LCNB Story

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LCNB -- USA Stock  

USD 14.25  0.29  1.99%

Enterprise Bancorp would recover faster from the current slip as its shares price went up 0.97% to LCNB's 3.99%While some millenniums may be indifferent towards financial services space, we will examine how strong are LCNB fundamentals compared to Enterprise Bancorp. We are going to analyze some of the competitive aspects of both LCNB and Enterprise.
Published over a month ago
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Should we be taking in Enterprise or LCNB?
By analyzing existing basic indicators between LCNB and Enterprise, you can compare the effects of market volatilities on both companies' prices and check if they can diversify away market risk if combined in one of your portfolios. You can also utilize pair trading strategies for matching a long position in Enterprise with a short position in LCNB. Check out our pair correlation module for more information.

Let's begin by analyzing the assets. The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. LCNB has an asset utilization ratio of 5.3 percent. This suggests that the company is making $0.053 for each dollar of assets. An increasing asset utilization means that LCNB Corporation is more efficient with each dollar of assets it utilizes for everyday operations.
Out of tens of thousands of stocks, funds, and ETFs that trade on global exchanges each represent an individual company which you can analyze using comparative analysis. To determine which one of the two companies, such as LCNB or Enterprise is a better fit for your portfolio, analyzing a few basic fundamental indicators is a good first step.


A dividend is the distribution of a portion of LCNB earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. LCNB dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. LCNB one year expected dividend income is about $0.47 per share.
The current year Dividend Yield is expected to grow to 0.0372, whereas Preferred Dividends Income Statement Impact is forecasted to decline to about 991.4 K.
Last ReportedProjected for 2020
Preferred Dividends Income Statement Impact997.2 K991.4 K
Payment of Dividends and Other Cash Distributions-8.7 M-9.3 M
Dividend Yield 0.036  0.0372 
Dividends per Basic Common Share 0.69  0.66 
Investing in dividend-paying stocks, such as LCNB Corporation is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in LCNB must own a stock before its ex-dividend date to receive its next dividend. This type of analysis is very useful when you want to generate a past dividend schedule and payout information for LCNB. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How important is LCNB's Liquidity

LCNB financial leverage refers to using borrowed capital as a funding source to finance LCNB Corporation ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. LCNB financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between LCNB's total debt and its cash.

Correlation Between LCNB and Enterprise Bancorp

In general, stock analysis is a method for investors and traders to make individual buying and selling decisions. Stock correlation analysis is also essential because it can help investors realize that they may not be as diversified as they think. Risk management strategies are usually required to make sure all portfolios are properly aligned against their risk tolerance level. You can consider holding LCNB together with similar or unrelated positions with a negative correlation. For example, you can also add Enterprise Bancorp to your portfolio. If Enterprise Bancorp is not perfectly correlated to LCNB it will diversify some of the market risks out of the positively correlated stocks in your portfolio. However, the disadvantage of this sort of hedging is that it can potentially affect your investment returns throughout market cycles. When LCNB for example, for example, performs excellent and delivers stable returns, the negatively correlated position you locked in as a hedge may drag your returns down. Please check pair correlation details between LCNB and EBTC for more information.

Purchase by Mary Bradford of 1800 shares of LCNB

Legal trades by LCNB insiders are very common, as founders, directors, or employees of any publicly traded firm often have stock or stock options. These trades are made public in the United States through the filing of Form 4 of the Securities and Exchange Commission. Below entry was recorded recently and is publicly available as an insider trade:
LCNB insider trading alert for perchase of lcnb corp common stock by Mary Bradford, the corporate stakeholder, on 17th of August 2020. This event was filed by Lcnb Corp with SEC on 2020-08-17. Statement of changes in beneficial ownership - SEC Form 4 [view details]   
Note, although insider trading is legal, in the United States, Canada, Australia, and Germany, for mandatory reporting purposes, corporate insiders are defined as a company's officers, directors, and any beneficial owners of more than 10% of a class of the company's equity securities.

Breaking down LCNB Indicators

Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include product or services discounts, promotions, as well as early payments on invoices or services rendered in advance.

Revenue Breakdown

Now, let's check LCNB revenue. Based on the latest financial disclosure, LCNB Corporation reported 67.89 M of revenue. This is 99.39% lower than that of the Financial Services sector and significantly higher than that of the Banks?Regional industry. The revenue for all United States stocks is 99.28% higher than that of LCNB. As for Enterprise Bancorp we see revenue of 128.62 M, which is much higher than that of the Banks?Regional

LCNB67.89 Million
Enterprise128.62 Million
67.9 M
128.6 M

Are LCNB technical indicators showing a collapse?

Current total risk alpha indicator falls down to -0.5. Possible price jump? LCNB Corporation exhibits very low volatility with skewness of 0.33 and kurtosis of -0.04. However, we advise investors to further study LCNB Corporation technical indicators to make sure all market info is available and is reliable.

Our Final Take On LCNB

Whereas some firms in the banks?regional industry are either recovering or due for a correction, LCNB may not be as strong as the others in terms of longer-term growth potentials. To summarize, as of the 1st of August 2020, our final 30 days buy vs. sell advice on the company is Cautious Hold. We believe LCNB is undervalued with below average probability of bankruptcy for the next two years.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of LCNB Corporation. Please refer to our Terms of Use for any information regarding our disclosure principles.

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