The returns on investing in Community Bank and the market returns of the last few months appear unrelated to each other. The indication of stable basic indicators of the firm implies a short-horizon price swing for private investors of Community. Community Bank System is scheduled to announce its earnings tomorrow. The upcoming quarterly report is expected on the 25th of January 2021.
Published over a month ago
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Will Community Bank (NYSE:CBU) price continue to gain in February?
Community Bank System's average rating is Hold from 7 analysts. Do analysts base this consensus on technical analyses? We know that typical technical analysis utilizes price momentum, patterns, and trends looking at historical prices. It aims to identify signals based on Community Bank market sentiment investors' perception of the future value of Community. Let us look at a few aspects of Community technical analysis. The company has Net Profit Margin of 27.97 %, which may imply that it executes well on its competitive polices and has reasonable control over its expenses and variable costs. This is very large. In the same way, it shows Net Operating Margin of 38.57 %, which entails that for every 100 dollars of revenue, it generated 0.39 of operating income.
Using predictive technical analysis, we will analyze different prices and returns patterns and diagnose historical swings to determine the real value of Community Bank System. In general, we focus on analyzing Community Bank stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Community Bank's daily price indicators and compare them against related drivers such as momentum indicators and various other types of predictive indicators. Using this methodology combined with a more conventional technical analysis and fundamental analysis, we attempt to find the most accurate representation of Community Bank's intrinsic value. In addition to deriving basic predictive indicators for Community Bank, we also check how macroeconomic factors affect Community Bank price patterns. Please read more on our technical analysis page or use our predictive modules below to complement your research.
Sophisticated investors, who have witnessed many market ups and downs, frequently view the market will even out over time. This tendency of Community Bank's stock price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy. Please use the tools below to analyze the current value of Community Bank in the context of predictive analytics.
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Community Bank. Your research has to be compared to or analyzed against Community Bank's peers to derive any actionable benefits. When done correctly, Community Bank's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy towards taking a position in Community Bank System.

How does Community Stands against Peers?

Analyzing Community Bank competition or peers my help you to expand the diversification possibilities of your existing portfolios and to get a better perspective on locking in new positions. Try to analyze the advantages of investing in traded instruments related to Community Bank across multiple sectors and thematic ideas. A good competitive analysis can cover a lot of different areas. But what areas to choose depends on who you are. The more exhaustive you are in your analysis, the more effective your competitive analysis will be.
Check out Community Bank Competition Details

What do experts say?

Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempt to gain an edge in the markets by making informed decisions.
It is good to see analyst projects for Community Bank, but it might be worth checking our own buy vs. sell analysis

Closer look at Community Bank Standard Deviation

Community Bank System has current Standard Deviation of 2.73. The Standard Deviation is a measure of how spread out the prices or returns of an asset are on average. It is the most widely used risk indicator in the field of investing and finance. Standard Deviation is commonly used to measure confidence in statistical conclusions regarding certain equity instruments or portfolios of equities.

Standard deviation is applied to the annual rate of return of an investment to measure the investment's volatility. Standard deviation is also known as historical volatility and is used by investors as a gauge for the amount of expected market volatility. A large standard deviation usually indicates that the data points are far from the mean and a small standard deviation indicates that they are clustered closely around the mean.

Standard Deviation 
SQRT = Square root notation
V =   Variance of Community Bank returns
Let's now compare Community Bank Standard Deviation to its closest peers:

Will Community Bank growth be sustainable after the gain?

Newest expected short fall indicator falls down to -2.25. Possible price appreciation? Community Bank System currently demonstrates below-verage downside deviation. It has Information Ratio of 0.07 and Jensen Alpha of 0.36. However, we do advice investors to further question Community Bank System expected returns to ensure all indicators are consistent with the current outlook about its relatively low value at risk.

Our Conclusion on Community Bank

Whereas some firms under the banks?regional industry are still a bit expensive, Community Bank may offer a potential longer-term growth to private investors. To conclude, as of the 24th of January 2021, our analysis shows that Community Bank barely shadows the market. The firm is overvalued and projects low probability of distress for the next 2 years. Our primary 30 days 'Buy-vs-Sell' recommendation on the firm is Strong Hold.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of Community Bank System. Please refer to our Terms of Use for any information regarding our disclosure principles.

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