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This list of potential positions covers USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions in USA. Please note, we provide buy hold or sell recommendation only in the context of selected investment horizon assuming investor has average attitude towards taking risk. Please also consider using Portfolio Positions Ratings and Equity Ratings tools to further calibrate your research.
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ENB Financial Corp (ENBP)
The firm has a beta of 0.202. As returns on the market increase, ENB Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding ENB Financial is expected to be smaller as well. The beta indicator helps investors understand whether ENB Financial moves in the same direction as the rest of the market, and how volatile (i.e., risky) it is compared to the market (i.e., selected benchmark). In other words, if ENB deviates very little from the market, it does not add much risk to the portfolio, but it also doesn't increase the expected returns. The entity currently falls under 'Micro-Cap' category with a current market capitalization of 93.21 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate ENB Financial's market, we take the total number of its shares issued and multiply it by ENB Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. At this time, the firm appears to be overvalued. ENB Financial Corp owns a latest Real Value of $13.37 per share. The recent price of the firm is $14.95. Our model computes the value of ENB Financial Corp from reviewing the firm fundamentals such as Shares Outstanding of 5.63 M, current valuation of 188.72 M, and Return On Asset of 0.0082 as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise buying undervalued equities and selling overvalued equities since, in the future, asset prices and their ongoing real values will draw towards each other.
First Mid Illinois (FMBH)
The First Mid's current Return On Equity is estimated to increase to 0.11, while Return On Tangible Assets are projected to decrease to 0.01. As of now, First Mid's Other Assets are increasing as compared to previous years. The First Mid's current Intangible Assets is estimated to increase to about 277.4 M, while Total Current Assets are projected to decrease to under 135.9 M. First Mid's management efficiency ratios could be used to measure how well First Mid manages its routine affairs as well as how well it operates its assets and liabilities. This firm currently falls under 'Small-Cap' category with a current market capitalization of 755.86 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Mid's market, we take the total number of its shares issued and multiply it by First Mid's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
The company has return on total asset (ROA) of 1.19 % which means that it generated a profit of $1.19 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 10.13 %, meaning that it created $10.13 on every $100 dollars invested by stockholders. Meridian Bancorp's management efficiency ratios could be used to measure how well Meridian Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. This firm currently falls under 'Mid-Cap' category with a current market capitalization of 1.27 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Meridian Bancorp's market, we take the total number of its shares issued and multiply it by Meridian Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Premier Financial Corp (FDEF)
The company has return on total asset (ROA) of 0.32 % which means that it generated a profit of $0.32 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 2.35 %, meaning that it created $2.35 on every $100 dollars invested by stockholders. Premier Financial's management efficiency ratios could be used to measure how well Premier Financial manages its routine affairs as well as how well it operates its assets and liabilities. This firm currently falls under 'Small-Cap' category with a current market capitalization of 675.62 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Premier Financial's market, we take the total number of its shares issued and multiply it by Premier Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Eagle Bancorp Montana (EBMT)
At this time, Eagle Bancorp's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.01 in 2024, despite the fact that Return On Capital Employed is likely to grow to (0). At this time, Eagle Bancorp's Liabilities And Stockholders Equity is comparatively stable compared to the past year. Change To Liabilities is likely to gain to about 4.3 M in 2024, whereas Non Current Liabilities Total is likely to drop slightly above 557.6 M in 2024. Eagle Bancorp's management efficiency ratios could be used to measure how well Eagle Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. This firm currently falls under 'Small-Cap' category with a current market capitalization of 101.77 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Eagle Bancorp's market, we take the total number of its shares issued and multiply it by Eagle Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. At this time, the firm appears to be fairly valued. Eagle Bancorp Montana shows a prevailing Real Value of $13.13 per share. The current price of the firm is $12.7. Our model computes the value of Eagle Bancorp Montana from reviewing the firm fundamentals such as Profit Margin of 0.12 %, current valuation of 309.95 M, and Shares Outstanding of 8.02 M as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise acquiring undervalued instruments and selling overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
ESSA Bancorp (ESSA)
At present, ESSA Bancorp's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.03. At present, ESSA Bancorp's Total Current Assets are projected to decrease significantly based on the last few years of reporting. The current year's Earning Assets is expected to grow to about 311.7 M, whereas Total Assets are forecasted to decline to about 1.5 B. ESSA Bancorp's management efficiency ratios could be used to measure how well ESSA Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The firm currently falls under 'Small-Cap' category with a current market capitalization of 165.35 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate ESSA Bancorp's market, we take the total number of its shares issued and multiply it by ESSA Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Net Debt
214.81 Million
At present, ESSA Bancorp's Net Debt is projected to increase significantly based on the last few years of reporting.
