Our trade recommendations module complements current
analysts and expert consensus on Hanmi Financial. It analyzes the firm potential to grow using all fundamental, technical, and market related data available at the time.
The company dividends can provide a clue to the current value of the stock. This firm one year expected dividend income is about $0.49 per share.
Typically, a company's
financial statements are the reports that show the
financial position of the company. There are three main documents that fall into the category of financial statements. These documents include Hanmi Financial income statement, its balance sheet, and the statement of cash flows. Potential Hanmi Financial investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Hanmi Financial investors may use each financial statement separately, they are all related. The changes in Hanmi Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Hanmi Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our
technical analysis and
fundamental analysis pages.
The goal of Hanmi Financial
fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of Hanmi Financial performance into the future periods or doing a reasonable stock valuation. The intrinsic value of Hanmi Financial shares is the value that is considered the true value of the share. If
the intrinsic value of Hanmi is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares Hanmi Financial. Please read more on our
fundamental analysis page.
How effective is Hanmi Financial in utilizing its assets?
Hanmi Financial reports assets on its Balance Sheet. It represents the amount of Hanmi resources that either has an existing economic value or will provide some form of benefits in the future. By effectively utilizing its assets, Hanmi Financial aims to generate revenue, control costs, drive operational efficiency, and enhance profitability. Optimizing asset utilization helps maximize shareholder value and maintain a competitive position in the Regional Banks space. To get a better handle on how balance sheet or income statements item affect Hanmi volatility, please check the breakdown of all its
fundamentals.
Are Hanmi Financial Earnings Expected to grow?
The
future earnings power of Hanmi Financial involves the interaction of many company-specific, industry, and economic forces. Earnings estimates embody investors' opinions of Hanmi Financial factors such as sales growth, product demand, competitive industry environment, profit margins, and cost controls. Hanmi Financial
stock prices adjust as these expectations change or are proven wrong. The main thing to remember is that equities with high expected earnings growth tend to underperform the market because it is usually difficult to meet the market's high expectations. Companies with low earnings expectations tend to do better than expected. Please use our latest analysis of Hanmi
expected earnings.
And What about dividends?
A dividend is the distribution of a portion of Hanmi Financial earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Hanmi Financial dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Hanmi one year expected dividend income is about USD0.66 per share.
The current year's
Dividends Paid is expected to grow to about 32.1
M. The current year's
Dividend Yield is expected to grow to 0.05.
Investing in dividend-paying stocks, such as Hanmi Financial is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in Hanmi Financial must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Hanmi Financial. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.
Hanmi Financial Gross Profit
Hanmi Financial Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Hanmi Financial previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Hanmi Financial Gross Profit growth over the last 10 years. Please check Hanmi Financial's
gross profit and other
fundamental indicators for more details.
What is driving Hanmi Financial Investor Appetite?
Institutional investor usually refers to an organization that invests money in Hanmi Financial on behalf of clients or other money managers. Buying and selling of large positions of Hanmi Financial stock by institutional investors can create supply and demand imbalances that result in sudden price moves of Hanmi Financial stock. Let's take a look at how the ownership of Hanmi is distributed among investors.
Ownership Allocation
Hanmi Financial secures a total of 30.49 Million outstanding shares. The majority of Hanmi Financial
outstanding shares are owned by
outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Hanmi Financial to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in Hanmi Financial. Please pay attention to any change in the institutional holdings of Hanmi Financial as this could imply that something significant has changed or about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
| Retail Investors5.99% | | Institutions92.69% |
| Retail Investors | 5.99 |
| Insiders | 1.32 |
| Institutions | 92.69 |
| 2020 | 2021 | 2022 | 2023 (projected) |
Net Income Common Stock USD | 42.2 M | 98.68 M | 113.48 M | 91.55 M | Net Income Common Stock | 42.2 M | 98.68 M | 113.48 M | 91.55 M |
Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Hanmi Financial has an asset utilization ratio of 3.43 percent. This suggests that the company is making $0.0343 for each dollar of assets. An increasing asset utilization means that Hanmi Financial is more efficient with each dollar of assets it utilizes for everyday operations.
| Goodwill20.2 M | Tax Assets40.8 M |
| Goodwill | 20.21 Million | 33.13 |
| Tax Assets | 40.78 Million | 66.87 |
Will Hanmi continue to rise?
Value At Risk just dropped to -2.48, may suggest upcoming price decrease. Hanmi Financial exhibits very low volatility with skewness of -0.02 and kurtosis of 1.68. However, we advise investors to further study Hanmi Financial technical indicators to ensure that all market info is available and is reliable. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Hanmi Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Hanmi Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.
Our Takeaway on Hanmi Financial Investment
Whereas some companies in the banks—regional industry are either recovering or due for a correction, Hanmi Financial may not be performing as strong as the other in terms of long-term growth potentials. To conclude, as of the 24th of January 2023, our research shows that Hanmi Financial is a rather very steady investment opportunity with a
below average chance of financial distress in the next two years. From a slightly different view, the entity currently appears to be
fairly valued. Our actual 90 days buy-hold-sell recommendation on the company is
Buy.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectEditorial Staff
Vlad Skutelnik is a Macroaxis Contributor. Vlad covers stocks, funds, cryptocurrencies, and ETFs that are traded in North America, focusing primarily on fundamentals, valuation and market volatility. He has many years of experience in fintech, predictive investment analytics, and risk management.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Vlad Skutelnik do not own shares of Hanmi Financial. Please refer to our
Terms of Use for any information regarding our disclosure principles.
Would you like to provide feedback on the content of this article?
You can get in touch with us directly or send us a quick note via email to
editors@macroaxis.com