We consider Fiserv very steady.
Fiserv Inc secures Sharpe Ratio (or Efficiency) of 0.0934, which denotes the company had 0.0934% of return per unit of risk over the last month. Our standpoint towards predicting the volatility of a stock is to use all available market data together with stock specific
technical indicators that cannot be
diversified away. We have found twenty-seven
technical indicators for Fiserv Inc, which you can use to evaluate future volatility of the firm. Please confirm Fiserv Inc Mean Deviation of 1.27,
coefficient of variation of 1983.71, and Downside Deviation of 1.73 to check if the risk estimate we provide is consistent with the expected return of 0.16%.
Typically, a company's
financial statements are the reports that show the
financial position of the company. There are three main documents that fall into the category of financial statements. These documents include Fiserv income statement, its balance sheet, and the statement of cash flows. Potential Fiserv investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Fiserv investors may use each financial statement separately, they are all related. The changes in Fiserv's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Fiserv's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our
technical analysis and
fundamental analysis pages.
The goal of Fiserv
fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of Fiserv performance into the future periods or doing a reasonable stock valuation. The intrinsic value of Fiserv shares is the value that is considered the true value of the share. If
the intrinsic value of Fiserv is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares Fiserv. Please read more on our
fundamental analysis page.
How important is Fiserv's Liquidity
Fiserv
financial leverage refers to using borrowed capital as a funding source to finance Fiserv Inc ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Fiserv financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Fiserv's owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Fiserv's financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the
breakdown between Fiserv's total debt and its cash.
Another Deeper Perspective
There are few distinct groups of Fiserv stakehholders that the SEC considers insiders. Investors usually gain information through their work as corporate directors, officers, or employees. If these individuals share the information with a friend, family, or business partner and the person who receives the information exchanges stock in the company, he or shie is also an insider. Let's take a look at how the ownership of Fiserv is distributed among investors.
Ownership Allocation
Fiserv Inc retains a total of 668.62 Million outstanding shares. The majority of Fiserv Inc
outstanding shares are owned by
other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Fiserv Inc to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Fiserv. Please pay attention to any change in the institutional holdings of Fiserv Inc as this could imply that something significant has changed or about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
| Retail Investors7.55% | | Institutions92.03% |
| Retail Investors | 7.55 |
| Insiders | 0.42 |
| Institutions | 92.03 |
Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Fiserv has an asset utilization ratio of 233.9 percent. This indicates that the company is making $2.34 for each dollar of assets. An increasing asset utilization means that Fiserv Inc is more efficient with each dollar of assets it utilizes for everyday operations.
| Assets Non Current75.1 B | Goodwill66.6 B | |
| Current Assets | 21.15 Billion | 12.99 |
| Assets Non Current | 75.06 Billion | 46.08 |
| Goodwill | 66.61 Billion | 40.89 |
| Tax Assets | 59.05 Million | 0.0363 |
How will Fiserv sophisticated investors react to the next fall?
Latest Market Risk Adjusted Performance is up to 0.07. Price may fall again. Fiserv Inc has relatively low volatility with skewness of 0.53 and kurtosis of 1.37. However, we advise all investors to independently investigate Fiserv Inc to ensure all accessible information is consistent with the expectations about its upside potential and future expected returns.
While some other firms under the information technology services industry are still a bit expensive, Fiserv may offer a potential longer-term growth to sophisticated investors. To sum up, as of the 15th of January 2021, we see that Fiserv almost mirrors the market. The venture is
undervalued with
low odds of financial turmoil within the next 24 months. Our present 30 days buy vs. sell advice on the venture is
Strong Buy.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectEditorial Staff
Rifka Kats is a Member of Macroaxis Editorial Board. Rifka writes about retail product and service companies from the perspective of a regular consumer and sophisticated investor at the same time. She is passionate about corporate ethics and equality in the workforce.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Rifka Kats do not own shares of Fiserv Inc. Please refer to our
Terms of Use for any information regarding our disclosure principles.
Would you like to provide feedback on the content of this article?
You can get in touch with us directly or send us a quick note via email to
editors@macroaxis.com