First Long Term Investments vs Retained Earnings Analysis

FFIN Stock

USD 30.87 0.20 0.64%

First Financial financial indicator trend analysis is much more than just examining First Financial Bank latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether First Financial Bank is a good investment. Please check the relationship between First Financial Long Term Investments and its Retained Earnings accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.

To learn how to invest in First Stock, please use our How to Invest in First Financial guide.

Long Term Investments vs Retained Earnings

Long Term Investments vs Retained Earnings Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of First Financial Bank Long Term Investments account and Retained Earnings. At this time, the significance of the direction appears to have strong relationship.

The correlation between First Financial's Long Term Investments and Retained Earnings is 0.71. Overlapping area represents the amount of variation of Long Term Investments that can explain the historical movement of Retained Earnings in the same time period over historical financial statements of First Financial Bankshares, assuming nothing else is changed. The correlation between historical values of First Financial's Long Term Investments and Retained Earnings is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Long Term Investments of First Financial Bankshares are associated (or correlated) with its Retained Earnings. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Retained Earnings has no effect on the direction of Long Term Investments i.e., First Financial's Long Term Investments and Retained Earnings go up and down completely randomly.

Correlation Coefficient

0.71

Relationship Direction	Positive
Relationship Strength	Significant

View All Relationships

Long Term Investments

Long Term Investments is an item on the asset side of First Financial balance sheet that represents investments First Financial Bank intends to hold for over a year. First Financial Bankshares long term investments may include different instruments such as stocks, bonds, real estate and cash.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Most indicators from First Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into First Financial Bank current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.

To learn how to invest in First Stock, please use our How to Invest in First Financial guide.At this time, First Financial's Selling General Administrative is very stable compared to the past year. As of the 10th of May 2024, Sales General And Administrative To Revenue is likely to grow to 0.33, while Tax Provision is likely to drop about 39.8 M.

	2021	2022	2023	2024 (projected)
Interest Expense	6.0M	31.4M	144.3M	151.5M
Depreciation And Amortization	12.7M	11.2M	912K	866.4K

