Lakeland Stock Story

LKFN -  USA Stock  

USD 69.53  0.98  1.39%

While some baby boomers are getting worried about financial services space, it is reasonable to outline Lakeland Finl Corp. We will evaluate why recent Lakeland Finl price moves suggest a bounce in February. Is Lakeland Finl Corp current valuation justified? We will cover the entity valuation to give you a better outlook on taking a position in the stock.
Published over three months ago
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Is Lakeland Finl Corp outlook positive for February 2022?
The company currently holds 79.33 M in liabilities with Debt to Equity (D/E) ratio of 8.59, indicating the firm may have difficulties to generate enough cash to satisfy its financial obligations.
On a scale of 0 to 100, Lakeland Finl holds a performance score of 10. The company secures a Beta (Market Risk) of 0.713, which conveys possible diversification benefits within a given portfolio. Let's try to break down what Lakeland's beta means in this case. As returns on the market increase, Lakeland Finl returns are expected to increase less than the market. However, during the bear market, the loss on holding Lakeland Finl will be expected to be smaller as well. Although it is extremely important to respect Lakeland Finl Corp price patterns, it is better to be realistic regarding the information on equity historical price patterns. The philosophy towards estimating future performance of any stock is to evaluate the business as a whole together with its past performance, including all available fundamental and technical indicators. By analyzing Lakeland Finl Corp technical indicators, you can presently evaluate if the expected return of 0.2% will be sustainable into the future. Please exercises Lakeland Finl Corp coefficient of variation, treynor ratio, as well as the relationship between the Treynor Ratio and semi variance to make a quick decision on whether Lakeland Finl Corp current price movements will revert.
We determine the current worth of Lakeland Finl Corp using both absolute as well as relative valuation methodologies to arrive at its intrinsic value. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Lakeland Finl Corp based exclusively on its fundamental and basic technical indicators. By analyzing Lakeland Finl's financials, quarterly and monthly indicators, and related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Lakeland Finl's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Lakeland Finl. We calculate exposure to Lakeland Finl's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Lakeland Finl's related companies.

Lakeland Finl Corp Investment Alerts

Lakeland investment alerts and warnings help investors to get more proficient at understanding not only critical technical and fundamental signals but also the significant portfolio-centered indicators. These indicators include beta, alpha, and other risk-related measures that will help you in monitoring Lakeland Finl Corp performance across your portfolios.Please check all investment alerts for Lakeland

Lakeland Finl Valuation Ratios as Compared to Competition

Our valuation model uses many indicators to compare Lakeland value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Lakeland Finl competition to find correlations between indicators driving the intrinsic value of Lakeland.

How does Lakeland utilize its cash?

To perform a cash flow analysis of Lakeland Finl, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash Lakeland Finl is receiving and how much cash it distributes out in a given period. The Lakeland Finl cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities.
Lakeland Finl Net Cash Flow from Operations is quite stable at the moment as compared to the past year. The company's current value of Net Cash Flow from Operations is estimated at 103.07 Million

Acquisition by Darrianne Christian of tradable shares of Lakeland Finl subject to Rule 16b-3

Legal trades by Lakeland Finl insiders are very common, as founders, directors, or employees of any publicly traded firm often have stock or stock options. These trades are made public in the United States through the filing of Form 4 of the Securities and Exchange Commission. Below entry was recorded recently and is publicly available as an insider trade:
Lakeland insider trading alert for grant of phantom stock by Darrianne Christian, the corporate stakeholder, on 9th of May 2022. This event was filed by Lakeland Financial Corp with SEC on 2022-05-09. Statement of changes in beneficial ownership - SEC Form 4 [view details]   
Note, although insider trading is legal, in the United States, Canada, Australia, and Germany, for mandatory reporting purposes, corporate insiders are defined as a company's officers, directors, and any beneficial owners of more than 10% of a class of the company's equity securities.

What is driving Lakeland Finl Investor Appetite?

Lakeland Finl Corp reported the previous year's revenue of 220.89 M. Net Income was 96.04 M with profit before overhead, payroll, taxes, and interest of 195.08 M.

Margins Breakdown

Lakeland profit margins show the degree to which it makes money. Margin indicators are used not only by investors but also by creditors or Lakeland Finl itself as indicators of financial health and management effectiveness. Please look more closely at the different varieties of Lakeland Finl profit margins.
0.47
Profit Margin
0.65
EBITDA Margin
EBITDA Margin0.65
Gross Margin0.89
Profit Margin0.47


Lakeland Finl Earnings Before Interest Taxes and Depreciation Amortization EBITDA is quite stable at the moment. Further, Lakeland Finl Earnings Before Interest Taxes and Depreciation Amortization USD is increasing over the last 8 years. The previous year's value of Lakeland Finl Earnings Before Interest Taxes and Depreciation Amortization USD was 113,491,153.

Momentum Analysis of Lakeland Finl suggests possible reversal in February

Maximum drawdown is down to 6.87. It may entail a possible volatility slide.
As of the 25th of January, Lakeland Finl secures the Downside Deviation of 1.85, mean deviation of 1.12, and Risk Adjusted Performance of 0.05. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lakeland Finl Corp, as well as the relationship between them. Strictly speaking, you can use this information to find out if the firm will indeed mirror its model of past prices, or the prices will eventually revert. We were able to analyze and collect data for nineteen technical drivers for Lakeland Finl, which can be compared to its peers in the industry. Please verify Lakeland Finl Corp coefficient of variation, treynor ratio, as well as the relationship between the Treynor Ratio and semi variance to decide if Lakeland Finl Corp is priced some-what accurately, providing market reflects its recent price of 81.23 per share. Given that Lakeland Finl Corp has jensen alpha of 0.1212, we recommend you to check Lakeland Finl's last-minute market performance to make sure the company can sustain itself at a future point.

Our Final Take On Lakeland Finl

Whereas other entities within the banks—regional industry are still a little expensive, even after the recent corrections, Lakeland Finl may offer a potential longer-term growth to institutional investors. To conclude, as of the 25th of January 2022, our actual 90 days buy vs. sell advice on the company is Strong Buy. We believe Lakeland Finl is fairly valued with very small chance of bankruptcy for the next two years.

Editorial Staff

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of Lakeland Finl Corp. Please refer to our Terms of Use for any information regarding our disclosure principles.

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