Community Story

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CBU -- USA Stock  

USD 71.22  1.30  1.79%

While some millenniums are indifferent towards financial services space, it makes sense to review Community Bank System in terms of its current potentials. As we have suggested previously, Community Bank is beginning its drop as private investors shift to be more bearish due to the increased sector volatility. The returns on investing in Community Bank and the market returns of the last few months appear unrelated to each other. Stable basic indicators of the firm may also call for signals of mid-term gains for Community private investors. Community Bank System is scheduled to announce its earnings today. The next earnings report is expected on the 19th of April 2021.
Published over a month ago
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Will Community Bank (NYSE:CBU) continue to drop in February?
Community Bank System's average rating is Hold from 7 analysts. Do analysts base this consensus on technical analyses? We know that typical technical analysis utilizes price momentum, patterns, and trends looking at historical prices. It aims to identify signals based on Community Bank market sentiment investors' perception of the future value of Community. Let us look at a few aspects of Community technical analysis. The company has Net Profit Margin of 27.97 %, which may imply that it executes well on its competitive polices and has reasonable control over its expenses and variable costs. This is very large. In the same way, it shows Net Operating Margin of 38.57 %, which entails that for every 100 dollars of revenue, it generated 0.39 of operating income.
Using predictive technical analysis, we will analyze different prices and returns patterns and diagnose historical swings to determine the real value of Community Bank System. In general, we focus on analyzing Community Bank stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Community Bank's daily price indicators and compare them against related drivers such as momentum indicators and various other types of predictive indicators. Using this methodology combined with a more conventional technical analysis and fundamental analysis, we attempt to find the most accurate representation of Community Bank's intrinsic value. In addition to deriving basic predictive indicators for Community Bank, we also check how macroeconomic factors affect Community Bank price patterns. Please read more on our technical analysis page or use our predictive modules below to complement your research.
Sophisticated investors, who have witnessed many market ups and downs, frequently view the market will even out over time. This tendency of Community Bank's stock price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy. Please use the tools below to analyze the current value of Community Bank in the context of predictive analytics.
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Community Bank. Your research has to be compared to or analyzed against Community Bank's peers to derive any actionable benefits. When done correctly, Community Bank's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy towards taking a position in Community Bank System.

How does Community Stands against Peers?

Analyzing Community Bank competition or peers my help you to expand the diversification possibilities of your existing portfolios and to get a better perspective on locking in new positions. Try to analyze the advantages of investing in traded instruments related to Community Bank across multiple sectors and thematic ideas. A good competitive analysis can cover a lot of different areas. But what areas to choose depends on who you are. The more exhaustive you are in your analysis, the more effective your competitive analysis will be.
Check out Community Bank Competition Details

What do experts say?

Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempt to gain an edge in the markets by making informed decisions.
It is good to see analyst projects for Community Bank, but it might be worth checking our own buy vs. sell analysis

Closer look at Community Bank Semi Deviation

Community Bank System has current Semi Deviation of 1.94. Semi-deviation provides a good measure of downside risk for a equity or a portfolio. It is similar to standard deviation, but it only looks at periods where the returns are less than the target or average level.

Semi-deviation is the square root of semi-variance. Semi-variance is calculated by averaging the deviations of returns that have a result that is less than the mean.

Semi Deviation 
=  
SQRT(SV) 
 = 
1.94
SQRT = Square root notation
SV =   Community Bank semi variance of returns over selected period
Let's now compare Community Bank Semi Deviation to its closest peers:
CBU
EBMT
EBSB
EBTC
EFSI
CBU1.9427854933577915
EBMT2.06
EBSB2.12
EBTC1.92
EFSI0.45

Community Bank implied volatility may change after the drop

The potential upside is down to 4.14 as of today. Community Bank System currently demonstrates below-verage downside deviation. It has Information Ratio of 0.07 and Jensen Alpha of 0.35. However, we do advice investors to further question Community Bank System expected returns to ensure all indicators are consistent with the current outlook about its relatively low value at risk.

Our Final Takeaway

Whereas some other entities under the banks?regional industry are still a bit expensive, Community Bank may offer a potential longer-term growth to private investors. To conclude, as of the 25th of January 2021, we believe Community Bank is currently overvalued. It barely shadows the market and projects low probability of financial unrest in the next two years. However, our current 30 days buy-or-sell advice on the firm is Buy.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Vlad Skutelnik do not own shares of Community Bank System. Please refer to our Terms of Use for any information regarding our disclosure principles.

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