Ally Free Cash Flow vs Net Income Analysis

ALLY Stock

USD 38.71 2.44 6.73%

Ally Financial financial indicator trend analysis is way more than just evaluating Ally Financial prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Ally Financial is a good investment. Please check the relationship between Ally Financial Free Cash Flow and its Net Income accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ally Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.

For more information on how to buy Ally Stock please use our How to Invest in Ally Financial guide.

Free Cash Flow vs Net Income

Free Cash Flow vs Net Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Ally Financial Free Cash Flow account and Net Income. At this time, the significance of the direction appears to have weak relationship.

The correlation between Ally Financial's Free Cash Flow and Net Income is 0.3. Overlapping area represents the amount of variation of Free Cash Flow that can explain the historical movement of Net Income in the same time period over historical financial statements of Ally Financial, assuming nothing else is changed. The correlation between historical values of Ally Financial's Free Cash Flow and Net Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Free Cash Flow of Ally Financial are associated (or correlated) with its Net Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Income has no effect on the direction of Free Cash Flow i.e., Ally Financial's Free Cash Flow and Net Income go up and down completely randomly.

Correlation Coefficient

0.3

Relationship Direction	Positive
Relationship Strength	Very Weak

View All Relationships

Free Cash Flow

The amount of cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Ally Financial financial statement analysis. It represents the amount of money remaining after all of Ally Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

Most indicators from Ally Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Ally Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ally Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.

For more information on how to buy Ally Stock please use our How to Invest in Ally Financial guide.At this time, Ally Financial's Selling General Administrative is fairly stable compared to the past year. Sales General And Administrative To Revenue is likely to rise to 0.45 in 2024, despite the fact that Discontinued Operations is likely to grow to (855 K).

	2021	2023	2024 (projected)
Interest Expense	1.9B	6.9B	5.2B
Depreciation And Amortization	570M	1.2B	1.2B

