Humana Story

H
HUM -- USA Stock  

USD 380.59  0.81  0.21%

Humana is generating negative expected returns assuming volatility of 1.7901% on return distribution over 60 days investment horizon. While some of us are excited about healthcare space, it makes sense to summarize Humana in greater detail to make a better estimate of its risk and reward. We will summarize how risky is to take a position in Humana at this time.
Published over two weeks ago
View all stories for Humana | View All Stories
What to know before acquiring Humana (NYSE:HUM) based on its volatility?
Humana Inc has roughly 20.73 B in cash with 5.87 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 156.61.
Volatility is a rate at which the price of Humana or any other equity instrument increases or decreases for a given set of returns. It is measured by calculating the standard deviation of the annualized returns over a given period of time and shows the range to which the price of Humana may increase or decrease. In other words, similar to Humana's beta indicator, it measures the risk of Humana and helps estimate the fluctuations that may happen in a short period of time. So if prices of Humana fluctuate rapidly in a short time span, it is termed to have high volatility, and if it swings slowly in a more extended period, it is understood to have low volatility.
Please read more on our technical analysis page.

How important is Humana's Liquidity

Humana financial leverage refers to using borrowed capital as a funding source to finance Humana Inc ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Humana financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between Humana's total debt and its cash.

What do experts say?

Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempt to gain an edge in the markets by making informed decisions.
It is good to see analyst projects for Humana, but it might be worth checking our own buy vs. sell analysis

