United Bankshares is FAIRLY VALUED at 29.14 per share with modest projections ahead. We consider United Bankshares not too volatile.
United Bankshares owns Efficiency Ratio (i.e. Sharpe Ratio) of 0.0213, which indicates the firm had 0.0213% of return per unit of risk over the last month. Our standpoint towards measuring the volatility of a stock is to use all available market data together with stock specific
technical indicators that cannot be
diversified away. We have found twenty-one
technical indicators for United Bankshares, which you can use to evaluate future volatility of the company. Please validate United Bankshares Risk Adjusted Performance of 0.1312,
semi deviation of 3.41, and Coefficient Of Variation of 1349.97 to confirm if the risk estimate we provide is consistent with the expected return of 0.0913%.
Typically, a company's
financial statements are the reports that show the
financial position of the company. There are three main documents that fall into the category of financial statements. These documents include United Bankshares income statement, its balance sheet, and the statement of cash flows. Potential United Bankshares investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although United Bankshares investors may use each financial statement separately, they are all related. The changes in United Bankshares's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on United Bankshares's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our
technical analysis and
fundamental analysis pages.
The goal of United Bankshares
fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of United Bankshares performance into the future periods or doing a reasonable stock valuation. The intrinsic value of United Bankshares shares is the value that is considered the true value of the share. If
the intrinsic value of United is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares United Bankshares. Please read more on our
fundamental analysis page.
How effective is United Bankshares in utilizing its assets?
United Bankshares reports assets on its Balance Sheet. It represents the amount of United resources that either has an existing economic value or will provide some form of benefits in the future. By effectively utilizing its assets, United Bankshares aims to generate revenue, control costs, drive operational efficiency, and enhance profitability. Optimizing asset utilization helps maximize shareholder value and maintain a competitive position in the Regional Banks space. To get a better handle on how balance sheet or income statements item affect United volatility, please check the breakdown of all its
fundamentals.
Are United Bankshares Earnings Expected to grow?
The
future earnings power of United Bankshares involves the interaction of many company-specific, industry, and economic forces. Earnings estimates embody investors' opinions of United Bankshares factors such as sales growth, product demand, competitive industry environment, profit margins, and cost controls. United Bankshares
stock prices adjust as these expectations change or are proven wrong. The main thing to remember is that equities with high expected earnings growth tend to underperform the market because it is usually difficult to meet the market's high expectations. Companies with low earnings expectations tend to do better than expected. Please use our latest analysis of United
expected earnings.
And What about dividends?
A dividend is the distribution of a portion of United Bankshares earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. United Bankshares dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. United one year expected dividend income is about USD0.97 per share.
As of now, United Bankshares'
Dividends Paid is increasing as compared to previous years. The United Bankshares' current
Dividend Yield is estimated to increase to 0.04, while
Dividend Payout Ratio is projected to decrease to 0.45.
Investing in dividend-paying stocks, such as United Bankshares is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in United Bankshares must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for United Bankshares. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.
United Bankshares Gross Profit
United Bankshares Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing United Bankshares previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show United Bankshares Gross Profit growth over the last 10 years. Please check United Bankshares'
gross profit and other
fundamental indicators for more details.
Another Deeper Perspective
There are few distinct groups of United Bankshares stakehholders that the SEC considers insiders. Investors usually gain information through their work as corporate directors, officers, or employees. If these individuals share the information with a friend, family, or business partner and the person who receives the information exchanges stock in the company, he or shie is also an insider. Let's take a look at how the ownership of United is distributed among investors.
Ownership Allocation
United Bankshares shows a total of one hundred twenty-nine million seven hundred twenty thousand
outstanding shares. Over half of United Bankshares outstanding shares are owned by
institutional holders. These institutional holders are typically referred to corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Consequently, these
institutions are subject to different rules and regulation than regular investors in United Bankshares. Please watch out for any change in the
institutional holdings of United Bankshares as this could mean something significant has changed or about to change at the company. Please note that no matter how much assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
| Retail Investors41.33% | | Institutions56.26% |
| Retail Investors | 41.33 |
| Insiders | 2.41 |
| Institutions | 56.26 |
| 2019 | 2020 (projected) |
Net Income | 260.1 M | 280.63 M | Gross Profit | 391.66 M | 329.29 M |
Chances of United Bankshares stockholders to go bananas
Current Sortino Ratio is up to 0.04. Price may drop again. United Bankshares shows above-average downside volatility for the selected time horizon. We advise investors to inspect United Bankshares further and ensure that all market timing and asset allocation strategies are consistent with the estimation of United Bankshares future alpha.
Our Conclusion on United Bankshares
While some firms under the banks—regional industry are still a bit expensive, United Bankshares may offer a potential longer-term growth to stockholders. All things considered, as of the 25th of July 2020, our analysis shows that United Bankshares actively responds to the market. The company is
fairly valued and projects
below average chance of distress for the next 2 years. Our overall 30 days buy-or-sell advice on the company is
Cautious Hold.
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Rifka Kats is a Member of Macroaxis Editorial Board. Rifka writes about retail product and service companies from the perspective of a regular consumer and sophisticated investor at the same time. She is passionate about corporate ethics and equality in the workforce.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Rifka Kats do not own shares of United Bankshares. Please refer to our
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