PNC Bank Story

PNC -- USA Stock

USD 168.56 4.70 2.71%

Macroaxis Story

PNC Financial Average Assets are projected to increase significantly based on the last few years of reporting. The past year's Average Assets were at 328.06 Billion. The current year Average Equity is expected to grow to about 44.2 B, whereas Net Income Per Employee is forecasted to decline to about 82.3 K. Despite somewhat strong technical and fundamental indicators, PNC Financial is not utilizing all of its potentials. The latest stock price disturbance, may contribute to a short-term swings for the investors. Will investors continue to hold, or should we expect a sell-off?

Published over a month ago

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Does PNC Financial (NYSE:PNC) have strong technical and fundamental indicators based on the current rise?

PNC Financial is FAIRLY VALUED at 158.44 per share with modest projections ahead. PNC Financial appears to be very steady, given 1 month investment horizon. PNC Financial Services retains Efficiency (Sharpe Ratio) of 0.25, which implies the firm had 0.25% of return per unit of risk over the last month. Our philosophy in forecasting the volatility of a stock is to use all available market data together with stock specific technical indicators that cannot be diversified away. By examining PNC Financial Services technical indicators you can now evaluate if the expected return of 0.6% is justified by implied risk. Please employ PNC Financial Services market risk adjusted performance of 0.3528, and Semi Deviation of 1.48 to confirm if our risk estimates are consistent with your expectations.

Typically, a company's financial statements are the reports that show the financial position of the company. There are three main documents that fall into the category of financial statements. These documents include PNC Bank income statement, its balance sheet, and the statement of cash flows. Potential PNC Bank investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although PNC Bank investors may use each financial statement separately, they are all related. The changes in PNC Bank's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on PNC Bank's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

The goal of PNC Bank fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of PNC Bank performance into the future periods or doing a reasonable stock valuation. The intrinsic value of PNC Bank shares is the value that is considered the true value of the share. If the intrinsic value PNC Bank is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares PNC Bank.

Please read more on our fundamental analysis page.

Are PNC Bank Earnings Expected to grow?

The future earnings power of PNC Bank involves the interaction of many company-specific, industry, and economic forces. Earnings estimates embody investors' opinions of PNC Bank factors such as sales growth, product demand, competitive industry environment, profit margins, and cost controls. PNC Bank stock prices adjust as these expectations change or are proven wrong. The main thing to remember is that equities with high expected earnings growth tend to underperform the market because it is usually difficult to meet the market's high expectations. Companies with low earnings expectations tend to do better than expected. Please use our latest analysis of PNC Bank expected earnings.

And What about dividends?

A dividend is the distribution of a portion of PNC Bank earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. PNC Bank dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. PNC Bank one year expected dividend income is about $2.23 per share.

PNC Bank Preferred Dividends Income Statement Impact is projected to decrease significantly based on the last few years of reporting. The past year's Preferred Dividends Income Statement Impact was at 247.25 Million. The current year Dividend Yield is expected to grow to 0.0273, whereas Payment of Dividends and Other Cash Distributions is forecasted to decline to (1.3 B).

	Last Reported	Projected for 2021
Preferred Dividends Income Statement Impact	247.2 M	275.6 M
Payment of Dividends and Other Cash Distributions	-1.2 B	-1.3 B
Dividend Yield	0.0207	0.0273
Dividends per Basic Common Share	2.44	2.33

Investing in dividend-paying stocks, such as PNC Bank is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in PNC Bank must own a stock before its ex-dividend date to receive its next dividend.

This type of analysis is very useful when you want to generate a past dividend schedule and payout information for PNC Bank. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

What do experts say?

Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempt to gain an edge in the markets by making informed decisions.

It is good to see analyst projects for PNC Bank, but it might be worth checking our own buy vs. sell analysis

PNC Bank Gross Profit

PNC Bank Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing PNC Bank previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show PNC Bank Gross Profit growth over the last 10 years.

Please check Gross Profit in more details.

Sale by Karen Larrimer of 3770 shares of PNC Bank

Legal trades by PNC Bank insiders are very common, as founders, directors, or employees of any publicly traded firm often have stock or stock options. These trades are made public in the United States through the filing of Form 4 of the Securities and Exchange Commission. Below entry was recorded recently and is publicly available as an insider trade:

PNC Bank insider trading alert for sale of $5 par common stock by Karen Larrimer, Executive Vice President, on 22nd of February 2021. This event was filed by Pnc Financial Services Gr with SEC on 2021-02-22. Statement of changes in beneficial ownership - SEC Form 4. Karen Larrimer currently serves as executive vice president, chief customer officer, head - retail banking of PNC Bank [view details]

Note, although insider trading is legal, in the United States, Canada, Australia, and Germany, for mandatory reporting purposes, corporate insiders are defined as a company's officers, directors, and any beneficial owners of more than 10% of a class of the company's equity securities.

Breaking down PNC Bank Further

Institutional investor usually refers to an organization that invests money in PNC Financial on behalf of clients or other money managers. Buying and selling of large positions of PNC Financial stock by institutional investors can create supply and demand imbalances that result in sudden price moves of PNC Financial stock. Let's take a look at how the ownership of PNC Financial is distributed among investors.

Ownership Allocation

PNC Financial Services secures a total of four hundred twenty-three million seven hundred thousand outstanding shares. The majority of PNC Financial Services outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to secure positions in PNC Financial Services to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in PNC Financial Services. Please pay attention to any change in the institutional holdings of PNC Financial as this could imply that something significant has changed or about to change at the company. Please note that no matter how much assets the company retains, if the real value of the company is less than the current market value, you may not be able to make money on it.

Retail Investors

16.77%

Institutions

82.99%

	Retail Investors	16.77
	Insiders	0.24
	Institutions	82.99

	2020	2021 (projected)
Net Income	4.83 B	4.31 B
Gross Profit	13.65 B	11.66 B

Net Income Gross Profit

Our take on today PNC Financial slip

Current expected short fall is at -2.08. PNC Financial Services has relatively low volatility with skewness of 1.36 and kurtosis of 5.85. However, we advise all investors to independently investigate PNC Financial Services to ensure all accessible information is consistent with the expectations about its upside potential and future expected returns.

Our Takeaway on PNC Financial Investment

Whereas some firms under the banks?regional industry are still a bit expensive, PNC Financial may offer a potential longer-term growth to investors. Taking everything into account, as of the 15th of January 2021, our research shows that PNC Financial is a rather very steady investment opportunity with a below average odds of financial turmoil in the next two years. From a slightly different view, the entity currently appears to be fairly valued. Our primary 30 days 'Buy-Sell' recommendation on the company is Strong Buy.

About Contributor

Vlad Skutelnik is a Macroaxis Contributor. Vlad covers stocks, funds, cryptocurrencies, and ETFs that are traded in North America, focusing primarily on fundamentals, valuation and market volatility. He has many years of experience in fintech, predictive investment analytics, and risk management. View Profile

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Vlad Skutelnik do not own shares of PNC Bank. Please refer to our Terms of Use for any information regarding our disclosure principles.

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