Is UMB Financial about to offer something new?

In this post I will go over different drivers effecting the stock products and services and how it may effect UMB Financial investors. What is UMB Financial Target Price Odds to finish over Current Price? Pertaining to normal probability distribution, the odds of UMB Financial to move above current price in 30 days from now is about 62.49%. The UMB Financial Corporation probability density function shows the probability of UMB Financial Stock to fall within a particular range of prices over 30 days . Given the investment horizon of 30 days, UMB Financial has beta of 0.9142 . This entails UMB Financial Corporation market returns are highly-sensitive to returns on the market. As the market goes up or down, UMB Financial is expected to follow. Additionally, the company has an alpha of 0.0149 implying that it can potentially generate 0.0149% excess return over Russell 2000 after adjusting for the inherited market risk (beta). This firm dividends can provide a clue to current valuation of the stock. UMB Financial one year expected dividend income is about $0.58 per share.
Published over a year ago
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Reviewed by Rifka Kats

I believe the organisation is undervalued at 66.13 per share with modest projections ahead. The entity owns Beta (Systematic Risk) of 0.9142 which indicates UMB Financial returns are very sensitive to returns on the market. as market goes up or down, UMB Financial is expected to follow. Even though it is essential to pay attention to UMB Financial existing price patterns, it is always good to be careful when utilizing equity price patterns. Macroaxis approach towards measuring future performance of any stock is to check both, its past performance charts as well as the business as a whole, including all available technical indicators. UMB Financial exposes twenty-one different technical indicators which can help you to evaluate its performance. UMB Financial has expected return of -0.0027%. Please be advised to validate UMB Financial Corporation Coefficient Of Variation, Maximum Drawdown, Skewness, as well as the relationship between Information Ratio and Downside Variance to decide if UMB Financial past performance will be repeated at future time.
The performance of UMB Financial in the marketplace will significantly impact your decision to invest in its stock. Revenue growth, profitability, competitive positioning, management quality, and industry trends can influence UMB Financial's stock prices. When investing in UMB Financial, there are several factors to consider and potential outcomes to expect. As a company performs well, its stock price may increase, allowing investors to benefit from price appreciation. However, UMB Stock can experience significant price fluctuations due to market conditions, economic factors, industry trends, or company-specific news. This is why investing in stocks such as UMB Financial carries risks, including the potential for capital loss. Stock prices can decline, and investors may incur losses if they sell shares at a lower price than their initial investment.

And What about dividends?

A dividend is the distribution of a portion of UMB Financial earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. UMB Financial dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. UMB one year expected dividend income is about USD1.01 per share.
At this time, UMB Financial's Dividend Yield is most likely to slightly decrease in the upcoming years. The UMB Financial's current Dividend Payout Ratio is estimated to increase to 0.32, while Dividends Paid is forecasted to increase to (70.5 M).
Last ReportedProjected for 2024
Dividends Paid-74.2 M-70.5 M
Dividend Yield 0.02  0.02 
Dividend Payout Ratio 0.21  0.32 
Dividend Paid And Capex Coverage Ratio 9.98  9.49 
Investing in dividend-paying stocks, such as UMB Financial is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in UMB Financial must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for UMB Financial. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How important is UMB Financial's Liquidity

UMB Financial financial leverage refers to using borrowed capital as a funding source to finance UMB Financial ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. UMB Financial financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to UMB Financial's owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of UMB Financial's financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the breakdown between UMB Financial's total debt and its cash.

What do experts say about UMB?

Stock analysis is a method for investors and traders to make buying and selling decisions. By studying and evaluating past and current data, investors and traders attempt to gain an edge in the markets by making informed decisions.
Analysis Consensus

Breaking down UMB Financial Further

UMB Financial secures a total of fourty-nine million seventy thousand outstanding shares. Majority of UMB Financial outstanding shares are owned by institutions. These other corporate entities are referred to non-private investors that are looking to take positions in UMB Financial Corporation to benefit from reduced commissions. Therefore, outside corporations are subject to different set of regulations than regular investors in UMB Financial. Please pay attention to any change in the institutional holdings of UMB Financial as this could imply that something significant has changed or about to change at the company. Also note that nearly four hundred ninety thousand seven hundred invesors are currently shorting UMB Financial expressing very little confidence in its future performance. The small decline in market price for the last few months has created some momentum for investors as it was traded today as low as 63.53 and as high as 65.03 per share. The company executives did not add much value to UMB Financial investors in September. However, diversifying your holdings with UMB Financial or similar stocks can still protect your portfolio during high-volatility market scenarios. The stock standard deviation of daily returns for 30 days (very short) investing horizon is currently 1.5745. The below-average Stock volatility is a good sign for a longer term investment options and for buy-and-hold investors. UMB Financial is selling at 63.54. That is 1.00% increase. Opened at 63.54. UMB Financial Return on Sales is decreasing over the last 4 years. UMB Financial Depreciation Amortization and Accretion is rather stable at the moment. Additionally, UMB Financial EBITDA Margin is decreasing over the last 4 years.
 2015 2016 2018 2019 (projected)
UMB Financial Share Based Compensation 11,695,000  12,808,000  11,527,200  8,874,105 
UMB Financial Net Cash Flow from Operations 210,961,000  296,440,000  297,097,000  332,250,000 
Taking everything into account, we see that UMB Financial Responds to market. The firm is undervalued with close to average odds of financial distress within the next 24 months. Our primary buy vs. sell advice on the firm is Strong Hold.

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Editorial Staff

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Ellen Johnson do not own shares of UMB Financial. Please refer to our Terms of Use for any information regarding our disclosure principles.

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