Humana Volatility Drivers

Humana unsystematic risk is unique to Humana Inc and usually not directly affected by the market or economic environment. An example of unsystematic risk is the possibility of poor earnings or a layoff due to coronavirus. One may mitigate nonsystematic risk by buying different securities in the same industry or by buying in different sectors. For example, if you have a position in Humana you can also buy Cigna Corp. You can also mitigate this risk by investing in the healthcare plans sector as well as in companies having nothing to do with it. This type of risk is also called diversifiable risk and can be understood from analyzing Humana important indicators over time. Here we run a correlation analysis between relevant fundamental ratios over at least ten year period to find a relationship in the way they react to changes in Humana income statement and balance sheet. Here are more details about Humana volatility.
0.930.940.80.990.650.610.870.830.940.930.730.930.880.960.730.730.810.78-0.960.37-0.860.95-0.37-0.720.690.520.880.10.91-0.270.74-0.580.130.730.65-0.440.290.150.940.30.920.310.450.110.940.620.850.940.710.890.960.610.930.830.950.920.88
0.930.990.890.940.450.620.970.880.990.960.80.980.960.960.80.80.890.84-0.950.56-0.960.96-0.21-0.550.820.380.980.260.98-0.230.73-0.620.260.840.77-0.420.350.080.880.30.880.390.490.240.980.720.830.970.820.990.950.70.970.930.951.00.96
0.940.990.890.950.490.60.960.880.990.980.810.990.960.970.810.810.890.84-0.950.53-0.960.96-0.26-0.530.830.450.970.30.98-0.260.73-0.660.250.850.79-0.430.370.040.910.290.90.420.520.240.990.730.860.960.820.970.970.720.960.910.970.990.96
0.80.890.890.810.290.540.820.730.90.850.710.890.750.890.710.710.650.74-0.820.63-0.770.9-0.04-0.390.790.390.850.190.84-0.160.75-0.720.280.720.77-0.660.310.060.860.430.850.330.460.280.870.640.790.880.770.840.840.750.80.780.890.910.88
0.990.940.950.810.690.60.90.860.950.960.740.950.910.960.740.740.840.79-0.980.36-0.90.95-0.38-0.650.730.520.920.160.93-0.340.75-0.610.130.770.68-0.450.30.150.940.310.930.320.460.110.960.660.870.960.720.910.970.610.940.840.960.940.88
0.650.450.490.290.690.090.450.560.440.60.350.540.490.50.350.350.50.36-0.65-0.34-0.50.51-0.63-0.410.310.70.470.080.52-0.580.3-0.39-0.260.390.27-0.310.090.20.660.220.630.120.23-0.280.570.360.680.540.180.420.650.220.460.340.610.430.32
0.610.620.60.540.60.090.50.290.660.510.330.560.580.690.330.330.520.53-0.540.75-0.50.570.26-0.440.250.10.56-0.070.490.190.76-0.450.220.360.19-0.190.030.220.550.280.53-0.050.110.210.530.230.30.640.50.580.50.110.720.650.50.640.68
0.870.970.960.820.90.450.50.850.940.930.750.970.940.890.750.750.940.74-0.920.46-0.970.9-0.2-0.510.790.410.950.390.99-0.190.56-0.60.140.810.74-0.40.280.120.820.330.820.350.410.130.970.670.790.910.750.990.930.650.950.940.920.960.94
0.830.880.880.730.860.560.290.850.870.940.930.860.890.830.930.930.750.9-0.880.32-0.910.9-0.6-0.450.930.320.90.230.89-0.580.62-0.370.440.950.9-0.220.66-0.220.82-0.030.810.690.760.420.90.910.890.860.860.850.890.860.790.680.90.860.74
0.940.990.990.90.950.440.660.940.870.960.810.970.940.980.810.810.850.87-0.940.61-0.930.97-0.22-0.560.820.350.970.190.95-0.250.8-0.610.310.840.77-0.420.380.060.90.280.890.390.520.290.970.720.830.980.850.970.940.710.960.90.950.990.95
0.930.960.980.850.960.60.510.930.940.960.880.970.950.940.880.880.850.89-0.950.44-0.950.96-0.43-0.490.860.480.960.280.96-0.450.72-0.590.310.90.83-0.390.48-0.070.920.170.90.520.630.290.990.820.940.950.850.930.970.770.910.830.970.960.88
