Southern Stock Story

SMBC
 Stock
  

USD 53.54  0.47  0.89%   

Southern Net Income Per Employee is projected to increase significantly based on the last few years of reporting. The past year's Net Income Per Employee was at 87,012. The current year Average Assets is expected to grow to about 1.3 B, whereas Revenue Per Employee is forecasted to decline to about 219.5 K. Southern MO Bancorp is scheduled to announce its earnings tomorrow. The next fiscal year end is expected on the 25th of July 2022. Many investors are getting excited about financial services space, let's analyze if Southern MO Bancorp fundamentals are strong enough to attract traders. We currently estimate Southern as undervalued. The real value is approaching 57.27 per share.
Published over two weeks ago
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Will Southern (NASDAQ:SMBC) fundamental drivers remain weak in August?

Our trade recommendation tool can be used to complement Southern MO Bancorp advice provided by experts. It analyzes the firm's potential to grow against your specific risk preferences and investment horizon.
The company dividends can provide a clue to the current value of the stock. This firm one year expected dividend income is about $0.75 per share.
Typically, a company's financial statements are the reports that show the financial position of the company. There are three main documents that fall into the category of financial statements. These documents include Southern income statement, its balance sheet, and the statement of cash flows. Potential Southern investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Southern investors may use each financial statement separately, they are all related. The changes in Southern's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Southern's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
The goal of Southern fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of Southern performance into the future periods or doing a reasonable stock valuation. The intrinsic value of Southern shares is the value that is considered the true value of the share. If the intrinsic value of Southern is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares Southern.
Please read more on our fundamental analysis page.

Are Southern Earnings Expected to grow?

The future earnings power of Southern involves the interaction of many company-specific, industry, and economic forces. Earnings estimates embody investors' opinions of Southern factors such as sales growth, product demand, competitive industry environment, profit margins, and cost controls. Southern stock prices adjust as these expectations change or are proven wrong. The main thing to remember is that equities with high expected earnings growth tend to underperform the market because it is usually difficult to meet the market's high expectations. Companies with low earnings expectations tend to do better than expected. Please use our latest analysis of Southern expected earnings.

And What about dividends?

A dividend is the distribution of a portion of Southern earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Southern dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Southern one year expected dividend income is about $0.75 per share.
Southern Preferred Dividends Income Statement Impact is projected to decrease significantly based on the last few years of reporting. The past year's Preferred Dividends Income Statement Impact was at 97,750. The current year Dividend Yield is expected to grow to 0.0239, whereas Payment of Dividends and Other Cash Distributions is forecasted to decline to (3.2 M).
Last ReportedProjected for 2022
Preferred Dividends Income Statement Impact97.8 K100.3 K
Payment of Dividends and Other Cash Distributions-3.1 M-3.2 M
Dividend Yield 0.0172  0.0239 
Dividends per Basic Common Share 0.32  0.26 
Investing in dividend-paying stocks, such as Southern MO Bancorp is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in Southern must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Southern. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How does Southern utilize its cash?

To perform a cash flow analysis of Southern, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash Southern is receiving and how much cash it distributes out in a given period. The Southern cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities.
Southern Net Cash Flow from Operations is projected to increase significantly based on the last few years of reporting. The past year's Net Cash Flow from Operations was at 46.59 Million

Southern Gross Profit

Southern Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Southern previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Southern Gross Profit growth over the last 10 years.
Please check Gross Profit in more details.

Acquisition by Jones Daniel Lee of 7500 shares of Southern subject to Rule 16b-3

Legal trades by Southern insiders are very common, as founders, directors, or employees of any publicly traded firm often have stock or stock options. These trades are made public in the United States through the filing of Form 4 of the Securities and Exchange Commission. Below entry was recorded recently and is publicly available as an insider trade:
Southern insider trading alert for grant of stock option (right to buy) by Jones Daniel Lee, the corporate stakeholder, on 21st of July 2022. This event was filed by Southern Missouri Bancorp with SEC on 2022-07-21. Statement of changes in beneficial ownership - SEC Form 4 [view details]   
Note, although insider trading is legal, in the United States, Canada, Australia, and Germany, for mandatory reporting purposes, corporate insiders are defined as a company's officers, directors, and any beneficial owners of more than 10% of a class of the company's equity securities.

Breaking down Southern Further

Although in the United States, the Securities and Exchange Commission has enforced strong rules to prevent insiders from engaging in insider trading, finding insiders among active shareholders of Southern is not uncomon. Institutional investors typically avoid acquiring a high percentage of Southern stocks because performing such an act may violate securities laws. They are usually not investing their own money, but rather making investments on behalf of their clients. Let's take a look at how the ownership of Southern is distributed among investors.

Ownership Allocation

Southern maintains a total of 8.89 Million outstanding shares. Over half of Southern MO Bancorp outstanding shares are owned by institutional holders. These institutional holders are typically referred to corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulation than regular investors in Southern MO Bancorp. Please watch out for any change in the institutional holdings of Southern as this could mean something significant has changed or about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.


Retail Investors
34.42%
Insiders
12.7%
Institutions
52.88%
Retail Investors34.42
Insiders12.7
Institutions52.88
 2021 2022 (projected)
Net Income42.46 M45.81 M
Gross Profit48.79 M52.65 M

Southern showing appearance of lower volatility

Kurtosis is down to 0.89. It may suggest a possible volatility slip. Southern MO Bancorp has relatively low volatility with skewness of -0.45 and kurtosis of 0.89. However, we advise all investors to independently investigate Southern MO Bancorp to ensure all accessible information is consistent with the expectations about its upside potential and future expected returns. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Southern's stock risk against market volatility during both bullying and bearish trends. The higher level of volatility that comes with bear markets can directly impact Southern's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

Southern Implied Volatility

Southern's implied volatility exposes the market's sentiment of Southern MO Bancorp stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Southern's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Southern stock will not fluctuate a lot when Southern's options are near their expiration.

Our Bottom Line On Southern MO Bancorp

Whereas some other entities within the banks—regional industry are still a little expensive, even after the recent corrections, Southern may offer a potential longer-term growth to investors. While some short-term oriented investors may not share our view, we believe it may be a good time to take over new shares of Southern.

Editorial Staff

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Vlad Skutelnik do not own shares of Southern MO Bancorp. Please refer to our Terms of Use for any information regarding our disclosure principles.

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