FIRST Story

FRC -- USA Stock

USD 164.75 8.15 4.71%

Macroaxis Story

FIRST REPUBLIC BANK is scheduled to announce its earnings today. The next earnings report is expected on the 13th of April 2021. FIRST REPUBLIC Calculated Tax Rate is projected to decrease significantly based on the last few years of reporting. The past year's Calculated Tax Rate was at 20.59. The current year PPandE Turnover is expected to grow to 13.69, whereas Net Income Per Employee is forecasted to decline to about 172 K. While some baby boomers are getting worried about financial services space, it is reasonable to go over FIRST REPUBLIC BANK as an investment alternative.

Published over a month ago

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Will current FIRST REPUBLIC (NYSE:FRC) debt levels change in two three weeks?

This firm has 16.28 B in debt with debt to equity (D/E) ratio of 0.09, which may show that the entity is not taking advantage of profits from borrowing. The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. FIRST REPUBLIC has an asset utilization ratio of 6.07 percent. This suggests that the company is making $0.0607 for each dollar of assets. An increasing asset utilization means that FIRST REPUBLIC BANK is more efficient with each dollar of assets it utilizes for everyday operations.

FIRST REPUBLIC financial leverage ratio helps determine the effect of debt on the overall profitability of the company. It measures the total debt position of FIRST REPUBLIC, including all of FIRST REPUBLIC's outstanding debt obligations, and compares it with the equity. In simple terms, the high financial leverage means the cost of production, together with running the business day-to-day, is high, whereas, lower financial leverage implies lower fixed cost investment in the business and generally considered by investors to be a good sign. So if creditors own a majority of FIRST REPUBLIC assets, the company is considered highly leveraged. Understanding the composition and structure of overall FIRST REPUBLIC debt and outstanding corporate bonds gives a good idea of how risky the capital structure of a business is and if it is worth investing in it.

Please read more on our technical analysis page.

How important is FIRST REPUBLIC's Liquidity

FIRST REPUBLIC financial leverage refers to using borrowed capital as a funding source to finance FIRST REPUBLIC BANK ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. FIRST REPUBLIC financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between FIRST REPUBLIC's total debt and its cash.

What do experts say?

Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempt to gain an edge in the markets by making informed decisions.

It is good to see analyst projects for FIRST REPUBLIC, but it might be worth checking our own buy vs. sell analysis

Detailed Perspective On FIRST REPUBLIC

The company reported the last year's revenue of 3.58 B. Total Income to common stockholders was 961.56 M with profit before taxes, overhead, and interest of 3.28 B.

	2018	2019	2020	2021 (projected)
Total Assets	99.21 B	116.26 B	104.64 B	112.9 B
Long Term Debt	1.67 B	1.28 B	1.15 B	1.33 B

Total Assets Long Term Debt

Is FIRST showing appearance of lower volatility?

The market risk adjusted performance is down to 0.4 as of today. FIRST REPUBLIC BANK has relatively low volatility with skewness of 0.36 and kurtosis of 0.92. However, we advise all investors to independently investigate FIRST REPUBLIC BANK to ensure all accessible information is consistent with the expectations about its upside potential and future expected returns.

Our Conclusion on FIRST REPUBLIC

Whereas some firms under the banks?regional industry are still a bit expensive, FIRST REPUBLIC may offer a potential longer-term growth to investors. The inconsistency in the assessment between current FIRST valuation and our trade advice on FIRST REPUBLIC is due to the recent market swings and your selection of investing horizon. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to FIRST REPUBLIC.

About Contributor

Ellen Johnson is a Member of Macroaxs Editorial Board. Ellen covers public companies in North America, focusing primarily on valuation and volatility. Six years of experience in predictive investment analytics and risk management. View Profile

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Ellen Johnson do not own shares of FIRST REPUBLIC BANK. Please refer to our Terms of Use for any information regarding our disclosure principles.

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