Interest Expense Depreciation And Amortization

Ally Financial fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Non Current Assets Total	Non Currrent Assets Other	Common Stock Total Equity	Non Current Liabilities Total	Other Current Assets	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Intangible Assets	Common Stock	Other Liab	Cash	Other Assets	Long Term Debt	Short Term Investments	Inventory
Common Stock Shares Outstanding		-0.14	-0.02	-0.75	-0.63	0.31	-0.46	-0.05	-0.94	-0.34	-0.44	-0.72	0.65	0.05	0.03	-0.19	-0.49	-0.83	-0.68	0.83	-0.25	0.2	0.59	0.37	0.1	0.11
Total Assets	-0.14		-0.55	-0.43	-0.5	0.37	-0.74	-0.58	0.0	0.01	0.26	0.43	0.53	-0.03	0.02	0.99	-0.67	-0.3	-0.29	0.25	0.17	0.36	0.59	-0.53	0.57	-0.43
Short Long Term Debt Total	-0.02	-0.55		0.56	0.67	0.13	0.61	0.99	-0.07	0.32	-0.69	-0.58	-0.58	0.21	0.59	-0.6	0.68	0.24	0.69	-0.29	0.5	-0.17	-0.44	0.89	-0.78	0.89
Other Current Liab	-0.75	-0.43	0.56		0.98	-0.39	0.82	0.6	0.76	0.26	0.02	0.23	-0.94	-0.03	0.26	-0.38	0.83	0.9	0.93	-0.9	0.29	-0.42	-0.89	0.18	-0.56	0.39
Total Current Liabilities	-0.63	-0.5	0.67	0.98		-0.41	0.81	0.71	0.65	0.26	-0.15	0.07	-0.93	0.05	0.37	-0.46	0.83	0.83	0.92	-0.82	0.3	-0.44	-0.85	0.31	-0.69	0.5
Total Stockholder Equity	0.31	0.37	0.13	-0.39	-0.41		-0.32	0.07	-0.47	0.24	-0.25	-0.24	0.31	0.11	0.27	0.22	-0.24	-0.42	-0.1	0.38	0.59	0.48	0.47	0.31	0.19	0.22
Property Plant And Equipment Net	-0.46	-0.74	0.61	0.82	0.81	-0.32		0.65	0.51	0.2	-0.06	-0.03	-0.82	0.06	-0.02	-0.72	0.98	0.68	0.7	-0.66	0.2	-0.4	-0.82	0.41	-0.61	0.42
Net Debt	-0.05	-0.58	0.99	0.6	0.71	0.07	0.65		-0.02	0.28	-0.66	-0.56	-0.62	0.19	0.57	-0.62	0.7	0.27	0.7	-0.33	0.47	-0.28	-0.48	0.87	-0.8	0.91
Retained Earnings	-0.94	0.0	-0.07	0.76	0.65	-0.47	0.51	-0.02		0.27	0.5	0.74	-0.69	-0.08	-0.1	0.07	0.5	0.88	0.63	-0.86	0.09	-0.33	-0.64	-0.46	-0.13	-0.16
Accounts Payable	-0.34	0.01	0.32	0.26	0.26	0.24	0.2	0.28	0.27		-0.27	0.12	-0.37	0.53	0.27	-0.03	0.33	0.32	0.49	-0.23	0.41	0.35	0.0	0.11	-0.42	0.25
Non Current Assets Total	-0.44	0.26	-0.69	0.02	-0.15	-0.25	-0.06	-0.66	0.5	-0.27		0.81	0.07	-0.43	-0.74	0.32	-0.12	0.3	-0.16	-0.27	-0.43	-0.07	-0.24	-0.79	0.73	-0.69
Non Currrent Assets Other	-0.72	0.43	-0.58	0.23	0.07	-0.24	-0.03	-0.56	0.74	0.12	0.81		-0.18	-0.26	-0.43	0.49	-0.04	0.55	0.13	-0.49	-0.08	0.05	-0.23	-0.82	0.49	-0.66
Common Stock Total Equity	0.65	0.53	-0.58	-0.94	-0.93	0.31	-0.82	-0.62	-0.69	-0.37	0.07	-0.18		0.09	-0.31	0.5	-0.81	-0.9	-0.9	0.91	-0.36	0.32	0.83	-0.23	0.6	-0.42
Non Current Liabilities Total	0.05	-0.03	0.21	-0.03	0.05	0.11	0.06	0.19	-0.08	0.53	-0.43	-0.26	0.09		0.18	-0.05	0.18	-0.13	0.06	0.33	0.16	0.11	0.22	0.22	-0.49	0.15
Other Current Assets	0.03	0.02	0.59	0.26	0.37	0.27	-0.02	0.57	-0.1	0.27	-0.74	-0.43	-0.31	0.18		-0.03	0.04	0.06	0.46	-0.14	0.61	0.0	0.03	0.47	-0.6	0.64
Total Liab	-0.19	0.99	-0.6	-0.38	-0.46	0.22	-0.72	-0.62	0.07	-0.03	0.32	0.49	0.5	-0.05	-0.03		-0.66	-0.24	-0.28	0.2	0.08	0.29	0.54	-0.61	0.57	-0.48
Property Plant And Equipment Gross	-0.49	-0.67	0.68	0.83	0.83	-0.24	0.98	0.7	0.5	0.33	-0.12	-0.04	-0.81	0.18	0.04	-0.66		0.67	0.76	-0.64	0.25	-0.31	-0.79	0.45	-0.65	0.47
Total Current Assets	-0.83	-0.3	0.24	0.9	0.83	-0.42	0.68	0.27	0.88	0.32	0.3	0.55	-0.9	-0.13	0.06	-0.24	0.67		0.81	-0.94	0.17	-0.21	-0.85	-0.17	-0.3	0.03
Intangible Assets	-0.68	-0.29	0.69	0.93	0.92	-0.1	0.7	0.7	0.63	0.49	-0.16	0.13	-0.9	0.06	0.46	-0.28	0.76	0.81		-0.82	0.5	-0.19	-0.74	0.31	-0.6	0.55
Common Stock	0.83	0.25	-0.29	-0.9	-0.82	0.38	-0.66	-0.33	-0.86	-0.23	-0.27	-0.49	0.91	0.33	-0.14	0.2	-0.64	-0.94	-0.82		-0.25	0.35	0.81	0.11	0.29	-0.18
Other Liab	-0.25	0.17	0.5	0.29	0.3	0.59	0.2	0.47	0.09	0.41	-0.43	-0.08	-0.36	0.16	0.61	0.08	0.25	0.17	0.5	-0.25		0.11	0.01	0.44	-0.39	0.44
Cash	0.2	0.36	-0.17	-0.42	-0.44	0.48	-0.4	-0.28	-0.33	0.35	-0.07	0.05	0.32	0.11	0.0	0.29	-0.31	-0.21	-0.19	0.35	0.11		0.39	-0.09	0.28	-0.34
Other Assets	0.59	0.59	-0.44	-0.89	-0.85	0.47	-0.82	-0.48	-0.64	0.0	-0.24	-0.23	0.83	0.22	0.03	0.54	-0.79	-0.85	-0.74	0.81	0.01	0.39		-0.13	0.32	-0.22
Long Term Debt	0.37	-0.53	0.89	0.18	0.31	0.31	0.41	0.87	-0.46	0.11	-0.79	-0.82	-0.23	0.22	0.47	-0.61	0.45	-0.17	0.31	0.11	0.44	-0.09	-0.13		-0.64	0.83
Short Term Investments	0.1	0.57	-0.78	-0.56	-0.69	0.19	-0.61	-0.8	-0.13	-0.42	0.73	0.49	0.6	-0.49	-0.6	0.57	-0.65	-0.3	-0.6	0.29	-0.39	0.28	0.32	-0.64		-0.7
Inventory	0.11	-0.43	0.89	0.39	0.5	0.22	0.42	0.91	-0.16	0.25	-0.69	-0.66	-0.42	0.15	0.64	-0.48	0.47	0.03	0.55	-0.18	0.44	-0.34	-0.22	0.83	-0.7

