Community Bank is FAIRLY VALUED at 73.29 per share with modest projections ahead.
We consider Community Bank very steady.
Community Bank System secures Sharpe Ratio (or Efficiency) of 0.0365, which signifies that the company had 0.0365% of return per unit of risk over the last 3 months. Our standpoint towards foreseeing the volatility of a stock is to use all available market data together with stock-specific
technical indicators that cannot be
diversified away. We have found twenty-one
technical indicators for Community Bank System, which you can use to evaluate the future volatility of the firm. Please confirm Community Bank System Downside Deviation of 1.15,
mean deviation of 1.06, and Risk Adjusted Performance of 0.0315 to double-check if the risk estimate we provide is consistent with the expected return of 0.0463%.
Typically, a company's
financial statements are the reports that show the
financial position of the company. There are three main documents that fall into the category of financial statements. These documents include Community Bank income statement, its balance sheet, and the statement of cash flows. Potential Community Bank investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Community Bank investors may use each financial statement separately, they are all related. The changes in Community Bank's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Community Bank's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our
technical analysis and
fundamental analysis pages.
The goal of Community Bank
fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of Community Bank performance into the future periods or doing a reasonable stock valuation. The intrinsic value of Community Bank shares is the value that is considered the true value of the share. If
the intrinsic value of Community is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares Community Bank. Please read more on our
fundamental analysis page.
How effective is Community Bank in utilizing its assets?
Community Bank System reports assets on its Balance Sheet. It represents the amount of Community resources that either has an existing economic value or will provide some form of benefits in the future. By effectively utilizing its assets, Community Bank aims to generate revenue, control costs, drive operational efficiency, and enhance profitability. Optimizing asset utilization helps maximize shareholder value and maintain a competitive position in the Regional Banks space. To get a better handle on how balance sheet or income statements item affect Community volatility, please check the breakdown of all its
fundamentals.
Are Community Bank Earnings Expected to grow?
The
future earnings power of Community Bank involves the interaction of many company-specific, industry, and economic forces. Earnings estimates embody investors' opinions of Community Bank factors such as sales growth, product demand, competitive industry environment, profit margins, and cost controls. Community Bank
stock prices adjust as these expectations change or are proven wrong. The main thing to remember is that equities with high expected earnings growth tend to underperform the market because it is usually difficult to meet the market's high expectations. Companies with low earnings expectations tend to do better than expected. Please use our latest analysis of Community
expected earnings.
And What about dividends?
A dividend is the distribution of a portion of Community Bank earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Community Bank dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Community one year expected dividend income is about USD1.18 per share.
At this time, Community Bank's
Dividends Paid is comparatively stable compared to the past year.
Dividend Yield is likely to gain to 0.04 in 2024, whereas
Dividend Payout Ratio is likely to drop 0.38 in 2024.
Investing in dividend-paying stocks, such as Community Bank System is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in Community Bank must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Community Bank. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.
Community Bank Gross Profit
Community Bank Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Community Bank previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Community Bank Gross Profit growth over the last 10 years. Please check Community Bank's
gross profit and other
fundamental indicators for more details.
Breaking down Community Bank Further
Institutional investors typically avoid acquiring a high percentage of Community Bank stocks because performing such an act may violate securities laws. They are usually not investing their own money, but rather making investments on behalf of their clients. Let's take a look at how the ownership of Community is distributed among investors.
Ownership Allocation
Community Bank System retains a total of 53.88 Million outstanding shares. The majority of Community Bank System
outstanding shares are owned by
other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Community Bank System to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Community Bank. Please pay attention to any change in the institutional holdings of Community Bank System as this could imply that something significant has changed or about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
| Retail Investors25.63% | | Institutions72.96% |
| Retail Investors | 25.63 |
| Insiders | 1.41 |
| Institutions | 72.96 |
Will Community continue to gain?
Newest Jensen Alpha is up to 0.02. Price may drop again. Community Bank System has relatively low volatility with skewness of 0.19 and kurtosis of -0.59. However, we advise all investors to independently investigate Community Bank System to ensure all accessible information is consistent with the expectations about its upside potential and future expected returns. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Community Bank's stock risk against market volatility during both bullying and bearish trends. The higher level of volatility that comes with bear markets can directly impact Community Bank's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.
Our Final Take On Community Bank
When is the right time to buy or sell Community Bank System? Buying stocks such as Community Bank isn't very hard. However, what challenging for most investors is doing it at the right time. Proper
market timing is something most people cannot do without
sophisticated tools, which help to isolate the right opportunities, deliver winning trades and diversify portfolios on a daily basis.
The bottom line, as of the 25th of October 2021, our latest 90 days Buy-Hold-Sell recommendation on the firm is
Strong Hold. We believe Community Bank is
fairly valued with
very small probability of financial unrest for the next two years.
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Vlad Skutelnik is a Macroaxis Contributor. Vlad covers stocks, funds, cryptocurrencies, and ETFs that are traded in North America, focusing primarily on fundamentals, valuation and market volatility. He has many years of experience in fintech, predictive investment analytics, and risk management.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Vlad Skutelnik do not own shares of Community Bank System. Please refer to our
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