FNB Corp Story

FNB -- USA Stock

USD 12.57 0.35 2.86%

Macroaxis Story

F N B is scheduled to announce its earnings tomorrow. The upcoming quarterly report is expected on the 19th of January 2021. F N Net Income Per Employee is projected to increase significantly based on the last few years of reporting. The past year's Net Income Per Employee was at 82,476.9. The current year Free Cash Flow is expected to grow to about 312.6 M, whereas Revenue Per Employee is forecasted to decline to about 271.3 K. While some of us are becoming more enthusiastic about financial services space, let's go over F N B in greater detail to make a better estimate of its debt utilization. Let's analyze the possibilities of F N maintaining its debt level in February.

Published over a month ago

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Continue to hold F N (NYSE:FNB) based on its current debt obligations?

F N B has 3.46 B in debt with debt to equity (D/E) ratio of 7.38, demonstrating that F N B may be unable to create cash to meet all of its financial commitments. The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. F N has an asset utilization ratio of 6.32 percent. This suggests that the company is making $0.0632 for each dollar of assets. An increasing asset utilization means that F N B is more efficient with each dollar of assets it utilizes for everyday operations.

FNB Corp financial leverage ratio helps determine the effect of debt on the overall profitability of the company. It measures the total debt position of FNB Corp, including all of FNB Corp's outstanding debt obligations, and compares it with the equity. In simple terms, the high financial leverage means the cost of production, together with running the business day-to-day, is high, whereas, lower financial leverage implies lower fixed cost investment in the business and generally considered by investors to be a good sign. So if creditors own a majority of FNB Corp assets, the company is considered highly leveraged. Understanding the composition and structure of overall FNB Corp debt and outstanding corporate bonds gives a good idea of how risky the capital structure of a business is and if it is worth investing in it.

Please read more on our technical analysis page.

Understanding FNB Corp Total Debt

FNB Corp liabilities are broken down into two parts on the balance sheet. These are short-term (or current) obligations and long-term debt. FNB Corp has to fulfill its short-term liabilities in this reporting year and should be no more than 12 months old. Long-term debt, on the other hand, is anything beyond the 12-month payment timeframe. Common short-term liabilities found on FNB Corp balance sheet include debt obligations and money owed to different FNB Corp vendors, workers, and loan providers. Below is the chart of FNB Corp main long-term debt accounts currently reported on its balance sheet.

You can use FNB Corp financial leverage analysis tool to get a better grip on understanding its financial position

How important is FNB Corp's Liquidity

FNB Corp financial leverage refers to using borrowed capital as a funding source to finance FNB Corp ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. FNB Corp financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between FNB Corp's total debt and its cash.

What do experts say?

Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempt to gain an edge in the markets by making informed decisions.

It is good to see analyst projects for FNB Corp, but it might be worth checking our own buy vs. sell analysis

FNB Corp exotic insider transaction detected

Legal trades by FNB Corp insiders are very common, as founders, directors, or employees of any publicly traded firm often have stock or stock options. These trades are made public in the United States through the filing of Form 4 of the Securities and Exchange Commission. Below entry was recorded recently and is publicly available as an insider trade:

FNB Corp insider trading alert for general transaction of restricted stock units by James Dutey, Corporate Controller, on 26th of February 2021. This event was filed by Fnb Corp with SEC on 2021-02-26. Statement of changes in beneficial ownership - SEC Form 4. James Dutey currently serves as senior vice president principal accounting officer, corporate controller of FNB Corp [view details]

Note, although insider trading is legal, in the United States, Canada, Australia, and Germany, for mandatory reporting purposes, corporate insiders are defined as a company's officers, directors, and any beneficial owners of more than 10% of a class of the company's equity securities.

Is FNB Corp valued fairly by the market?

The entity reported the last year's revenue of 1.11 B. Total Income to common stockholders was 300.96 M with profit before taxes, overhead, and interest of 1.17 B.

Another 3 percent slip for F N

Current semi variance is at 5.17. As of the 18th of January 2021, F N shows the Downside Deviation of 2.7, mean deviation of 2.32, and Semi Deviation of 2.27. F N B technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the entity's future prices. Put another way, you can use this information to find out if the entity will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We have analyzed nineteen technical drivers for F N B, which can be compared to its rivals. Please confirm F N B maximum drawdown, and the relationship between the information ratio and downside variance to decide if F N B is priced correctly, providing market reflects its regular price of 10.97 per share. Given that F N has jensen alpha of 0.6012, we urge you to verify F N B's prevailing market performance to make sure the company can sustain itself sooner or later.

Our Final Perspective on F N

Whereas some other entities under the banks?regional industry are still a bit expensive, F N may offer a potential longer-term growth to investors. With an optimistic outlook on your 30 days horizon, it may be a good time to acquire new shares of F N or increase your existing holdings in the Stock as it seems the potential growth has not yet been fully factored into the current price. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to F N.

About Contributor

Raphi Shpitalnik is a Junior Member of Macroaxs Editorial Board. Raphael is a young entrepreneur who joined Macroaxis on a part-time base at the beginning of the pandemic and eventually acquired a real test for investing and fintech. He likes to analyze different equity instruments across a wide range of industries, focusing primarily on consumer products, sports, fintech, cannabis, and AI. View Profile

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of FNB Corp. Please refer to our Terms of Use for any information regarding our disclosure principles.

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