0.730.80.810.710.740.350.330.750.930.810.880.770.810.781.01.00.60.94-0.780.49-0.80.85-0.6-0.340.930.230.820.230.8-0.590.65-0.30.680.960.92-0.160.83-0.490.74-0.260.730.850.910.670.810.960.850.770.960.740.80.910.690.60.820.790.67
0.930.980.990.890.950.540.560.970.860.970.970.770.930.950.770.770.890.78-0.960.47-0.950.95-0.25-0.510.790.530.960.350.99-0.260.67-0.70.150.810.75-0.520.30.10.910.360.90.360.460.141.00.690.880.950.770.970.980.670.950.920.970.980.95
0.880.960.960.750.910.490.580.940.890.940.950.810.930.90.810.810.940.86-0.880.5-0.970.88-0.29-0.470.790.370.950.30.94-0.30.66-0.540.270.860.73-0.180.39-0.010.810.170.790.430.510.260.950.740.810.930.810.960.910.640.940.890.90.950.9
0.960.960.970.890.960.50.690.890.830.980.940.780.950.90.780.780.810.84-0.940.56-0.890.97-0.25-0.610.770.430.930.160.92-0.220.83-0.690.280.80.73-0.450.360.070.950.310.940.370.50.260.950.680.820.970.810.920.950.670.950.880.960.970.94
0.730.80.810.710.740.350.330.750.930.810.881.00.770.810.781.00.60.94-0.780.49-0.80.85-0.6-0.340.930.230.820.230.8-0.590.65-0.30.680.960.92-0.160.83-0.490.74-0.260.730.850.910.670.810.960.850.770.960.740.80.910.690.60.820.790.67
0.730.80.810.710.740.350.330.750.930.810.881.00.770.810.781.00.60.94-0.780.49-0.80.85-0.6-0.340.930.230.820.230.8-0.590.65-0.30.680.960.92-0.160.83-0.490.74-0.260.730.850.910.670.810.960.850.770.960.740.80.910.690.60.820.790.67
0.810.890.890.650.840.50.520.940.750.850.850.60.890.940.810.60.60.64-0.820.35-0.940.76-0.15-0.460.620.450.870.420.91-0.120.46-0.57-0.030.690.56-0.20.110.210.70.340.70.20.24-0.040.890.530.690.830.60.930.850.440.910.920.810.880.88
0.780.840.840.740.790.360.530.740.90.870.890.940.780.860.840.940.940.64-0.780.62-0.80.87-0.45-0.390.860.170.850.040.78-0.520.81-0.370.670.920.84-0.110.74-0.350.78-0.140.760.70.810.660.820.90.810.860.960.780.790.810.760.640.820.840.72
-0.96-0.95-0.95-0.82-0.98-0.65-0.54-0.92-0.88-0.94-0.95-0.78-0.96-0.88-0.94-0.78-0.78-0.82-0.78-0.360.92-0.970.40.64-0.78-0.47-0.94-0.21-0.950.34-0.710.58-0.19-0.81-0.740.49-0.36-0.12-0.95-0.29-0.95-0.39-0.51-0.16-0.96-0.71-0.86-0.95-0.74-0.92-0.98-0.66-0.93-0.84-0.97-0.94-0.88
0.370.560.530.630.36-0.340.750.460.320.610.440.490.470.50.560.490.490.350.62-0.36-0.430.510.34-0.150.45-0.190.53-0.020.420.150.67-0.350.610.480.43-0.120.34-0.170.380.060.370.260.350.610.440.410.260.530.710.530.350.40.540.550.410.60.61
-0.86-0.96-0.96-0.77-0.9-0.5-0.5-0.97-0.91-0.93-0.95-0.8-0.95-0.97-0.89-0.8-0.8-0.94-0.80.92-0.43-0.890.30.44-0.84-0.36-0.98-0.41-0.970.32-0.620.53-0.23-0.88-0.790.3-0.38-0.03-0.81-0.21-0.81-0.44-0.5-0.22-0.96-0.76-0.81-0.91-0.78-0.97-0.92-0.68-0.93-0.89-0.91-0.95-0.9
0.950.960.960.90.950.510.570.90.90.970.960.850.950.880.970.850.850.760.87-0.970.51-0.89-0.36-0.630.840.380.940.120.94-0.340.8-0.580.340.850.81-0.480.460.020.950.230.940.470.60.320.960.760.870.970.850.920.950.770.920.820.970.960.89
-0.37-0.21-0.26-0.04-0.38-0.630.26-0.2-0.6-0.22-0.43-0.6-0.25-0.29-0.25-0.6-0.6-0.15-0.450.40.340.3-0.360.25-0.45-0.3-0.27-0.04-0.30.8-0.13-0.15-0.32-0.51-0.46-0.09-0.670.49-0.380.53-0.36-0.69-0.7-0.3-0.33-0.61-0.57-0.25-0.37-0.16-0.41-0.51-0.140.01-0.38-0.18-0.01
-0.72-0.55-0.53-0.39-0.65-0.41-0.44-0.51-0.45-0.56-0.49-0.34-0.51-0.47-0.61-0.34-0.34-0.46-0.390.64-0.150.44-0.630.25-0.23-0.2-0.430.37-0.54-0.13-0.410.230.05-0.26-0.190.17-0.03-0.39-0.62-0.29-0.640.03-0.10.09-0.53-0.13-0.37-0.61-0.32-0.56-0.59-0.22-0.65-0.51-0.57-0.54-0.54
