CNB Financial Story

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CCNE -- USA Stock  

USD 20.32  0.35  1.69%

As many millenniums are excited about financial services space, it is only fair to digest CNB Financial. We will analyze why it could be a much better year for CNB Financial shareholders. Is the firm valuation justified? Here I will cover 2020 perspective on the current valuation of CNB Financial to give you a better outlook on taking a possible position in this stock.
Published over a month ago
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Will CNB Financial (NASDAQ:CCNE) investors start to trade in November?
The company currently holds 512.21 M in liabilities with Debt to Equity (D/E) ratio of 10.32, indicating CNB Financial may have difficulties to generate enough cash to satisfy its financial obligations. CNB Financial is UNDERVALUED at 18.58 per share with modest projections ahead.
We determine the current worth of CNB Financial using both absolute as well as relative valuation methodologies to arrive at its intrinsic value. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of CNB Financial based exclusively on its fundamental and basic technical indicators. By analyzing CNB Financial's financials, quarterly and monthly indicators, and related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of CNB Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of CNB Financial. We calculate exposure to CNB Financial's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to CNB Financial's related companies.

CNB Financial Investment Alerts

CNB Financial investment alerts and warnings help investors to get more proficient at understanding not only critical technical and fundamental signals but also the significant portfolio-centered indicators. These indicators include beta, alpha, and other risk-related measures that will help you in monitoring CNB Financial performance across your portfolios.Please check all investment alerts for CNB Financial

CNB Financial Valuation Ratios as Compared to Competition

Our valuation model uses many indicators to compare CNB Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across CNB Financial competition to find correlations between indicators driving the intrinsic value of CNB Financial.

How CNB Financial utilizes its cash?

To perform a cash flow analysis of CNB Financial, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash CNB Financial is receiving and how much cash it distributes out in a given period. The CNB Financial cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities. CNB Financial Net Cash Flow from Operations is projected to increase significantly based on the last few years of reporting. The past year's Net Cash Flow from Operations was at 51.91 Million

What is driving CNB Financial Investor Appetite?

CNB Financial reported the previous year's revenue of 134.23 M. Net Income was 37.77 M with profit before overhead, payroll, taxes, and interest of 136.15 M.

Margins Breakdown

CNB Financial profit margins show the degree to which it makes money. Margin indicators are used not only by investors but also by creditors or CNB Financial itself as indicators of financial health and management effectiveness. Please look more closely at the different varieties of CNB Financial profit margins.
Profit Margin
EBITDA Margin0.43
Gross Margin0.89
Profit Margin0.3

CNB Financial Revenue Per Employee is increasing over the last 8 years. Moreover, CNB Financial Net Income Per Employee is increasing over the last 8 years.

CNB Financial technical analysis indicates possible correction

Latest Information Ratio is up to -0.04. Price may dip again. CNB Financial currently demonstrates below-verage downside deviation. It has Information Ratio of -0.04 and Jensen Alpha of -0.01. However, we do advice investors to further question CNB Financial expected returns to ensure all indicators are consistent with the current outlook about its relatively low value at risk.

Our Final Perspective on CNB Financial

Although few other entities under the banks?regional industry are still a bit expensive, CNB Financial may offer a potential longer-term growth to shareholders. The bottom line, as of the 18th of October 2020, we believe that at this point, CNB Financial is not too volatile with close to average probability of distress within the next 2 years. From a slightly different point of view, the entity appears to be undervalued. However, our latest 30 days buy-or-sell advice on the firm is Sell.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Gabriel Shpitalnik do not own shares of CNB Financial. Please refer to our Terms of Use for any information regarding our disclosure principles.

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