Community Bank System's average rating is Hold from 5 analysts. Do analysts base this consensus on technical analyses? We know that typical technical analysis utilizes price momentum, patterns, and trends looking at historical prices. It aims to identify signals based on Community Bank market sentiment investors' perception of the future value of Community. Let us look at a few aspects of Community technical analysis. About
73.0% of the company shares are held by institutions such as insurance companies. Community Bank System has price-to-book (P/B) ratio of 1.93. Some equities with similar Price to Book (P/B) outperform the market in the long run. The entity has Price/Earnings To Growth (PEG) ratio of 2.84. The firm next dividend is scheduled to be issued on the 14th of June 2021. Community Bank had
2:1 split on the 13th of April 2004.
Using predictive
technical analysis, we can analyze different prices and returns patterns and
diagnose historical swings to determine the real value of Community Bank System. In general, sophisticated investors focus on analyzing Community Bank stock price patterns and their correlations with different microeconomic environment and drivers. They apply predictive analytics to build Community Bank's daily price indicators and compare them against related drivers such as
momentum indicators and various other types of predictive indicators. Using this methodology combined with a more conventional
technical analysis and
fundamental analysis, we attempt to find the most accurate representation of
Community Bank's intrinsic value. In addition to deriving basic predictive indicators for Community Bank, many experienced traders also check how macroeconomic factors affect Community Bank price patterns. Please read more on our
technical analysis page or use our predictive modules below to complement your research.
Sophisticated investors, who have witnessed
many market ups and downs, frequently view the market will even out over time. This tendency of Community Bank's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy. Please use the tools below to analyze the current value of Community Bank in the context of predictive analytics.
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Community Bank. Your research has to be compared to or analyzed against Community Bank's peers to derive any actionable benefits. When done correctly, Community Bank's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Community Bank System.
How important is Community Bank's Liquidity
Community Bank
financial leverage refers to using borrowed capital as a funding source to finance Community Bank System ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Community Bank financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Community Bank's owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Community Bank's financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the
breakdown between Community Bank's total debt and its cash.
Breaking down Community Bank Further
The entity has a beta of 1.4902. Let's try to break down what Community's beta means in this case. As returns on the market increase, Community Bank returns are expected to increase less than the market. However, during the bear market, the loss on holding Community Bank will be expected to be smaller as well. The beta indicator helps investors understand whether Community Bank moves in the same direction as the rest of the market, and how volatile (i.e., risky) it is compared to the market (i.e., selected benchmark). In other words, if Community deviates very little from the market, it does not add much risk to the portfolio, but it also doesn't increase the expected returns. The firm reported the last year's revenue of 597.31
M. Total Income to common stockholders was 176.89
M with profit before taxes, overhead, and interest of 582.19
M.
Will Community pull back in August 2021?
Newest total risk alpha is at -0.18.
As of the 26th of July, Community Bank shows the
mean deviation of 1.27, and Risk Adjusted Performance of
(0.040067). Community Bank System
technical analysis gives you the methodology to make use of
historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of
historical prices and volume momentum, or the prices will eventually revert. We have analyzed nineteen
technical drivers for Community Bank System, which can be compared to its rivals. Please confirm
Community Bank System downside deviation,
jensen alpha, as well as the
relationship between the Jensen Alpha and
downside variance to decide if Community Bank System is priced correctly, providing market reflects its regular price of 72.41 per share. Given that Community Bank has
jensen alpha of
(0.16), we suggest you to validate Community Bank System's prevailing market performance to make sure the company can sustain itself at a future point.
Our Conclusion on Community Bank
Whereas some companies in the banks—regional industry are either recovering or due for a correction, Community may not be as strong as the others in terms of longer-term growth potentials. On the whole, as of the 26th of July 2021, our analysis shows that Community Bank responds to the market. The firm is
fairly valued and projects
very low probability of distress for the next 2 years. Our current 90 days buy-hold-sell recommendation on the firm is
Strong Hold.
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Vlad Skutelnik is a Macroaxis Contributor. Vlad covers stocks, funds, cryptocurrencies, and ETFs that are traded in North America, focusing primarily on fundamentals, valuation and market volatility. He has many years of experience in fintech, predictive investment analytics, and risk management.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Vlad Skutelnik do not own shares of Community Bank System. Please refer to our
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