Will Hanmi Financial (USA Stocks:HAFC) technical and fundamental indicators remain weak in February?

HAFC Stock  USD 24.12  0.26  1.09%   
Hanmi Financial Net Income Per Employee is projected to increase significantly based on the last few years of reporting. The past year's Net Income Per Employee was at 150,269. The current year Enterprise Value is expected to grow to about 292.8 M, whereas Revenue Per Employee is forecasted to decline to about 356.8 K. There are many examples of prices slipping after a drastic change in one of the technical and fundamental indicators. In this short article, we will go over a few of Hanmi Financial's essential fundamentals. We will cover the possibilities of making Hanmi Financial into a steady grower in February. We currently estimate Hanmi Financial as fairly valued. The real value is approaching 24.89 per share.
Published over a week ago
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Our trade recommendations module complements current analysts and expert consensus on Hanmi Financial. It analyzes the firm potential to grow using all fundamental, technical, and market related data available at the time.
The company dividends can provide a clue to the current value of the stock. This firm one year expected dividend income is about $0.49 per share.
Typically, a company's financial statements are the reports that show the financial position of the company. There are three main documents that fall into the category of financial statements. These documents include Hanmi Financial income statement, its balance sheet, and the statement of cash flows. Potential Hanmi Financial investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Hanmi Financial investors may use each financial statement separately, they are all related. The changes in Hanmi Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Hanmi Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
The goal of Hanmi Financial fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of Hanmi Financial performance into the future periods or doing a reasonable stock valuation. The intrinsic value of Hanmi Financial shares is the value that is considered the true value of the share. If the intrinsic value of Hanmi is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares Hanmi Financial.
Please read more on our fundamental analysis page.

What is Hanmi Asset Breakdown?

Hanmi Financial reports assets on its Balance Sheet. It represents the amount of Hanmi resources that either has an existing economic value or will provide some form of benefits in the future. To get a better handle on how balance sheet or income statements item affect Hanmi volatility, please check the breakdown of all its fundamentals

And What about dividends?

A dividend is the distribution of a portion of Hanmi Financial earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Hanmi Financial dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Hanmi one year expected dividend income is about USD0.49 per share.
Hanmi Financial Dividend Yield is projected to increase slightly based on the last few years of reporting. The past year's Dividend Yield was at 0.0265. The current year Dividends per Basic Common Share is expected to grow to 0.67, whereas Payment of Dividends and Other Cash Distributions is forecasted to decline to (16 M).
Last ReportedProjected for 2023
Payment of Dividends and Other Cash Distributions-14.9 M-16 M
Dividend Yield 0.0265  0.0301 
Dividends per Basic Common Share 0.62  0.67 
Investing in dividend-paying stocks, such as Hanmi Financial is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in Hanmi Financial must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Hanmi Financial. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How does Hanmi utilize its cash?

To perform a cash flow analysis of Hanmi Financial, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash Hanmi Financial is receiving and how much cash it distributes out in a given period. The Hanmi Financial cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities.
Hanmi Financial Net Cash Flow from Operations is projected to decrease significantly based on the last few years of reporting. The past year's Net Cash Flow from Operations was at 107.79 Million

Hanmi Financial Gross Profit

Hanmi Financial Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Hanmi Financial previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Hanmi Financial Gross Profit growth over the last 10 years.
Please check Gross Profit in more details.

Hanmi Financial exotic insider transaction detected

Legal trades by Hanmi Financial insiders are very common, as founders, directors, or employees of any publicly traded firm often have stock or stock options. These trades are made public in the United States through the filing of Form 4 of the Securities and Exchange Commission. Below entry was recorded recently and is publicly available as an insider trade:
Hanmi insider trading alert for general transaction of common stock by Bonita Lee, President & CEO, on 8th of August 2022. This event was filed by Hanmi Financial Corp with SEC on 2022-08-08. Statement of changes in beneficial ownership - SEC Form 4. Bonita Lee currently serves as coo, sr. executive vp, coo of hanmi bank and sr. executive vp of hanmi bank of Hanmi Financial Cp [view details]   
Note, although insider trading is legal, in the United States, Canada, Australia, and Germany, for mandatory reporting purposes, corporate insiders are defined as a company's officers, directors, and any beneficial owners of more than 10% of a class of the company's equity securities.

What is driving Hanmi Financial Investor Appetite?

Institutional investor usually refers to an organization that invests money in Hanmi Financial on behalf of clients or other money managers. Buying and selling of large positions of Hanmi Financial stock by institutional investors can create supply and demand imbalances that result in sudden price moves of Hanmi Financial stock. Let's take a look at how the ownership of Hanmi is distributed among investors.

Ownership Allocation

Hanmi Financial secures a total of 30.49 Million outstanding shares. The majority of Hanmi Financial outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Hanmi Financial to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in Hanmi Financial. Please pay attention to any change in the institutional holdings of Hanmi Financial as this could imply that something significant has changed or about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.


Retail Investors
5.99%
Institutions
92.69%
Retail Investors5.99
Insiders1.32
Institutions92.69
 2020 2021 2022 2023 (projected)
Net Income Common Stock USD42.2 M98.68 M113.48 M91.55 M
Net Income Common Stock42.2 M98.68 M113.48 M91.55 M

Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Hanmi Financial has an asset utilization ratio of 3.43 percent. This suggests that the company is making $0.0343 for each dollar of assets. An increasing asset utilization means that Hanmi Financial is more efficient with each dollar of assets it utilizes for everyday operations.


Goodwill
20.2 M
Tax Assets
40.8 M
Goodwill20.21 Million33.13
Tax Assets40.78 Million66.87

Will Hanmi continue to rise?

Value At Risk just dropped to -2.48, may suggest upcoming price decrease. Hanmi Financial exhibits very low volatility with skewness of -0.02 and kurtosis of 1.68. However, we advise investors to further study Hanmi Financial technical indicators to ensure that all market info is available and is reliable. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Hanmi Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Hanmi Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

Our Takeaway on Hanmi Financial Investment

Whereas some companies in the banks—regional industry are either recovering or due for a correction, Hanmi Financial may not be performing as strong as the other in terms of long-term growth potentials. To conclude, as of the 24th of January 2023, our research shows that Hanmi Financial is a rather very steady investment opportunity with a below average chance of financial distress in the next two years. From a slightly different view, the entity currently appears to be fairly valued. Our actual 90 days buy-hold-sell recommendation on the company is Buy.

Editorial Staff

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Vlad Skutelnik do not own shares of Hanmi Financial. Please refer to our Terms of Use for any information regarding our disclosure principles.

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