Interest Expense Depreciation And Amortization

First Financial fundamental ratios Correlations

	Total Assets	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Common Stock Shares Outstanding	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Other Current Liab	Total Current Liabilities	Short Long Term Debt Total	Non Current Liabilities Total	Other Current Assets	Common Stock Total Equity	Short Term Debt	Common Stock	Other Liab	Accounts Payable	Good Will
Total Assets		0.95	0.74	-0.01	0.98	0.74	0.86	-0.52	-0.5	0.95	-0.48	0.99	0.49	0.96	0.34	0.23	0.78	0.59	0.47	-0.41	-0.5	0.61	-0.5	0.37	0.19	0.98
Total Stockholder Equity	0.95		0.77	-0.11	0.91	0.82	0.77	-0.59	-0.5	0.94	-0.48	0.97	0.23	0.84	0.43	0.13	0.74	0.57	0.21	-0.39	-0.5	0.59	-0.5	0.52	0.26	0.94
Property Plant And Equipment Net	0.74	0.77		0.28	0.67	0.49	0.41	-0.54	-0.06	0.8	-0.61	0.77	0.23	0.63	0.68	0.28	0.65	0.82	0.15	-0.61	-0.67	0.8	-0.67	0.32	0.11	0.66
Net Debt	-0.01	-0.11	0.28		-0.07	-0.54	-0.23	-0.11	0.39	0.1	-0.18	-0.05	0.16	0.05	0.45	0.36	0.27	0.65	0.03	-0.3	-0.2	0.65	-0.2	-0.36	0.02	-0.13
Retained Earnings	0.98	0.91	0.67	-0.07		0.69	0.9	-0.46	-0.57	0.89	-0.37	0.96	0.54	0.96	0.2	0.11	0.76	0.46	0.51	-0.37	-0.38	0.49	-0.38	0.24	0.11	0.98
Cash	0.74	0.82	0.49	-0.54	0.69		0.67	-0.39	-0.47	0.7	-0.44	0.8	0.13	0.62	0.21	0.19	0.45	0.25	0.2	-0.2	-0.45	0.27	-0.45	0.73	0.23	0.79
Non Current Assets Total	0.86	0.77	0.41	-0.23	0.9	0.67		-0.12	-0.54	0.71	-0.31	0.82	0.64	0.9	-0.17	0.12	0.6	0.22	0.54	-0.19	-0.3	0.25	-0.3	0.15	0.07	0.89
Non Currrent Assets Other	-0.52	-0.59	-0.54	-0.11	-0.46	-0.39	-0.12		0.57	-0.65	0.04	-0.55	0.29	-0.43	-0.75	-0.07	-0.48	-0.53	-0.05	0.31	0.09	-0.5	0.09	-0.57	-0.52	-0.48
Other Assets	-0.5	-0.5	-0.06	0.39	-0.57	-0.47	-0.54	0.57		-0.44	-0.29	-0.49	0.05	-0.53	0.08	0.11	-0.32	0.06	-0.34	0.0	-0.28	0.07	-0.28	-0.37	-0.35	-0.58
Cash And Short Term Investments	0.95	0.94	0.8	0.1	0.89	0.7	0.71	-0.65	-0.44		-0.44	0.94	0.31	0.88	0.55	0.24	0.78	0.71	0.31	-0.58	-0.48	0.72	-0.48	0.42	0.37	0.9
Common Stock Shares Outstanding	-0.48	-0.48	-0.61	-0.18	-0.37	-0.44	-0.31	0.04	-0.29	-0.44		-0.51	-0.33	-0.39	-0.39	-0.54	-0.22	-0.57	-0.24	0.38	1.0	-0.6	1.0	-0.3	0.07	-0.36