Click cells to compare fundamentals

Ally Financial Account Relationship Matchups

Ally Financial fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Common Stock Shares Outstanding	395.4M	377.1M	365.2M	318.6M	305.1M	372.3M
Total Assets	180.6B	182.2B	182.4B	191.8B	196.4B	160.3B
Short Long Term Debt Total	39.6B	24.1B	17.0B	20.2B	20.2B	19.2B
Other Current Liab	(3.3B)	(3.4B)	(210M)	(233M)	(620M)	(589M)
Total Current Liabilities	6.2B	2.5B	210M	2.7B	6.8B	6.4B
Total Stockholder Equity	14.4B	14.7B	17.1B	12.9B	13.8B	13.2B
Property Plant And Equipment Net	8.9B	9.6B	10.9B	10.4B	10.5B	15.0B
Net Debt	36.0B	8.5B	12.0B	14.6B	13.3B	12.6B
Retained Earnings	(4.1B)	(4.3B)	(1.6B)	(384M)	154M	146.3M
Accounts Payable	641M	412M	210M	408M	1.4B	2.1B
Non Current Assets Total	41.8B	42.2B	47.7B	43.2B	39.9B	38.7B
Non Currrent Assets Other	(58M)	(94M)	(2.2B)	(554M)	(1.2B)	(1.3B)
Common Stock Total Equity	21.4B	21.5B	21.7B	21.8B	25.1B	16.6B
Liabilities And Stockholders Equity	180.6B	182.2B	182.4B	191.8B	196.4B	160.3B
Non Current Liabilities Total	37.4B	25.5B	17.2B	2.7B	147.9B	81.2B
Other Current Assets	5.5B	17.9B	6.4B	7.2B	10.5B	10.0B
Total Liab	166.2B	167.5B	165.3B	179.0B	182.6B	147.2B
Property Plant And Equipment Gross	9.5B	10.4B	10.9B	10.4B	13.3B	14.6B
Total Current Assets	34.5B	48.0B	39.2B	32.2B	31.4B	54.0B
Accumulated Other Comprehensive Income	123M	631M	(158M)	(4.1B)	(3.8B)	(3.6B)
Intangible Assets	69M	50M	129M	98M	73M	69.4M
Other Liab	4.2B	3.4B	3.5B	5.1B	4.6B	4.3B
Cash	3.6B	15.6B	5.1B	5.6B	6.9B	8.5B
Other Assets	104.4B	92.0B	95.5B	116.5B	125.1B	115.3B
Long Term Debt	34.0B	22.0B	17.0B	17.8B	17.6B	16.7B
Short Term Investments	28.4B	29.7B	33.4B	25.6B	19.7B	16.5B
Inventory	(5.5B)	(17.9B)	(6.4B)	(7.2B)	(11.7B)	(11.1B)
Property Plant Equipment	8.9B	9.6B	10.9B	10.4B	9.4B	14.9B
Other Stockholder Equity	(3.1B)	(3.2B)	(5.2B)	(6.8B)	(6.9B)	(6.5B)
Current Deferred Revenue	3.3B	3.4B	3.5B	169M	3.5B	2.3B
Cash And Short Term Investments	31.9B	45.3B	38.4B	31.2B	31.4B	22.2B
Net Receivables	2.6B	2.7B	727M	950M	1.1B	1.7B
Short Term Debt	5.5B	2.1B	(3.3B)	2.4B	2.6B	2.4B
Retained Earnings Total Equity	(4.1B)	(4.3B)	(1.6B)	(384M)	(441.6M)	(463.7M)
Deferred Long Term Liab	1.8B	1.9B	2.0B	1.9B	2.2B	1.3B
Treasury Stock	(3.1B)	(3.2B)	(5.2B)	(6.8B)	(6.2B)	(5.8B)
Net Tangible Assets	14.4B	14.7B	14.7B	10.5B	9.5B	11.4B

