Heartland Story

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HTLF -- USA Stock  

USD 48.88  0.69  1.39%

Today we will digest Heartland Financial. We will evaluate why we are still confident in anticipation of a recovery. Heartland Financial USA is currently traded for 45.89. The entity has historical hype elasticity of -0.35. The average price elasticity to hype of competition is about 0.12. The firm is forecasted to decline in value after the next press release, with the price expected to drop to 45.54. The average volatility of headline impact on the company stock price is huge, making predictions on the news or social media along less reliable. The price decrease on the next news is expected to be -0.76%, whereas the daily expected return is currently at 0.55 percent. Given the investment horizon of 30 days the next forecasted announcement will be in about 6 days.
Published over a month ago
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Is Heartland Financial (NASDAQ:HTLF) gaining more confidence from shareholders?
Heartland Financial USA investment recommendation module can be used to check and cross-verify current trade recommendations provided by analysts evaluating the entity's potential to grow using all of fundamental, technical, data market data available at the time.
The successful prediction of Heartland Finl stock price could yield a significant profit to investors. But is it possible? The efficient-market hypothesis suggests that all published stock prices of traded companies, such as Heartland Finl USA, already reflect all publicly available information. This academic statement is a fundamental principle of many financial and investing theories used today. However, the typical investor usually disagrees with a 'textbook' version of this hypothesis and continually tries to find mispriced stocks to increase returns. We use internally-developed statistical techniques to arrive at the intrinsic value of Heartland Finl based on Heartland Finl hews, social hype, general headline patterns, and widely used predictive technical indicators.
We also calculate exposure to Heartland Finl's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Heartland Finl's related companies.

Use Technical Analysis to project Heartland expected Price

Heartland Finl technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of Heartland Finl technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of Heartland Finl trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...

How Heartland utilizes its cash?

To perform a cash flow analysis of Heartland Finl, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash Heartland Finl is receiving and how much cash it distributes out in a given period. The Heartland Finl cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities.
Heartland Finl Net Cash Flow from Operations is projected to increase significantly based on the last few years of reporting. The past year's Net Cash Flow from Operations was at 190.37 Million

An Additional Perspective On Heartland Finl USA

Heartland Financial USA reported the previous year's revenue of 522.1 M. Net Income was 133.54 M with profit before overhead, payroll, taxes, and interest of 543 M.
 2018 2019 2020 2021 (projected)
Net Income117 M149.13 M171.5 M185.04 M
Gross Profit499.1 M533.28 M613.27 M512.75 M

Revenues Breakdown

Heartland Financial Revenues is increasing over the years with slightly volatile fluctuation. Revenues is expected to dwindle to about 512.7 M. Revenues usually refers to amount of Revenue recognized from goods sold; services rendered; insurance premiums; or other activities that constitute an earning process. Interest income for financial institutions is reported net of interest expense and provision for credit losses. Heartland Financial Revenues is projected to increase significantly based on the last few years of reporting. The past year's Revenues was at 613.27 Million
2014
2015
2016
2017
2018
2019
2020
2021
2014270.8 Million
2015331.99 Million
2016396.57 Million
2017416.77 Million
2018499.1 Million
2019533.28 Million
2020613.27 Million
2021512.75 Million

Heartland Financial implied volatility may change after the surge

Latest Total Risk Alpha is up to -0.08. Price may dip again. Heartland Financial USA currently demonstrates below-verage downside deviation. It has Information Ratio of 0.11 and Jensen Alpha of 0.51. However, we do advice investors to further question Heartland Financial USA expected returns to ensure all indicators are consistent with the current outlook about its relatively low value at risk.

Our Final Perspective on Heartland Financial

Although many other companies under the banks?regional industry are still a bit expensive, Heartland Financial may offer a potential longer-term growth to shareholders. The inconsistency in the assessment between current Heartland valuation and our trade advice on Heartland Financial is due to the recent market swings and your selection of investing horizon. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to Heartland Financial.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of Heartland Finl USA. Please refer to our Terms of Use for any information regarding our disclosure principles.

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