Other Stockholder Equity	0.99	0.97	0.77	-0.05	0.96	0.8	0.82	-0.55	-0.49	0.94	-0.51		0.43	0.92	0.39	0.24	0.76	0.6	0.43	-0.38	-0.54	0.62	-0.54	0.45	0.17	0.98
Total Liab	0.49	0.23	0.23	0.16	0.54	0.13	0.64	0.29	0.05	0.31	-0.33	0.43		0.62	-0.26	0.24	0.38	0.19	0.75	-0.16	-0.31	0.22	-0.31	-0.39	-0.39	0.48
Property Plant And Equipment Gross	0.96	0.84	0.63	0.05	0.96	0.62	0.9	-0.43	-0.53	0.88	-0.39	0.92	0.62		0.21	0.24	0.74	0.52	0.6	-0.35	-0.4	0.54	-0.4	0.22	0.23	0.94
Total Current Assets	0.34	0.43	0.68	0.45	0.2	0.21	-0.17	-0.75	0.08	0.55	-0.39	0.39	-0.26	0.21		0.27	0.38	0.78	-0.17	-0.43	-0.45	0.76	-0.45	0.47	0.43	0.23
Other Current Liab	0.23	0.13	0.28	0.36	0.11	0.19	0.12	-0.07	0.11	0.24	-0.54	0.24	0.24	0.24	0.27		0.19	0.58	0.43	-0.23	-0.54	0.58	-0.54	0.35	0.1	0.16
Total Current Liabilities	0.78	0.74	0.65	0.27	0.76	0.45	0.6	-0.48	-0.32	0.78	-0.22	0.76	0.38	0.74	0.38	0.19		0.67	0.16	-0.34	-0.25	0.69	-0.25	0.19	0.14	0.77
Short Long Term Debt Total	0.59	0.57	0.82	0.65	0.46	0.25	0.22	-0.53	0.06	0.71	-0.57	0.6	0.19	0.52	0.78	0.58	0.67		0.14	-0.54	-0.62	1.0	-0.62	0.31	0.26	0.48
Non Current Liabilities Total	0.47	0.21	0.15	0.03	0.51	0.2	0.54	-0.05	-0.34	0.31	-0.24	0.43	0.75	0.6	-0.17	0.43	0.16	0.14		-0.15	-0.23	0.14	-0.23	-0.09	-0.19	0.46
Other Current Assets	-0.41	-0.39	-0.61	-0.3	-0.37	-0.2	-0.19	0.31	0.0	-0.58	0.38	-0.38	-0.16	-0.35	-0.43	-0.23	-0.34	-0.54	-0.15		0.41	-0.53	0.41	0.03	-0.14	-0.31
Common Stock Total Equity	-0.5	-0.5	-0.67	-0.2	-0.38	-0.45	-0.3	0.09	-0.28	-0.48	1.0	-0.54	-0.31	-0.4	-0.45	-0.54	-0.25	-0.62	-0.23	0.41		-0.64	1.0	-0.33	0.05	-0.38
Short Term Debt	0.61	0.59	0.8	0.65	0.49	0.27	0.25	-0.5	0.07	0.72	-0.6	0.62	0.22	0.54	0.76	0.58	0.69	1.0	0.14	-0.53	-0.64		-0.64	0.3	0.24	0.51
Common Stock	-0.5	-0.5	-0.67	-0.2	-0.38	-0.45	-0.3	0.09	-0.28	-0.48	1.0	-0.54	-0.31	-0.4	-0.45	-0.54	-0.25	-0.62	-0.23	0.41	1.0	-0.64		-0.33	0.05	-0.38
Other Liab	0.37	0.52	0.32	-0.36	0.24	0.73	0.15	-0.57	-0.37	0.42	-0.3	0.45	-0.39	0.22	0.47	0.35	0.19	0.31	-0.09	0.03	-0.33	0.3	-0.33		0.48	0.39
Accounts Payable	0.19	0.26	0.11	0.02	0.11	0.23	0.07	-0.52	-0.35	0.37	0.07	0.17	-0.39	0.23	0.43	0.1	0.14	0.26	-0.19	-0.14	0.05	0.24	0.05	0.48		0.15
Good Will	0.98	0.94	0.66	-0.13	0.98	0.79	0.89	-0.48	-0.58	0.9	-0.36	0.98	0.48	0.94	0.23	0.16	0.77	0.48	0.46	-0.31	-0.38	0.51	-0.38	0.39	0.15

