Horace Historical Financial Ratios
HMN Stock | USD 33.94 0.06 0.18% |
Horace Mann is recently reporting on over 104 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as PTB Ratio of 1.58 or Days Sales Outstanding of 123 will help investors to properly organize and evaluate Horace Mann Educators financial condition quickly.
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About Horace Financial Ratios Analysis
Horace Mann EducatorsFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Horace Mann investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Horace financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Horace Mann history.
Horace Mann Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing Horace Mann Educators stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Horace Mann sales, a figure that is much harder to manipulate than other Horace Mann Educators multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company’s stock price to its revenues, calculated by dividing the company’s market cap by its total sales or revenue over a 12-month period.Dividend Yield
Dividend Yield is Horace Mann Educators dividend as a percentage of Horace Mann stock price. Horace Mann Educators dividend yield is a measure of Horace Mann stock productivity, which can be interpreted as interest rate earned on an Horace Mann investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.Ptb Ratio
Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.Most ratios from Horace Mann's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Horace Mann Educators current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. At this time, Horace Mann's Free Cash Flow Per Share is very stable compared to the past year. As of the 6th of June 2024, Net Income Per Share is likely to grow to 1.31, while Price To Sales Ratio is likely to drop 0.86.
2022 | 2023 | 2024 (projected) | Dividend Yield | 0.0338 | 0.0399 | 0.0419 | Price To Sales Ratio | 1.13 | 0.91 | 0.86 |
Horace Mann fundamentals Correlations
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Horace Mann Account Relationship Matchups
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Horace Mann fundamentals Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Price To Sales Ratio | 1.26 | 1.33 | 1.22 | 1.13 | 0.91 | 0.86 | |
Dividend Yield | 0.0304 | 0.0263 | 0.0285 | 0.0338 | 0.0399 | 0.0419 | |
Ptb Ratio | 1.19 | 1.15 | 0.97 | 0.9 | 1.42 | 1.58 | |
Book Value Per Share | 38.01 | 43.22 | 43.03 | 26.4 | 28.46 | 15.71 | |
Free Cash Flow Yield | 0.27 | 9.0E-6 | (0.19) | 0.13 | 0.35 | 0.25 | |
Invested Capital | 0.23 | 0.28 | 0.24 | 0.45 | 0.46 | 0.48 | |
Operating Cash Flow Per Share | 3.09 | 6.27 | 4.88 | 4.12 | 7.31 | 4.59 | |
Pb Ratio | 1.19 | 1.15 | 0.97 | 0.9 | 1.42 | 1.58 | |
Ev To Sales | 1.53 | 1.54 | 1.65 | 1.5 | 1.25 | 1.05 | |
Free Cash Flow Per Share | (8.48) | 8.65 | 4.93 | 4.98 | 11.33 | 11.9 | |
Roic | 0.0867 | 0.0507 | 0.0516 | 0.0138 | 0.52 | 0.49 | |
Net Income Per Share | 4.47 | 3.22 | 4.06 | 0.48 | 1.09 | 1.31 | |
Capex To Revenue | (0.33) | 0.0751 | 0.001729 | 0.0258 | 0.11 | 0.12 | |
Cash Per Share | 149.84 | 162.12 | 160.06 | 133.34 | 7.84 | 7.45 | |
Pocfratio | 14.11 | 6.7 | 7.93 | 9.06 | 4.47 | 4.25 | |
Interest Coverage | 14.25 | 8.89 | 10.5 | 0.94 | 35.62 | 37.4 | |
Payout Ratio | 0.26 | 0.37 | 0.3 | 2.66 | 1.2 | 1.26 | |
Capex To Operating Cash Flow | (3.74) | 0.38 | 0.0112 | 0.21 | 0.55 | 0.58 | |
Pfcf Ratio | (5.15) | 4.86 | 7.84 | 7.5 | 2.89 | 2.74 | |
Roe | 0.12 | 0.0745 | 0.0943 | 0.018 | 0.0383 | 0.0364 | |
Ev To Operating Cash Flow | 17.31 | 8.3 | 9.74 | 11.72 | 6.18 | 5.87 | |
Pe Ratio | 9.76 | 13.06 | 9.54 | 78.51 | 30.01 | 16.1 | |
Return On Tangible Assets | 0.0151 | 0.01 | 0.012 | 0.001515 | 0.003925 | 0.003729 | |
Ev To Free Cash Flow | (6.31) | 6.02 | 9.63 | 9.7 | 3.99 | 3.79 | |
Earnings Yield | 0.0119 | 0.1 | 0.0766 | 0.0127 | 0.0333 | 0.0554 | |
Intangibles To Total Assets | 0.004296 | 0.0181 | 0.015 | 0.0131 | 0.018 | 0.0212 | |
Net Debt To E B I T D A | 1.76 | 2.77 | 2.33 | 12.97 | 19.71 | 20.69 | |
Current Ratio | 45.77 | 49.73 | 27.0 | 24.31 | (0.43) | (0.41) | |
Tangible Book Value Per Share | 32.52 | 38.35 | 38.54 | 20.64 | 23.34 | 13.54 | |
Graham Number | 61.84 | 55.95 | 62.68 | 16.81 | 26.41 | 20.9 | |
Shareholders Equity Per Share | 38.01 | 43.22 | 43.03 | 26.4 | 28.46 | 15.71 | |
Debt To Equity | 0.23 | 0.28 | 0.24 | 0.45 | 0.46 | 0.48 | |
Capex Per Share | (11.58) | 2.38 | 0.0548 | 0.86 | 4.01 | 4.22 | |
Graham Net Net | (114.75) | (119.95) | (143.16) | (160.65) | (250.2) | (237.69) |
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Try AI Portfolio ArchitectAdditional Information and Resources on Investing in Horace Stock
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 3.005 | Dividend Share 1.33 | Earnings Share 1.57 | Revenue Per Share 36.901 | Quarterly Revenue Growth 0.091 |
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.