0.690.820.830.790.730.310.250.790.930.820.860.930.790.790.770.930.930.620.86-0.780.45-0.840.84-0.45-0.230.180.870.350.82-0.520.64-0.380.580.961.0-0.320.71-0.340.73-0.060.730.760.80.560.820.940.810.770.890.780.790.950.690.620.820.810.72
0.520.380.450.390.520.70.10.410.320.350.480.230.530.370.430.230.230.450.17-0.47-0.19-0.360.38-0.3-0.20.180.320.40.47-0.220.08-0.69-0.360.20.16-0.52-0.10.080.560.360.540.050.09-0.360.530.170.640.370.130.350.60.170.360.420.560.390.38
0.880.980.970.850.920.470.560.950.90.970.960.820.960.950.930.820.820.870.85-0.940.53-0.980.94-0.27-0.430.870.320.330.96-0.350.74-0.570.320.910.83-0.390.420.020.860.230.850.460.550.30.960.80.820.950.830.960.920.720.930.880.930.970.91
0.10.260.30.190.160.08-0.070.390.230.190.280.230.350.30.160.230.230.420.04-0.21-0.02-0.410.12-0.040.370.350.40.330.36-0.1-0.15-0.34-0.070.350.34-0.260.06-0.230.1-0.020.10.290.14-0.060.330.310.270.080.180.290.30.230.20.410.240.260.31
0.910.980.980.840.930.520.490.990.890.950.960.80.990.940.920.80.80.910.78-0.950.42-0.970.94-0.3-0.540.820.470.960.36-0.270.6-0.60.170.840.77-0.430.340.070.870.290.870.410.480.160.990.710.860.930.780.980.970.70.940.920.960.970.93
-0.27-0.23-0.26-0.16-0.34-0.580.19-0.19-0.58-0.25-0.45-0.59-0.26-0.3-0.22-0.59-0.59-0.12-0.520.340.150.32-0.340.8-0.13-0.52-0.22-0.35-0.1-0.27-0.29-0.08-0.41-0.59-0.530.04-0.680.52-0.340.46-0.29-0.67-0.72-0.4-0.32-0.72-0.61-0.29-0.43-0.15-0.33-0.51-0.10.04-0.34-0.210.02
0.740.730.730.750.750.30.760.560.620.80.720.650.670.660.830.650.650.460.81-0.710.67-0.620.8-0.13-0.410.640.080.74-0.150.6-0.29-0.450.490.670.61-0.360.42-0.010.770.140.730.320.510.470.670.620.60.810.740.650.650.570.720.560.710.750.68
-0.58-0.62-0.66-0.72-0.61-0.39-0.45-0.6-0.37-0.61-0.59-0.3-0.7-0.54-0.69-0.3-0.3-0.57-0.370.58-0.350.53-0.58-0.150.23-0.38-0.69-0.57-0.34-0.6-0.08-0.450.13-0.36-0.350.630.1-0.24-0.71-0.65-0.710.03-0.060.13-0.65-0.25-0.55-0.61-0.36-0.61-0.67-0.3-0.6-0.7-0.69-0.65-0.7
0.130.260.250.280.13-0.260.220.140.440.310.310.680.150.270.280.680.68-0.030.67-0.190.61-0.230.34-0.320.050.58-0.360.32-0.070.17-0.410.490.130.610.60.210.9-0.760.22-0.620.210.810.841.00.20.70.260.250.740.180.160.630.140.050.230.270.16
0.730.840.850.720.770.390.360.810.950.840.90.960.810.860.80.960.960.690.92-0.810.48-0.880.85-0.51-0.260.960.20.910.350.84-0.590.67-0.360.610.94-0.210.76-0.380.75-0.160.740.790.840.60.850.970.830.80.930.80.820.870.740.670.830.830.72
0.650.770.790.770.680.270.190.740.90.770.830.920.750.730.730.920.920.560.84-0.740.43-0.790.81-0.46-0.191.00.160.830.340.77-0.530.61-0.350.60.94-0.320.74-0.380.7-0.10.70.790.820.590.780.940.790.720.880.730.750.970.630.570.790.770.68
-0.44-0.42-0.43-0.66-0.45-0.31-0.19-0.4-0.22-0.42-0.39-0.16-0.52-0.18-0.45-0.16-0.16-0.2-0.110.49-0.120.3-0.48-0.090.17-0.32-0.52-0.39-0.26-0.430.04-0.360.630.21-0.21-0.320.14-0.31-0.55-0.6-0.540.06-0.030.21-0.47-0.16-0.46-0.42-0.17-0.37-0.49-0.3-0.36-0.41-0.51-0.44-0.45
0.290.350.370.310.30.090.030.280.660.380.480.830.30.390.360.830.830.110.74-0.360.34-0.380.46-0.67-0.030.71-0.10.420.060.34-0.680.420.10.90.760.740.14-0.810.37-0.670.360.970.980.90.360.860.520.340.780.270.360.780.210.10.40.350.19
0.150.080.040.060.150.20.220.12-0.220.06-0.07-0.490.1-0.010.07-0.49-0.490.21-0.35-0.12-0.17-0.030.020.49-0.39-0.340.080.02-0.230.070.52-0.01-0.24-0.76-0.38-0.38-0.31-0.810.090.850.11-0.83-0.75-0.780.04-0.54-0.190.14-0.450.150.05-0.460.220.210.030.070.19
0.940.880.910.860.940.660.550.820.820.90.920.740.910.810.950.740.740.70.78-0.950.38