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First Financial Account Relationship Matchups

First Financial fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	8.3B	10.9B	13.1B	13.0B	13.1B	13.8B
Total Stockholder Equity	1.2B	1.7B	1.8B	1.3B	1.5B	1.6B
Property Plant And Equipment Net	131.0M	142.3M	149.8M	153.0M	151.8M	86.2M
Net Debt	101.9M	(299.0M)	142.6M	311.8M	(132.5M)	(125.9M)
Retained Earnings	707.7M	836.7M	981.7M	1.1B	1.2B	1.3B
Cash	279.5M	729.1M	528.6M	330.7M	536.6M	563.4M
Non Current Assets Total	3.7B	4.9B	7.0B	5.9B	12.6B	13.2B
Non Currrent Assets Other	(3.7B)	(4.9B)	(7.0B)	(5.9B)	294.6M	309.3M
Other Assets	851.5M	928.7M	(1.0B)	1.2B	1.0	0.95
Cash And Short Term Investments	3.7B	5.1B	7.1B	5.8B	5.0B	5.3B
Common Stock Shares Outstanding	136.3M	142.5M	143.1M	143.2M	142.9M	112.0M
Liabilities And Stockholders Equity	8.3B	10.9B	13.1B	13.0B	13.1B	13.8B
Other Stockholder Equity	450.7M	669.6M	676.9M	677.6M	669.4M	702.9M
Total Liab	381.4M	430.1M	671.2M	11.7B	11.6B	12.2B
Property Plant And Equipment Gross	131.0M	142.3M	257.8M	268.7M	272.5M	286.1M
Total Current Assets	3.7B	5.1B	7.1B	5.8B	537.1M	510.2M
Other Current Liab	2.1B	3.0B	3.8B	4.1B	3.5B	3.0B
Total Current Liabilities	2.5B	3.4B	4.5B	4.7B	3.8B	4.0B
Accumulated Other Comprehensive Income	67.5M	170.4M	99.3M	(535.2M)	(391.4M)	(371.9M)
Short Long Term Debt Total	381.4M	430.1M	671.2M	642.5M	404.1M	276.4M
Non Current Liabilities Total	381.4M	430.1M	671.2M	11.7B	7.8B	7.4B
Other Current Assets	282.6M	729.1M	531.1M	330.7M	537.1M	879.2M
Common Stock Total Equity	1.4M	1.4M	1.4M	1.4M	1.3M	1.2M
Short Term Debt	381.4M	430.1M	650.1M	621.5M	383.0M	332.0M
Common Stock	1.4M	1.4M	1.4M	1.4M	1.3M	1.2M
Other Liab	33.4M	120.4M	105.6M	36.0M	41.4M	41.1M
Accounts Payable	16.3M	18.5M	10.6B	24.3M	21.9M	20.8M
Short Term Investments	3.4B	4.4B	6.6B	5.5B	4.7B	4.5B
Inventory	577K	1.0M	142K	2.5M	2.2M	2.1M
Intangible Assets	2.1M	4.9M	3.3M	2.1M	314.6M	298.9M
Property Plant Equipment	131.0M	142.3M	149.8M	153.0M	175.9M	97.1M
Net Tangible Assets	1.1B	1.4B	1.4B	950.2M	1.1B	861.9M
Long Term Debt	381.4M	430.1M	671.2M	642.5M	21.1M	20.0M
Retained Earnings Total Equity	707.7M	836.7M	981.7M	1.1B	1.3B	1.4B
Capital Surpluse	450.7M	669.6M	676.9M	677.6M	779.2M	463.2M
Long Term Investments	7.6B	9.6B	6.6B	5.5B	4.7B	3.4B
Non Current Liabilities Other	33.6M	101.9M	84.2M	36.0M	41.4M	50.3M

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When determining whether First Financial Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bankshares Stock:

How To Invest In First

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Is First Stock a good investment?

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What is First Financial's Net Worth?

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Largest Banks - Regional Companies

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Largest Financial Services Companies

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Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.

To learn how to invest in First Stock, please use our How to Invest in First Financial guide.

You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.

Complementary Tools for First Stock analysis

When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.

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Is First Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.004

Dividend Share

0.72

Earnings Share

1.39

Revenue Per Share

3.423

Quarterly Revenue Growth

0.06

The market value of First Financial Bank is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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First Long Term Investments vs Retained Earnings Analysis

Long Term Investments vs Retained Earnings

Long Term Investments vs Retained Earnings Correlation Analysis

Correlation Coefficient

Long Term Investments

Retained Earnings

First Financial fundamental ratios Correlations

First Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

First Financial fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

Complementary Tools for First Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Common Stock Total Equity	+ 1.0	Common Stock Shares Outstanding
Common Stock	+ 1.0	Common Stock Shares Outstanding
Short Term Debt	+ 1.0	Short Long Term Debt Total
Common Stock	+ 1.0	Common Stock Total Equity
Other Stockholder Equity	+ 0.99	Total Assets
Retained Earnings	+ 0.98	Total Assets

Total Current Assets	- 0.75	Non Currrent Assets Other
Common Stock	- 0.67	Property Plant And Equipment Net
Common Stock Total Equity	- 0.67	Property Plant And Equipment Net
Cash And Short Term Investments	- 0.65	Non Currrent Assets Other
Common Stock	- 0.64	Short Term Debt
Short Term Debt	- 0.64	Common Stock Total Equity