Central Pacific is UNDERVALUED at 26.80 per share with modest projections ahead.
Central Pacific Financial secures Sharpe Ratio (or Efficiency) of -0.0753, which signifies that the company had -0.0753% of return per unit of risk over the last 3 months. Macroaxis standpoint towards foreseeing the risk of any stock is to look at both systematic and unsystematic factors of the business, including all available market data and
technical indicators. Central Pacific Financial exposes twenty-eight different
technical indicators, which can help you to evaluate volatility that cannot be
diversified away. Please be advised to confirm Central Pacific Financial
mean deviation of 1.43, and Risk Adjusted Performance of
(0.043956) to double-check the risk estimate we provide.
Typically, a company's
financial statements are the reports that show the
financial position of the company. There are three main documents that fall into the category of financial statements. These documents include Central Pacific income statement, its balance sheet, and the statement of cash flows. Potential Central Pacific investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Central Pacific investors may use each financial statement separately, they are all related. The changes in Central Pacific's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Central Pacific's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our
technical analysis and
fundamental analysis pages.
The goal of Central Pacific
fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of Central Pacific performance into the future periods or doing a reasonable stock valuation. The intrinsic value of Central Pacific shares is the value that is considered the true value of the share. If
the intrinsic value of Central is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares Central Pacific. Please read more on our
fundamental analysis page.
How effective is Central Pacific in utilizing its assets?
Central Pacific Financial reports assets on its Balance Sheet. It represents the amount of Central resources that either has an existing economic value or will provide some form of benefits in the future. By effectively utilizing its assets, Central Pacific aims to generate revenue, control costs, drive operational efficiency, and enhance profitability. Optimizing asset utilization helps maximize shareholder value and maintain a competitive position in the Regional Banks space. To get a better handle on how balance sheet or income statements item affect Central volatility, please check the breakdown of all its
fundamentals.
Are Central Pacific Earnings Expected to grow?
The
future earnings power of Central Pacific involves the interaction of many company-specific, industry, and economic forces. Earnings estimates embody investors' opinions of Central Pacific factors such as sales growth, product demand, competitive industry environment, profit margins, and cost controls. Central Pacific
stock prices adjust as these expectations change or are proven wrong. The main thing to remember is that equities with high expected earnings growth tend to underperform the market because it is usually difficult to meet the market's high expectations. Companies with low earnings expectations tend to do better than expected. Please use our latest analysis of Central
expected earnings.
And What about dividends?
A dividend is the distribution of a portion of Central Pacific earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Central Pacific dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Central one year expected dividend income is about USD0.69 per share.
At this time, Central Pacific's
Dividend Paid And Capex Coverage Ratio is most likely to decrease significantly in the upcoming years.
Investing in dividend-paying stocks, such as Central Pacific Financial is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in Central Pacific must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Central Pacific. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.
Central Pacific Gross Profit
Central Pacific Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Central Pacific previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Central Pacific Gross Profit growth over the last 10 years. Please check Central Pacific's
gross profit and other
fundamental indicators for more details.
Going after Central Financials
Institutional investors typically avoid acquiring a high percentage of Central Pacific stocks because performing such an act may violate securities laws. They are usually not investing their own money, but rather making investments on behalf of their clients. Let's take a look at how the ownership of Central is distributed among investors.
Ownership Allocation
Central Pacific Financial retains a total of 28.29 Million outstanding shares. The majority of Central Pacific Financial
outstanding shares are owned by
other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Central Pacific Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Central Pacific. Please pay attention to any change in the institutional holdings of Central Pacific Financial as this could imply that something significant has changed or about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
| Retail Investors | 4.37 |
| Insiders | 3.5 |
| Institutions | 92.13 |
| 2018 | 2019 | 2020 | 2021 (projected) |
Revenues USD | 212.93 M | 219.56 M | 203.76 M | 216.21 M | Revenues | 212.93 M | 219.56 M | 203.76 M | 216.21 M |
Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Central Pacific has an asset utilization ratio of 4.27 percent. This indicates that the company is making $0.0427 for each dollar of assets. An increasing asset utilization means that Central Pacific Financial is more efficient with each dollar of assets it utilizes for everyday operations.
| Goodwill6.8 M | Tax Assets2 M |
| Goodwill | 6.79 Million | 77.35 |
| Tax Assets | 1.99 Million | 22.65 |
Some Central technical indicators suggest reversion
Latest Information Ratio is up to -0.09. Price may dip again. Central Pacific Financial exhibits very low volatility with skewness of 0.38 and kurtosis of -0.22. However, we advise investors to further study Central Pacific Financial technical indicators to make sure all market info is available and is reliable. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Central Pacific's stock risk against market volatility during both bullying and bearish trends. The higher level of volatility that comes with bear markets can directly impact Central Pacific's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.
Our Takeaway on Central Pacific Investment
Although many of the other players under the banks—regional industry are still a bit expensive, Central Pacific may offer a potential longer-term growth to shareholders. With an optimistic outlook on your 90 days horizon, it may be a good time to purchase new shares of Central or increase your existing holdings in the Stock as it seems the potential growth has not yet been fully factored into the current price. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to Central Pacific.
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Raphi Shpitalnik is a Junior Member of Macroaxis Editorial Board. Raphael is a young entrepreneur who joined Macroaxis on a part-time basis at the beginning of the pandemic and eventually acquired a real taste for investing and fintech. He likes to analyze different equity instruments across a wide range of industries, focusing primarily on consumer products, sports, fintech, cannabis, and AI.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of Central Pacific Financial. Please refer to our
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