Pair Trading with Ally Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Ally Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Ally Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Ally Stock

0.76	AXP	American Express Earnings Call Today	Pair Corr
0.7	SCHW	Charles Schwab Corp Normal Trading	Pair Corr
0.86	C	Citigroup Financial Report 12th of July 2024	Pair Corr
0.82	L	Loews Corp	Pair Corr

Moving against Ally Stock

0.67

Hamilton Insurance Report 21st of October 2024

Pair Corr

The ability to find closely correlated positions to Ally Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Ally Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Ally Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Ally Financial to buy it.

The correlation of Ally Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Ally Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Ally Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Ally Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Ally Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ally Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ally Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ally Financial Stock:

How To Invest In Ally

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Is Ally Stock a good investment?

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What is Ally Financial's Net Worth?

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Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ally Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.

For more information on how to buy Ally Stock please use our How to Invest in Ally Financial guide.

You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.

Complementary Tools for Ally Stock analysis

When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.

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Is Ally Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ally Financial. If investors know Ally will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ally Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.81)

Dividend Share

1.2

Earnings Share

2.99

Revenue Per Share

23.394

Quarterly Revenue Growth

(0.13)

The market value of Ally Financial is measured differently than its book value, which is the value of Ally that is recorded on the company's balance sheet. Investors also form their own opinion of Ally Financial's value that differs from its market value or its book value, called intrinsic value, which is Ally Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ally Financial's market value can be influenced by many factors that don't directly affect Ally Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Ally Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ally Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ally Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Ally Free Cash Flow vs Net Income Analysis

Free Cash Flow vs Net Income

Free Cash Flow vs Net Income Correlation Analysis

Correlation Coefficient

Free Cash Flow

Net Income

Ally Financial fundamental ratios Correlations

Ally Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Ally Financial fundamental ratios Accounts

Pair Trading with Ally Financial

Moving together with Ally Stock

Moving against Ally Stock

Complementary Tools for Ally Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 0.99	Total Assets
Net Debt	+ 0.99	Short Long Term Debt Total
Total Current Liabilities	+ 0.98	Other Current Liab
Property Plant And Equipment Gross	+ 0.98	Property Plant And Equipment Net
Intangible Assets	+ 0.93	Other Current Liab
Intangible Assets	+ 0.92	Total Current Liabilities

Common Stock	- 0.94	Total Current Assets
Common Stock Total Equity	- 0.94	Other Current Liab
Retained Earnings	- 0.94	Common Stock Shares Outstanding
Common Stock Total Equity	- 0.93	Total Current Liabilities
Intangible Assets	- 0.9	Common Stock Total Equity
Total Current Assets	- 0.9	Common Stock Total Equity