First Foundation (FFWM)
The company has return on total asset (ROA) of (0.0151) % which means that it has lost $0.0151 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1933) %, meaning that it created substantial loss on money invested by shareholders. First Foundation's management efficiency ratios could be used to measure how well First Foundation manages its routine affairs as well as how well it operates its assets and liabilities. As of the 24th of April 2024, Return On Tangible Assets is likely to grow to -0.01. In addition to that, Return On Capital Employed is likely to grow to -0.01. At this time, First Foundation's Total Assets are very stable compared to the past year. As of the 24th of April 2024, Other Assets is likely to grow to about 11.7 B, though Non Currrent Assets Other are likely to grow to (1.4 B). The company currently falls under 'Small-Cap' category with a current market capitalization of 392.19 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Foundation's market, we take the total number of its shares issued and multiply it by First Foundation's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Financial Institutions (FISI)
The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. As of now, Financial Institutions' Intangibles To Total Assets are increasing as compared to previous years. The Financial Institutions' current Debt To Assets is estimated to increase to 0.06, while Total Assets are projected to decrease to under 3.2 B. Financial Institutions' management efficiency ratios could be used to measure how well Financial Institutions manages its routine affairs as well as how well it operates its assets and liabilities. The entity currently falls under 'Small-Cap' category with a current market capitalization of 273.56 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Financial Institutions's market, we take the total number of its shares issued and multiply it by Financial Institutions's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Macroaxis financial leverage refers to using borrowed capital as a funding source to finance Macroaxis ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Macroaxis financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Macroaxis' owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Macroaxis' financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the breakdown between Macroaxis's total debt and its cash.
Macroaxis Gross Profit
Macroaxis Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Macroaxis previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Macroaxis Gross Profit growth over the last 10 years. Please check Macroaxis' gross profit and other fundamental indicators for more details.
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ENB Financial Corp (ENBP)
The firm has a beta of 0.202. As returns on the market increase, ENB Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding ENB Financial is expected to be smaller as well. The beta indicator helps investors understand whether ENB Financial moves in the same direction as the rest of the market, and how volatile (i.e., risky) it is compared to the market (i.e., selected benchmark). In other words, if ENB deviates very little from the market, it does not add much risk to the portfolio, but it also doesn't increase the expected returns. The entity currently falls under 'Micro-Cap' category with a current market capitalization of 93.21 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate ENB Financial's market, we take the total number of its shares issued and multiply it by ENB Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. At this time, the firm appears to be overvalued. ENB Financial Corp owns a latest Real Value of $13.37 per share. The recent price of the firm is $14.95. Our model computes the value of ENB Financial Corp from reviewing the firm fundamentals such as Shares Outstanding of 5.63 M, current valuation of 188.72 M, and Return On Asset of 0.0082 as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise buying undervalued equities and selling overvalued equities since, in the future, asset prices and their ongoing real values will draw towards each other.
