OP Bancorp Story

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OPBK -- USA Stock  

USD 7.48  0.06  0.81%

Given the investment horizon of 90 days, OP Bancorp is expected to generate 1.08 times less return on investment than the market. In addition to that, the company is 2.44 times more volatile than its market benchmark. It trades about 0.04 of its total potential returns per unit of risk. The DOW is currently generating roughly 0.1 per unit of volatility. As many old-fashioned traders are trying to avoid financial services space, it makes sense to examine OP Bancorp a little further and try to understand its current volatility patterns. We are going to concentrate on if the current expected returns justify OP Bancorp's volatility.
Published over a month ago
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Is OP Bancorp way too volitale for you?
The company currently holds 19.28 M in liabilities with Debt to Equity (D/E) ratio of 10.05, indicating OP Bancorp may have difficulties to generate enough cash to satisfy its financial obligations.
Volatility is a rate at which the price of OP Bancorp or any other equity instrument increases or decreases for a given set of returns. It is measured by calculating the standard deviation of the annualized returns over a given period of time and shows the range to which the price of OP Bancorp may increase or decrease. In other words, similar to OP Bancorp's beta indicator, it measures the risk of OP Bancorp and helps estimate the fluctuations that may happen in a short period of time. So if prices of OP Bancorp fluctuate rapidly in a short time span, it is termed to have high volatility, and if it swings slowly in a more extended period, it is understood to have low volatility. Please read more on our technical analysis page.

How important is OP Bancorp's Liquidity

OP Bancorp financial leverage refers to using borrowed capital as a funding source to finance OP Bancorp ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. OP Bancorp financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Please check the breakdown between OP Bancorp's total debt and its cash.

How OP Bancorp utilizes its cash?

To perform a cash flow analysis of OP Bancorp, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash OP Bancorp is receiving and how much cash it distributes out in a given period. The OP Bancorp cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities.

Breaking down OP Bancorp Indicators

OP Bancorp reported the previous year's revenue of 49.03 M. Net Income was 13.63 M with profit before overhead, payroll, taxes, and interest of 53.4 M.

Our perspective of the recent OP Bancorp plunge

Recent Market Risk Adjusted Performance is up to 0.02. Price may plunge again. As of the 24th of October, OP Bancorp owns the market risk adjusted performance of 0.0249, and Standard Deviation of 2.26. In connection with fundamental indicators, the technical analysis model allows you to check timely technical drivers of OP Bancorp, as well as the relationship between them. Strictly speaking, you can use this information to find out if the company will indeed mirror its model of historical prices and volume patterns, or the prices will eventually revert. We were able to analyze nineteen technical drivers for OP Bancorp, which can be compared to its peers in the sector. Please check OP Bancorp jensen alpha, and the relationship between the coefficient of variation and potential upside to decide if OP Bancorp is priced favorably, providing market reflects its prevailing price of 6.4 per share. Given that OP Bancorp has jensen alpha of (0.040824), we recommend you to check out OP Bancorp's latest market performance to make sure the company can sustain itself sooner or later.

Our Final Take On OP Bancorp

Although many other companies within the banks?regional industry are still a little expensive, even after the recent corrections, OP Bancorp may offer a potential longer-term growth to traders. With an impartial outlook on the current market volatility, it may be better to hold off any inventment activity and neither pick up nor drop any shares of OP Bancorp at this time. The OP Bancorp risk-reward trade off is not appealing enough to do any trading. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to OP Bancorp.

About Contributor

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of OP Bancorp. Please refer to our Terms of Use for any information regarding our disclosure principles.

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