Consumer Story

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CPSS -- USA Stock  

USD 4.59  0.03  0.66%

Consumer Portfolio Receivables Turnover is relatively stable at the moment as compared to the past year. Consumer Portfolio reported last year Receivables Turnover of 0.15. As of 10/08/2020, Accounts Payable Turnover is likely to grow to 9.45, while Average Assets are likely to drop slightly above 2.3 B. The fundamental reasoning behind this short post is to break down our forecasting of Consumer for retail investors. We will try to forecast Consumer Portfolio outlook for November.
Published over a week ago
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Is Consumer Portfolio (NASDAQ:CPSS) outlook positive for November 2020?
On a scale of 0 to 100, Consumer Portfolio holds a performance score of 9. The firm shows a Beta (market volatility) of -0.0973, which signifies not very significant fluctuations relative to the market. Let's try to break down what Consumer's beta means in this case. As returns on the market increase, returns on owning Consumer Portfolio are expected to decrease at a much lower rate. During the bear market, Consumer Portfolio is likely to outperform the market. Although it is vital to follow Consumer Portfolio historical returns, it is good to be conservative about what you can do with the information regarding equity current trending patterns. The philosophy towards foreseeing future performance of any stock is to evaluate the business as a whole together with its past performance, including all available fundamental and technical indicators. We have found twenty-eight technical indicators for Consumer Portfolio Services, which you can use to evaluate the performance of the firm. Please makes use of Consumer Portfolio maximum drawdown, as well as the relationship between the skewness and day typical price to make a quick decision on whether Consumer Portfolio price patterns will revert.
There are currently many different techniques concerning forecasting the market as a whole as well as predicting future values of individual securities such as Consumer Portfolio. Regardless of method or technology, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.

Predictive Modules for Consumer Portfolio

How important is Consumer Portfolio's Liquidity

Consumer Portfolio financial leverage refers to using borrowed capital as a funding source to finance Consumer Portfolio Services ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Consumer Portfolio financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between Consumer Portfolio's total debt and its cash.

How Consumer utilizes its cash?

To perform a cash flow analysis of Consumer Portfolio, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash Consumer Portfolio is receiving and how much cash it distributes out in a given period. The Consumer Portfolio cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities. Consumer Portfolio Net Cash Flow from Operations is relatively stable at the moment as compared to the past year. Consumer Portfolio reported last year Net Cash Flow from Operations of 216.78 Million

Detailed Outlook On Consumer Portfolio

The latest price spike of Consumer Portfolio could raise concerns from retail investors as the firm it trading at a share price of 4.69 on slow start in volume. The company executives may have good odds in positioning the firm resources to exploit market volatility in November. The stock standard deviation of daily returns for 30 days investing horizon is currently 5.77. The very high volatility is mostly attributed to the latest market swings and not very good earnings reports from some of the Consumer Portfolio partners.

Returns Breakdown

Return on Investment6.41
Return on Assets0.002053
Return on Equity0.0277
Return Capital0.0272
Return on Sales0.33

Our perspective of the latest Consumer Portfolio spike

The kurtosis is down to 3.16 as of today. Consumer Portfolio Services currently demonstrates below-verage downside deviation. It has Information Ratio of 0.02 and Jensen Alpha of 0.16. However, we do advice investors to further question Consumer Portfolio Services expected returns to ensure all indicators are consistent with the current outlook about its relatively low value at risk.

Our Final Take On Consumer Portfolio

While other companies within the credit services industry are still a little expensive, even after the recent corrections, Consumer Portfolio may offer a potential longer-term growth to retail investors. To conclude, as of the 8th of October 2020, our latest 30 days buy-hold-sell recommendation on the enterprise is Strong Sell. We believe Consumer Portfolio is overvalued with below average probability of distress for the next two years.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Achuva Shats do not own shares of Consumer Portfolio Services. Please refer to our Terms of Use for any information regarding our disclosure principles.

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