First Mid Illinois (FMBH)
The First Mid's current Return On Equity is estimated to increase to 0.11, while Return On Tangible Assets are projected to decrease to 0.01. As of now, First Mid's Other Assets are increasing as compared to previous years. The First Mid's current Intangible Assets is estimated to increase to about 277.4 M, while Total Current Assets are projected to decrease to under 135.9 M. First Mid's management efficiency ratios could be used to measure how well First Mid manages its routine affairs as well as how well it operates its assets and liabilities. This firm currently falls under 'Small-Cap' category with a current market capitalization of 755.86 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Mid's market, we take the total number of its shares issued and multiply it by First Mid's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
The company has return on total asset (ROA) of 1.19 % which means that it generated a profit of $1.19 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 10.13 %, meaning that it created $10.13 on every $100 dollars invested by stockholders. Meridian Bancorp's management efficiency ratios could be used to measure how well Meridian Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. This firm currently falls under 'Mid-Cap' category with a current market capitalization of 1.27 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Meridian Bancorp's market, we take the total number of its shares issued and multiply it by Meridian Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Premier Financial Corp (FDEF)
The company has return on total asset (ROA) of 0.32 % which means that it generated a profit of $0.32 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 2.35 %, meaning that it created $2.35 on every $100 dollars invested by stockholders. Premier Financial's management efficiency ratios could be used to measure how well Premier Financial manages its routine affairs as well as how well it operates its assets and liabilities. This firm currently falls under 'Small-Cap' category with a current market capitalization of 675.62 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Premier Financial's market, we take the total number of its shares issued and multiply it by Premier Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Eagle Bancorp Montana (EBMT)
At this time, Eagle Bancorp's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.01 in 2024, despite the fact that Return On Capital Employed is likely to grow to (0). At this time, Eagle Bancorp's Liabilities And Stockholders Equity is comparatively stable compared to the past year. Change To Liabilities is likely to gain to about 4.3 M in 2024, whereas Non Current Liabilities Total is likely to drop slightly above 557.6 M in 2024. Eagle Bancorp's management efficiency ratios could be used to measure how well Eagle Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. This firm currently falls under 'Small-Cap' category with a current market capitalization of 101.77 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Eagle Bancorp's market, we take the total number of its shares issued and multiply it by Eagle Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. At this time, the firm appears to be fairly valued. Eagle Bancorp Montana shows a prevailing Real Value of $13.13 per share. The current price of the firm is $12.7. Our model computes the value of Eagle Bancorp Montana from reviewing the firm fundamentals such as Profit Margin of 0.12 %, current valuation of 309.95 M, and Shares Outstanding of 8.02 M as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise acquiring undervalued instruments and selling overvalued instruments since, at some point, asset prices and their ongoing real values will submerge.
ESSA Bancorp (ESSA)
At present, ESSA Bancorp's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.03. At present, ESSA Bancorp's Total Current Assets are projected to decrease significantly based on the last few years of reporting. The current year's Earning Assets is expected to grow to about 311.7 M, whereas Total Assets are forecasted to decline to about 1.5 B. ESSA Bancorp's management efficiency ratios could be used to measure how well ESSA Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The firm currently falls under 'Small-Cap' category with a current market capitalization of 165.35 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate ESSA Bancorp's market, we take the total number of its shares issued and multiply it by ESSA Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Net Debt
214.81 Million
At present, ESSA Bancorp's Net Debt is projected to increase significantly based on the last few years of reporting.
First Foundation (FFWM)
The company has return on total asset (ROA) of (0.0151) % which means that it has lost $0.0151 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1933) %, meaning that it created substantial loss on money invested by shareholders. First Foundation's management efficiency ratios could be used to measure how well First Foundation manages its routine affairs as well as how well it operates its assets and liabilities. As of the 24th of April 2024, Return On Tangible Assets is likely to grow to -0.01. In addition to that, Return On Capital Employed is likely to grow to -0.01. At this time, First Foundation's Total Assets are very stable compared to the past year. As of the 24th of April 2024, Other Assets is likely to grow to about 11.7 B, though Non Currrent Assets Other are likely to grow to (1.4 B). The company currently falls under 'Small-Cap' category with a current market capitalization of 392.19 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Foundation's market, we take the total number of its shares issued and multiply it by First Foundation's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
Financial Institutions (FISI)
The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. As of now, Financial Institutions' Intangibles To Total Assets are increasing as compared to previous years. The Financial Institutions' current Debt To Assets is estimated to increase to 0.06, while Total Assets are projected to decrease to under 3.2 B. Financial Institutions' management efficiency ratios could be used to measure how well Financial Institutions manages its routine affairs as well as how well it operates its assets and liabilities. The entity currently falls under 'Small-Cap' category with a current market capitalization of 273.56 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Financial Institutions's market, we take the total number of its shares issued and multiply it by Financial Institutions's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.
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Rifka Kats is a Member of Macroaxis Editorial Board. Rifka writes about retail product and service companies from the perspective of a regular consumer and sophisticated investor at the same time. She is passionate about corporate ethics and equality in the workforce. View Profile
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