County Story

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ICBK -- USA Stock  

USD 23.50  0.76  3.34%

County Bancorp is scheduled to announce its earnings today. The next earnings report is expected on the 29th of April 2021. County Bancorp Cash and Equivalents Turnover is increasing as compared to previous years. The last year's value of Cash and Equivalents Turnover was reported at 0.96. The current Debt to Equity Ratio is estimated to increase to 6.93, while Average Assets are projected to decrease to under 1.5 B. As many baby boomers are still indifferent towards financial services space, it makes sense to examine County Bancorp as a unique choice for millenniums. I will address a few possible reasons traders do not currently respect this stock.
Published over a month ago
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Should I sell my County (NASDAQ:ICBK) position?
This firm currently holds 253.43 M in liabilities with Debt to Equity (D/E) ratio of 7.13, indicating County Bancorp may have difficulties to generate enough cash to satisfy its financial obligations. County Bancorp has performance score of 2 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.0183, which signifies a somewhat significant risk relative to the market. Let's try to break down what County's beta means in this case. County Bancorp returns are very sensitive to returns on the market. As the market goes up or down, County Bancorp is expected to follow. Although it is extremely important to respect County Bancorp historical returns, it is better to be realistic regarding the information on equity current trending patterns. The philosophy towards foreseeing future performance of any stock is to evaluate the business as a whole together with its past performance, including all available fundamental and technical indicators. By analyzing County Bancorp technical indicators, you can presently evaluate if the expected return of 0.0802% will be sustainable into the future. County Bancorp right now shows a risk of 2.68%. Please confirm County Bancorp maximum drawdown, skewness, day typical price, as well as the relationship between the downside variance and daily balance of power to decide if County Bancorp will be following its price patterns.
County Bancorp financial leverage ratio helps determine the effect of debt on the overall profitability of the company. It measures the total debt position of County Bancorp, including all of County Bancorp's outstanding debt obligations, and compares it with the equity. In simple terms, the high financial leverage means the cost of production, together with running the business day-to-day, is high, whereas, lower financial leverage implies lower fixed cost investment in the business and generally considered by investors to be a good sign. So if creditors own a majority of County Bancorp assets, the company is considered highly leveraged. Understanding the composition and structure of overall County Bancorp debt and outstanding corporate bonds gives a good idea of how risky the capital structure of a business is and if it is worth investing in it.
Please read more on our technical analysis page.

How important is County Bancorp's Liquidity

County Bancorp financial leverage refers to using borrowed capital as a funding source to finance County Bancorp ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. County Bancorp financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between County Bancorp's total debt and its cash.

How County utilizes its cash?

To perform a cash flow analysis of County Bancorp, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash County Bancorp is receiving and how much cash it distributes out in a given period. The County Bancorp cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities.
County Bancorp Net Cash Flow from Operations is increasing as compared to previous years. The last year's value of Net Cash Flow from Operations was reported at 25.25 Million

Detailed Perspective On County Bancorp

The company reported the previous year's revenue of 45.97 M. Net Income was 3.86 M with profit before overhead, payroll, taxes, and interest of 53.75 M.

Asset Breakdown

Total Assets1.46 Billion
Goodwill4.94 Million
Tax Assets1.71 Million

Will County price plunge impact its balance sheet?

The downside deviation is down to 2.26 as of today. County Bancorp currently demonstrates below-verage downside deviation. It has Information Ratio of 0.03 and Jensen Alpha of 0.07. However, we do advice investors to further question County Bancorp expected returns to ensure all indicators are consistent with the current outlook about its relatively low value at risk.

Our Final Take On County Bancorp

Although some other entities within the banks?regional industry are still a little expensive, even after the recent corrections, County Bancorp may offer a potential longer-term growth to traders. With an impartial outlook on the current market volatility, it may be better to hold off any inventment activity and neither take in nor trade any shares of County Bancorp at this time. The County Bancorp risk-reward trade off is not appealing enough to do any trading. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to County Bancorp.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of County Bancorp. Please refer to our Terms of Use for any information regarding our disclosure principles.

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