Open Lending reported the previous year's revenue of 90.79
M. Net Loss for the year was (32.52
M) with profit before overhead, payroll, taxes, and interest of 85.04
M. The company has Profit Margin (PM) of
63.67 %, which can signify that it executes well on its competitive strategies and has good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of
64.63 %, which suggests for every 100 dollars of sales, it generated a net operating income of 0.65.
The performance of Open Lending Corp in the marketplace will significantly impact your decision to invest in its stock. Revenue growth, profitability, competitive positioning, management quality, and industry trends can influence Open Lending's
stock prices. When investing in Open Lending, there are several factors to consider and potential outcomes to expect. As a company performs well, its stock price may increase, allowing investors to benefit from price appreciation. However, Open Stock can experience significant price fluctuations due to market conditions, economic factors, industry trends, or company-specific news. This is why investing in stocks such as Open Lending carries risks, including the potential for capital loss. Stock prices can decline, and investors may incur losses if they sell shares at a lower price than their initial investment.
How important is Open Lending's Liquidity
Open Lending
financial leverage refers to using borrowed capital as a funding source to finance Open Lending Corp ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Open Lending financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Open Lending's owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Open Lending's financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the
breakdown between Open Lending's total debt and its cash.
What do experts say about Open?
Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempt to gain an edge in the markets by making informed decisions.
Analysis ConsensusA Deeper Perspective
The
market capitalization of Open Lending Corp is currently $1.37 Billion. Roughly 100.0 pct. of Open Lending outstanding shares are held by regular investors with 0.0 % owned by
insiders and only 0.0 (%) by
third-party entities. Be advised that no matter how volatile the entity is, if the real value of the company is more than the value suggested by the market, you should consider buying it.
Ownership Breakdown
| Retail Investors | 100.0 |
| Insiders | 0.0 |
| Institutions | 0.0 |
A growth case for Open Lending
Latest downside deviation is at 3.95. Open Lending Corp shows above-average downside volatility for the selected time horizon. We advise investors to inspect Open Lending Corp further and ensure that all market timing and asset allocation strategies are consistent with the estimation of Open Lending future alpha. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Open Lending's stock risk against market volatility during both bullying and bearish trends. The higher level of volatility that comes with bear markets can directly impact Open Lending's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.
Our Takeaway on Open Lending Investment
Whereas few other entities in the shell companies industry are either recovering or due for a correction, Open Lending may not be performing as strong as the other in terms of long-term growth potentials. With a less-than optimistic outlook for your 30 days horizon, it may be a good time to short some or all of your Open Lending holdings as it seems the potential growth was already fully factored into the current price. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to Open Lending.
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Rifka Kats is a Member of Macroaxis Editorial Board. Rifka writes about retail product and service companies from the perspective of a regular consumer and sophisticated investor at the same time. She is passionate about corporate ethics and equality in the workforce.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Rifka Kats do not own shares of Open Lending Corp. Please refer to our
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