Hallmark Story

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HALL -- USA Stock  

USD 3.40  0.11  3.34%

Hallmark Financial is scheduled to announce its earnings today. The next earnings report is expected on the 5th of July 2021. Hallmark Financial Cash and Equivalents Turnover is relatively stable at the moment as compared to the past year. The company's current value of Cash and Equivalents Turnover is estimated at 11.80. Cash Flow Per Share is expected to hike to 1.66 this year, although the value of Revenue Per Employee will most likely fall to nearly 911.8 K. While some of us are becoming more enthusiastic about financial services space, let's summarize Hallmark Financial Services in greater detail to make a better estimate of its debt utilization. We will analyze why Hallmark Financial investors may still consider a stake in the business.
Published over two weeks ago
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Should I hold on to my Hallmark (NASDAQ:HALL) position?
Hallmark Financial currently holds 121.85 M in liabilities with Debt to Equity (D/E) ratio of 0.6, which is about average as compared to similar companies. The entity has a current ratio of 0.58, indicating that it has a negative working capital and may not be able to pay financial obligations when due.
Hallmark Financial financial leverage ratio helps determine the effect of debt on the overall profitability of the company. It measures the total debt position of Hallmark Financial, including all of Hallmark Financial's outstanding debt obligations, and compares it with the equity. In simple terms, the high financial leverage means the cost of production, together with running the business day-to-day, is high, whereas, lower financial leverage implies lower fixed cost investment in the business and generally considered by investors to be a good sign. So if creditors own a majority of Hallmark Financial assets, the company is considered highly leveraged. Understanding the composition and structure of overall Hallmark Financial debt and outstanding corporate bonds gives a good idea of how risky the capital structure of a business is and if it is worth investing in it. Please read more on our technical analysis page.

How important is Hallmark Financial's Liquidity

Hallmark Financial financial leverage refers to using borrowed capital as a funding source to finance Hallmark Financial Services ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Hallmark Financial financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between Hallmark Financial's total debt and its cash.

How Hallmark utilizes its cash?

To perform a cash flow analysis of Hallmark Financial, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash Hallmark Financial is receiving and how much cash it distributes out in a given period. The Hallmark Financial cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities. Hallmark Financial Net Cash Flow from Operations is relatively stable at the moment as compared to the past year. The company's current value of Net Cash Flow from Operations is estimated at 27.73 Million

Breaking it down

Hallmark Financial price pull down over the last few months may raise some interest from stakeholders. The stock closed today at a share price of 2.74 on slow start in trading volume. The company executives were not very successful in positioning the firm resources to exploit market volatility in October. However, diversifying your holdings with Hallmark Financial or similar stocks can still protect your portfolio during high-volatility market scenarios. The stock standard deviation of daily returns for 30 days investing horizon is currently 5.43. The very high volatility is mostly attributed to the latest market swings and not very good earnings reports from some of the Hallmark Financial Services partners.

Asset Breakdown

Total Assets1.37 Billion
Goodwill52.4 Million
Tax Assets9.39 Million

Will Hallmark Financial stakeholders go bonkers after another pull down?

Hallmark Financial new kurtosis upsurges over 8.92. As of the 7th of November, Hallmark Financial retains the Risk Adjusted Performance of 0.0488, market risk adjusted performance of 0.3906, and Downside Deviation of 4.36. Hallmark Financial technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Simply put, you can use this information to find out if the firm will indeed mirror its model of historical price patterns, or the prices will eventually revert. We have collected data for nineteen technical drivers for Hallmark Financial, which can be compared to its competitors. Please check out Hallmark Financial jensen alpha, as well as the relationship between the potential upside and skewness to decide if Hallmark Financial is priced fairly, providing market reflects its last-minute price of 2.74 per share. Please also validate Hallmark Financial total risk alpha, which is currently at (0.05) to confirm the company can sustain itself at a future point.

Our Final Take On Hallmark Financial

While some other firms in the insurance?property & casualty industry are either recovering or due for a correction, Hallmark may not be as strong as the others in terms of longer-term growth potentials. The inconsistency in the assessment between current Hallmark valuation and our trade advice on Hallmark Financial is due to the recent market swings and your selection of investing horizon. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to Hallmark Financial.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Achuva Shats do not own shares of Hallmark Financial Services. Please refer to our Terms of Use for any information regarding our disclosure principles.

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