Bank Historical Income Statement

BFC Stock  USD 85.51  4.21  5.18%   
Historical analysis of Bank First income statement accounts such as Interest Expense of 9.4 M, Selling General Administrative of 42.4 M or Total Revenue of 195.4 M can show how well Bank First National performed in making a profits. Evaluating Bank First income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Bank First's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Bank First National latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Bank First National is a good buy for the upcoming year.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank First National. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

About Bank Income Statement Analysis

Bank First National Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Bank First shareholders. The income statement also shows Bank investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Bank First Income Statement Chart

Bank First National Income Statement is one of the three primary financial statements used for reporting Bank's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Bank First National revenue and expense. Bank First Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, Bank First's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 42.4 M, whereas EBIT is projected to grow to (16.9 M).

Total Revenue

Total revenue comprises all receipts Bank First National generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Bank First National minus its cost of goods sold. It is profit before Bank First operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Bank First National. It is also known as Bank First overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.
Most accounts from Bank First's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Bank First National current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank First National. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
At present, Bank First's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 42.4 M, whereas EBIT is projected to grow to (16.9 M).
 2021 2022 2023 2024 (projected)
Interest Expense8.3M12.4M4.8M9.4M
Depreciation And Amortization3.2M4.0M8.4M8.8M

Bank First income statement Correlations

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Click cells to compare fundamentals

Bank First Account Relationship Matchups

Bank First income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization2.3M3.2M3.2M4.0M8.4M8.8M
Interest Expense19.5M13.9M8.3M12.4M4.8M9.4M
Selling General Administrative28.0M33.7M34.6M40.3M40.4M42.4M
Total Revenue77.6M103.2M108.5M118.3M186.1M195.4M
Gross Profit77.6M103.2M108.5M118.3M186.5M195.8M
Other Operating Expenses43.4M53.3M48.5M271K130.4M137.0M
Operating Income34.3M49.9M60.0M72.1M108.2M113.6M
Ebit34.3M49.9M60.0M72.1M(17.8M)(16.9M)
Ebitda36.6M53.0M63.2M76.1M(9.4M)(8.9M)
Total Operating Expenses(43.4M)(53.3M)(48.5M)271K31.1M32.7M
Income Before Tax34.3M49.9M60.0M59.6M98.8M103.7M
Total Other Income Expense Net34.3M49.9M60.0M(12.4M)98.8M103.7M
Net Income26.7M38.0M45.4M45.2M74.5M78.2M
Income Tax Expense7.6M11.8M14.5M14.4M24.3M25.5M
Selling And Marketing Expenses268K226K227K271K326K309.7K
Net Income Applicable To Common Shares26.5M38.0M45.4M45.2M52.0M54.6M
Net Income From Continuing Ops26.7M38.0M45.4M45.2M52.5M31.9M
Tax Provision7.6M11.8M14.5M14.4M17.1M11.7M
Net Interest Income69.7M86.8M90.1M104.1M131.2M81.3M
Interest Income89.2M100.7M98.4M116.5M169.6M96.7M
Reconciled Depreciation2.3M3.2M3.2M4.0M7.5M7.9M
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Bank First in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Bank First's short interest history, or implied volatility extrapolated from Bank First options trading.

Pair Trading with Bank First

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank First position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank First will appreciate offsetting losses from the drop in the long position's value.

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The ability to find closely correlated positions to Bank First could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank First when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank First - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank First National to buy it.
The correlation of Bank First is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank First moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank First National moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bank First can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Bank First National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank First's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank First National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank First National Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank First National. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the Bank First National information on this page should be used as a complementary analysis to other Bank First's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.

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When running Bank First's price analysis, check to measure Bank First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank First is operating at the current time. Most of Bank First's value examination focuses on studying past and present price action to predict the probability of Bank First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank First's price. Additionally, you may evaluate how the addition of Bank First to your portfolios can decrease your overall portfolio volatility.
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Is Bank First's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.369
Dividend Share
1.15
Earnings Share
7.28
Revenue Per Share
17.596
Quarterly Revenue Growth
0.995
The market value of Bank First National is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.