CURO Group Story

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CURO -- USA Stock  

USD 14.91  0.25  1.71%

CURO Group Profit Margin is quite stable at the moment as compared to the past year. The company's current value of Profit Margin is estimated at 0.18. Return on Average Assets is expected to rise to 0.11 this year, although the value of Average Assets will most likely fall to about 1.1 B. While some of us are becoming more passionate about financial services space, it makes sense to outline CURO Group Holdings in greater detail. We will check if it is still possible for CURO Group to minimize net losses this year. Here I will also outline some basic indicators that the firm investors should consider in January.
Published over a month ago
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CURO Group (NYSE:CURO) continues to rise
This firm is undervalued at 10.73 per share with modest projections ahead. On a scale of 0 to 100, CURO Group holds a performance score of 9. The firm shows a Beta (market volatility) of 0.1272, which signifies not very significant fluctuations relative to the market. Let's try to break down what CURO Group's beta means in this case. As returns on the market increase, CURO Group returns are expected to increase less than the market. However, during the bear market, the loss on holding CURO Group will be expected to be smaller as well. Although it is vital to follow CURO Group Holdings historical returns, it is good to be conservative about what you can do with the information regarding equity current trending patterns. The philosophy in foreseeing future performance of any stock is to evaluate the business as a whole together with its past performance, including all available fundamental and technical indicators. By analyzing CURO Group Holdings technical indicators, you can now evaluate if the expected return of 0.44% will be sustainable into the future. Please makes use of CURO Group Holdings maximum drawdown, as well as the relationship between the expected short fall and rate of daily change to make a quick decision on whether CURO Group price patterns will revert.

And What about dividends?

A dividend is the distribution of a portion of CURO Group earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. CURO Group dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. CURO Group one year expected dividend income is about $0.06 per share.
The value of Payment of Dividends and Other Cash Distributions is expected to slide to about (176.7 M).
Last ReportedProjected for 2021
Payment of Dividends and Other Cash Distributions-163.8 M-176.7 M
Investing in stocks that pay dividends, such as stock of CURO Group Holdings, is one of many strategies that are good for long-term investments. Ex-dividend dates are significant because investors in CURO Group must own a stock before its ex-dividend date to receive its next dividend. This type of analysis is very useful when you want to generate a past dividend schedule and payout information for CURO Group. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How important is CURO Group's Liquidity

CURO Group financial leverage refers to using borrowed capital as a funding source to finance CURO Group Holdings ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. CURO Group financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between CURO Group's total debt and its cash.

How CURO Group utilizes its cash?

To perform a cash flow analysis of CURO Group, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash CURO Group is receiving and how much cash it distributes out in a given period. The CURO Group cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities. CURO Group Net Cash Flow from Operations is quite stable at the moment as compared to the past year. The company's current value of Net Cash Flow from Operations is estimated at 621.5 Million

What did CURO Group file with SEC?

The SEC filings are financial statements or other formal documents of CURO Group Holdings that are regularly submitted to the U.S. Securities and Exchange Commission (SEC). Public companies, certain insiders, and broker-dealers are required to make SEC filings and fintech professionals rely on these filings for information about companies they are evaluating for investment purposes. Please note, most SEC filings are available online through the SEC's EDGAR database. Please check here for more information.
Please note, although all public domestic companies are required to submit their filings via EDGAR, not all public companies are available through our service. Also, keep in mind that the actual annual reports to CURO Group shareholders may or may not be submitted as SEC does not always require it.
Financial Statements and Exhibits. Other Events. Regulation FD Disclosure
View
Please note, although all public domestic companies are required to submit their filings via EDGAR, not all public companies are available through our service. Also, keep in mind that the actual annual reports to CURO Group shareholders may or may not be submitted as SEC does not always require it.

Exercise or conversion by Donald Gayhardt of 15000 shares of CURO Group subject to Rule 16b-3

Legal trades by CURO Group insiders are very common, as founders, directors, or employees of any publicly traded firm often have stock or stock options. These trades are made public in the United States through the filing of Form 4 of the Securities and Exchange Commission. Below entry was recorded recently and is publicly available as an insider trade:
CURO Group insider trading alert for exercise of stock option (right to buy) by Donald Gayhardt, President & CEO, on 5th of January 2021. This event was filed by Curo Group Holdings Corp with SEC on 2021-01-05. Statement of changes in beneficial ownership - SEC Form 4 [view details]   
Note, although insider trading is legal, in the United States, Canada, Australia, and Germany, for mandatory reporting purposes, corporate insiders are defined as a company's officers, directors, and any beneficial owners of more than 10% of a class of the company's equity securities.

Breaking down CURO Group Indicators

CURO Group Holdings retains a total of 40.89 Million outstanding shares. CURO Group Holdings retains noticeable amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
 2017 2018 2019 2020 (projected)
Interest Expense82.7 M84.38 M69.76 M79.12 M
Gross Profit335.17 M325.47 M378.62 M381.19 M

Ownership Breakdown

Retail Investors
17.51%
Insiders
50.15%
Institutions
32.34%
Retail Investors17.51
Insiders50.15
Institutions32.34

Our perspective of the latest CURO Group rise

Latest semi variance is at 9.95. As of the 18th of December 2020, CURO Group shows the mean deviation of 2.71, and Risk Adjusted Performance of 0.0917. CURO Group Holdings technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to analyze nineteen technical drivers for CURO Group Holdings, which can be compared to its rivals. Please confirm CURO Group Holdings standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and expected short fall to decide if CURO Group Holdings is priced some-what accurately, providing market reflects its regular price of 8.79 per share. Given that CURO Group has jensen alpha of 0.2268, we suggest you to validate CURO Group Holdings's prevailing market performance to make sure the company can sustain itself at some point in the future.

Our Takeaway on CURO Group Investment

Whereas some firms under the credit services industry are still a bit expensive, CURO Group may offer a potential longer-term growth to institutional investors. To conclude, as of the 18th of December 2020, our research shows that CURO Group is a rather somewhat reliable investment opportunity with a below average chance of financial distress in the next two years. From a slightly different view, the entity currently appears to be undervalued. Our ongoing 30 days buy-or-sell advice on the company is Hold.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Vlad Skutelnik do not own shares of CURO Group Holdings. Please refer to our Terms of Use for any information regarding our disclosure principles.

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