Does Umpqua Holdings have money to sustain growth?

Inspite very sluggish forward-looking indicators, Umpqua Holdings displayed solid returns over the last few months and may actually be approaching a breakup point. We found thirty-three available drivers for Umpqua Holdings Corporation which can be compared to its competition. To make sure the equity is not overpriced, please validate all Umpqua Holdings fundamentals including its Net Income as well as the relationship between Cash Flow from Operations and Market Capitalization . Given that Umpqua Holdings has Number of Shares Shorted of 4.12M, we advise you double-check Umpqua Holdings Corporation current market performance to make sure the company can sustain itself down the road. Use Umpqua Holdings to enhance returns of your portfolios. The stock experiences large bullish trend. Check odds of Umpqua Holdings to be traded at $20.24 in 30 days.
Published over a year ago
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Reviewed by Gabriel Shpitalnik

The company currently holds 1.44B in liabilities with Debt to Equity (D/E) ratio of 0.32 which is about average as compared to similar companies. This firm dividends can provide a clue to current valuation of the stock. Umpqua Holdings one year expected dividend income is about $0.36 per share. About 91.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.0. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Umpqua Holdings has Price/Earnings To Growth (PEG) ratio of 1.12. The entity last dividend was issued on 2018-12-28. The firm had 4:1 split on 1998-02-02.
Typically, a company's financial statements are the reports that show the financial position of the company. There are three main documents that fall into the category of financial statements. These documents include Umpqua Holdings income statement, its balance sheet, and the statement of cash flows. Potential Umpqua Holdings investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Umpqua Holdings investors may use each financial statement separately, they are all related. The changes in Umpqua Holdings's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Umpqua Holdings's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
The goal of Umpqua Holdings fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of Umpqua Holdings performance into the future periods or doing a reasonable stock valuation. The intrinsic value of Umpqua Holdings shares is the value that is considered the true value of the share. If the intrinsic value of Umpqua is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares Umpqua Holdings. Please read more on our fundamental analysis page.

And What about dividends?

A dividend is the distribution of a portion of Umpqua Holdings earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Umpqua Holdings dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Umpqua one year expected dividend income is about USD0.28 per share.
Investing in stocks that pay dividends, such as stock of Umpqua Holdings, is one of many strategies that are good for long-term investments. Ex-dividend dates are significant because investors in Umpqua Holdings must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Umpqua Holdings. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How important is Umpqua Holdings's Liquidity

Umpqua Holdings financial leverage refers to using borrowed capital as a funding source to finance Umpqua Holdings ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Umpqua Holdings financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Umpqua Holdings' owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Umpqua Holdings' financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the breakdown between Umpqua Holdings's total debt and its cash.

Going after Umpqua Financials

Umpqua Holdings has beta of 1.16. As market goes up, the company is expected to significantly outperform it. However, if the market returns are negative, Umpqua Holdings will likely underperform. The latest increase in of Umpqua Holdings short term price appreciation has created some momentum for investors as it was traded today as low as 18.21 and as high as 18.59 per share. The company executives have been quite successful with maneuvering the fund at opportune times to take advantage of all market conditions in January. The stock standard deviation of daily returns for 30 days (very short) investing horizon is currently 1.4175. The below-average Stock volatility is a good sign for a longer term investment options and for buy-and-hold investors. Umpqua Holdings reports 12.87x price to earning. Umpqua Holdings is selling for under 18.40. That is 1.04 percent up. Today highest was 18.59. Umpqua Holdings Earning Before Interest and Taxes EBIT is increasing over the last 5 years. The previous year value of Umpqua Holdings Earning Before Interest and Taxes EBIT was 220,084,632. Moreover, Umpqua Holdings Shareholders Equity is increasing over the last 5 years.
Share Based CompensationNet Cash Flow from Operations
 2014 0.00  0.00 
 2015 0.00  0.00 
 2016 0.00  0.00 
 2018 0.00  0.00 
 2019 (projected) 0.00  0.00 
To conclude, our research shows that Umpqua Holdings is not too volatile with below average probability of distress in the next two years. Our immediate buy/sell recommendation on the corporate body is Strong Buy.

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Editorial Staff

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