| 2008 | 2009 | 2018 | 2019 (projected) | UMB Financial Net Income | 58,879,000 | 158,801,000 | 142,920,900 | 218,160,000 | UMB Financial Gross Profit | 427,093,000 | 938,898,000 | 845,008,200 | 941,480,000 |
UMB Financial dips -1.2331 percent despite market ascent
 | By Rifka Kats | Macroaxis Story |
In this story I am going to address all ongoing UMB Financial shareholders. I will look into why despite ongoing dip, the longer-term fundamental drivers of the firm are still sound. Is the organisation valuation justified? Here I will also cover the company prospective on valuation to give you a better outlook on taking a position in this stock. We consider UMB Financial not too risky. UMB Financial retains Efficiency (Sharpe Ratio) of 0.0428 which indicates the firm had 0.0428% of return per unit of volatility over the last 1 month. Our approach towards measuring volatility of a stock is to use all available market data together with stock specific technical indicators that cannot be diversified away. We have found twenty-one technical indicators for UMB Financial which you can use to evaluate future volatility of the company. Please validate UMB Financial Corporation Risk Adjusted Performance of 0.1376 and Downside Deviation of 1.68 to confirm if risk estimate we provide are consistent with the epected return of 0.0757%.
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Reviewed by Michael Smolkin
UMB Financial currently holds 1.28B in liabilities with Debt to Equity (D/E) ratio of 9.08 indicating UMB Financial may have difficulties to generate enough cash to satisfy its financial obligations. The company dividends can provide a clue to current valuation of the stock. This firm one year expected dividend income is about $0.54 per share. Now, lets check UMB Financial Number of Shares Shorted. Based on recorded statements UMB Financial Corporation has 2.04M of outstending shares currently sold short by investors. This is much higher than that of the Financial Services sector, and significantly higher than that of Banks - Regional - US industry, The Number of Shares Shorted for all stocks is notably lower than UMB Financial. We determine the current worth of UMB Financial using both absolute as well as relative valuation methodologies to arrive at its intrinsic value. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of UMB Financial based exclusively on its fundamental and basic technical indicators. By analyzing UMB Financial's financials, quarterly and monthly indicators, and related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of UMB Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of UMB Financial. We calculate exposure to UMB Financial's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to UMB Financial's related companies.
UMB Financial Investment Alerts
UMB investment alerts and warnings help investors to get more proficient at understanding not only critical technical and fundamental signals but also the significant portfolio-centered indicators. These indicators include beta, alpha, and other risk-related measures that will help you in monitoring UMB Financial performance across your portfolios.Please check all investment alerts for UMBUMB Financial Valuation Ratios as Compared to Competition
Our valuation model uses many indicators to compare UMB value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across UMB Financial competition to find correlations between indicators driving the intrinsic value of UMB.UMB Financial Gross Profit
UMB Financial Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing UMB Financial previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show UMB Financial Gross Profit growth over the last 10 years. Please check UMB Financial's gross profit and other fundamental indicators for more details.
Breaking down UMB Financial Further
UMB Financial exercises its current and long term assets nearly 1.04 %, realizing $0.0104 for each dollar of current and long term assets held by the company. A flourishing assets utilization indicates the company is being more competent with each dollar of current and long term assets it owns. Strictly speaking assets utilization of UMB Financial shows how competent it operates for each dollar spent on its current and long term assets. The current investor indifference towards the small price fluctuations of UMB Financial Corporation has created some momentum for investors as it was traded today as low as 66.36 and as high as 68.03 per share. The company management did not add any value to UMB Financial investors in December. However, most investors can still diversify their portfolios with UMB Financial Corporation to hedge your portfolio against high-volatility market scenarios. The stock standard deviation of daily returns for 30 days (very short) investing horizon is currently 1.7687. The below-average Stock volatility is a good sign for a longer term investment options and for buy-and-hold investors. UMB Financial is selling for under 67.28. That is 1.23 percent decrease. Today highest was 68.03. UMB Financial Long Term Debt is rather stable at the moment. Also, UMB Financial Cash and Equivalents USD is increasing over the last 4 years. The previous year value of UMB Financial Cash and Equivalents USD was 1,263,888,632.
The bottom line, we believe that at this point UMB Financial is not too risky with below average probability of distress within the next 2 years. Our ongoing buy or sell advice on the firm is Cautious Hold.
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