Will Axos Financial retail investors switch to Capstar (USA Stocks:CSTR)?

By examining the fundamental indicators between Capstar Financial and Axos, we can assess the impact of market volatility on the prices of both companies. This analysis can also help determine if the combination of these companies in a single portfolio can help diversify market risk. Pair trading strategies can also be employed, such as matching a long position in Axos with a short position in Capstar Financial. For more information, please refer to our pair correlation module. Now, let's delve into the assets. The asset utilization indicator represents the revenue generated for every dollar of assets a company currently has. Capstar Financial's asset utilization ratio stands at 3.73 percent, indicating that the company generates $0.0373 for each dollar of assets. An increasing asset utilization ratio suggests that Capstar Financial Holdings is becoming more efficient in using each dollar of assets for its daily operations.

Key Takeaways

Capstar Financial Holdings (CSTR) is presenting a potential buying opportunity amid the current market dip. The company's strong financial health is evident with a Z Score of 5.5, indicating a low probability of financial distress. Furthermore, the company's book value per share stands at 16.66X, suggesting that the stock is undervalued. Despite a short ratio of 2.08, with 233.61K shares shorted, the company's robust financials and undervaluation present a compelling case for investment.
Published over six months ago
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Reviewed by Michael Smolkin

Buy when others are fearful, sell when others are greedy. This well-known investment wisdom seems particularly apt for Capstar Financial Holdings (NASDAQ: CSTR). Amid the current market dip, Capstar presents a potential buying opportunity. With a market capitalization of $392.5M and an enterprise value of $119.6M, the bank's financial health appears robust. Its working capital stands at $127.79M, and it boasts a net income from continuing operations of $33.5M. The bank's shares are currently trading near their 50-day moving average of $17.89, with a price to earnings ratio of 10.73X, which is relatively low compared to the industry average. The company's return on equity is 0.0967, indicating efficient use of shareholders' funds. Furthermore, the company's shares are largely held by institutions and insiders, accounting for 44.77% and 13.83% respectively, suggesting confidence in the company's prospects. With an EPS estimate of $1.31 for the next year, Capstar Financial could be a valuable addition to your portfolio. While some baby boomers may be expressing concerns about the banking sector, we are set to evaluate both Capstar Financial and Axos Financial as potential short-term investments. We will delve into some of the competitive aspects of both Capstar and Axos.
Investment perspective, in general, refers to a viewpoint or opinion regarding investment opportunity in Capstar Financial. It encompasses the assessment of an investment's potential risks and rewards, and expectations for its performance over time. Several factors influence the investment perspective on Capstar Financial, including investment goals, risk tolerance, time horizon, market conditions, and research and analysis. Investors have varying goals, such as capital preservation, income generation, or long-term growth. Risk tolerance plays a significant role in shaping an investor's perspective, with some being more risk-averse and others willing to take on higher risks for potential returns.

How important is Capstar Financial's Liquidity

Capstar Financial financial leverage refers to using borrowed capital as a funding source to finance Capstar Financial Holdings ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Capstar Financial financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Capstar Financial's owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Capstar Financial's financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the breakdown between Capstar Financial's total debt and its cash.

Detailed Perspective On Capstar Financial

Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include product or services discounts, promotions, as well as early payments on invoices or services rendered in advance.

Revenue Breakdown

Now, let's check Capstar Financial revenue. Based on the latest financial disclosure, Capstar Financial Holdings reported 116.17 M of revenue. This is 98.96% lower than that of the Banks sector and significantly higher than that of the Financials industry. The revenue for all United States stocks is 98.77% higher than that of Capstar Financial.
As for Axos Financial we see revenue of 890.18 M, which is much higher than that of the Financials
AX
890.2 M
CSTR116.17 Million11.54
Sector0.00.0
AX890.18 Million88.46
"Buy when others are fearful," is a well-known investment adage that seems fitting for the current situation with Capstar Financial Holdings (CSTR). Amid a market dip, CSTR presents a potential buying opportunity with its strong financial fundamentals. The company's current ratio stands at 1.20X, indicating a healthy short-term liquidity position. The book value per share is 16.66X, which is higher than the current market price, suggesting that the stock is undervalued. Furthermore, the company's debt to equity ratio is a mere 1.32%, indicating a low level of indebtedness. The company's net income from continuing operations stands at $33.5M, reflecting its profitability. Lastly, the company's shares are largely held by institutions (44.77%) and insiders (13.83%), which is often a positive sign as these groups typically have a better understanding of the company's prospects. Therefore, considering these factors, Capstar Financial Holdings appears to be a promising investment opportunity. .

Capstar Financial has 79 percent chance to finish below $18.57 next week

Capstar Financial Holdings, a notable entity in the financial sector, has recently experienced an increase in its Information Ratio to 0.08. This metric, commonly used to assess the risk-adjusted performance of an investment, implies a potential escalation in risk relative to the anticipated return. Given this development, there is a potential for a downward price correction in the near term. Indeed, our predictive models suggest a 79 percent probability that Capstar's stock will close below $18.57 in the upcoming week. We advise investors to exercise caution and closely monitor this stock. Capstar Financial Holdings exhibits relatively low volatility, with a skewness of 0.88 and kurtosis of 1.62. Nonetheless, we recommend all investors to independently research Capstar Financial Holdings to ensure all available information aligns with their expectations about its upside potential and future expected returns. Comprehending different market volatility trends often assists investors in timing the market. The appropriate use of volatility indicators allows traders to gauge Capstar Financial's stock risk against market volatility during both bullish and bearish trends.
The heightened level of volatility that accompanies bear markets can directly affect Capstar Financial's stock price, adding stress to investors as they witness their shares' value decrease. This typically compels investors to rebalance their portfolios by purchasing different stocks as prices drop. In light of the recent slump in Capstar Financial Holdings (CSTR), investors may want to exercise caution. The company's current market value stands at $18.95, which is higher than its real value of $16.84, indicating a potential overvaluation. Analysts have a consensus to hold the stock, with three holds on record. The estimated target price is $15.666, with the highest and lowest estimates being $16 and $15.5 respectively. This suggests a possible downside price of $18.1. However, the naive expected forecast value is $19.97, indicating a possible upside price of $21.84. Given the EPS estimate of $1.31 for the next fiscal year ending in December, investors should carefully consider these factors before making a decision on CSTR. .

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Editorial Staff

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Vlad Skutelnik do not own shares of Capstar Financial Holdings. Please refer to our Terms of Use for any information regarding our disclosure principles.

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