Horace Historical Financial Ratios
HMN Stock | USD 36.99 0.37 1.01% |
Horace Mann is recently reporting on over 101 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Price To Sales Ratio of 0.86 or Dividend Yield of 0.0419 will help investors to properly organize and evaluate Horace Mann Educators financial condition quickly.
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About Horace Financial Ratios Analysis
Horace Mann EducatorsFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Horace Mann investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Horace financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Horace Mann history.
Horace Mann Financial Ratios Chart
Horace Mann Educators financial ratios usually calculated using numerical values taken directly from Horace Mann financial statements such as income statements or balance sheets. They help investors to obtain meaningful information about Horace Mann. Most financial ratios help to conduct quantitative analysis to assess vital information about the company's valuation as well as profitability and liquidity indicators such as leverage, growth, profit margins, and different types of rates of return.
At this time, Horace Mann's Effective Tax Rate is very stable compared to the past year. As of the 28th of March 2024, Company Equity Multiplier is likely to grow to 10.44, while Short Term Coverage Ratios is likely to drop 0.75. Add Fundamental
Price To Sales Ratio
Price to Sales Ratio is figured by comparing Horace Mann Educators stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Horace Mann sales, a figure that is much harder to manipulate than other Horace Mann Educators multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company’s stock price to its revenues, calculated by dividing the company’s market cap by its total sales or revenue over a 12-month period.Dividend Yield
Dividend Yield is Horace Mann Educators dividend as a percentage of Horace Mann stock price. Horace Mann Educators dividend yield is a measure of Horace Mann stock productivity, which can be interpreted as interest rate earned on an Horace Mann investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.Most ratios from Horace Mann's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Horace Mann Educators current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population. At this time, Horace Mann's Effective Tax Rate is very stable compared to the past year. As of the 28th of March 2024, Company Equity Multiplier is likely to grow to 10.44, while Short Term Coverage Ratios is likely to drop 0.75.
2021 | 2022 | 2023 | 2024 (projected) | Price Earnings Ratio | 9.58 | 78.89 | 30.01 | 16.16 | Short Term Coverage Ratios | 0.82 | 0.69 | 0.79 | 0.75 |
Horace Mann fundamentals Correlations
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Horace Mann Account Relationship Matchups
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Horace Mann fundamentals Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Price Earnings Ratio | 9.92 | 13.25 | 9.58 | 78.89 | 30.01 | 16.16 | |
Dividend Yield | 0.0259 | 0.0281 | 0.0315 | 0.0337 | 0.0399 | 0.0419 | |
Price Earnings To Growth Ratio | 0.0108 | (0.47) | 1.34 | (0.91) | 0.23 | 0.24 | |
Operating Cash Flow Per Share | 3.04 | 6.19 | 4.86 | 4.1 | 7.31 | 4.58 | |
Dividend Payout Ratio | 0.26 | 0.37 | 0.3 | 2.66 | 1.2 | 1.26 | |
Price To Operating Cash Flows Ratio | 14.34 | 6.8 | 7.97 | 9.11 | 4.47 | 4.25 | |
Free Cash Flow Per Share | (8.35) | 8.53 | 4.91 | 4.96 | 11.33 | 11.9 | |
Price To Free Cash Flows Ratio | (5.23) | 4.93 | 7.88 | 7.54 | 2.89 | 2.74 | |
Ebt Per Ebit | 1.06 | 1.18 | 1.2 | 0.9 | 0.0504 | 0.0479 | |
Effective Tax Rate | (0.91) | 0.0615 | 0.22 | 0.16 | 0.18 | (0.2) | |
Company Equity Multiplier | 8.55 | 7.96 | 7.53 | 12.12 | 9.93 | 10.44 | |
Cash Per Share | 147.47 | 159.85 | 159.3 | 132.71 | 7.84 | 7.45 | |
Total Debt To Capitalization | 0.19 | 0.22 | 0.2 | 0.31 | 0.32 | 0.28 | |
Interest Coverage | 14.25 | 8.89 | 10.5 | 0.94 | 35.62 | 37.4 | |
Return On Capital Employed | 0.018 | 0.0101 | 0.0103 | 0.001401 | 0.0778 | 0.0739 | |
Payout Ratio | 0.26 | 0.37 | 0.3 | 2.66 | 1.2 | 1.26 | |
Debt Equity Ratio | 0.23 | 0.28 | 0.24 | 0.45 | 0.46 | 0.48 | |
Quick Ratio | 45.77 | 49.73 | 27.61 | 24.31 | (0.42) | (0.4) | |
Dividend Paid And Capex Coverage Ratio | (0.3) | 1.75 | 3.82 | 1.94 | 1.38 | 1.31 | |
Net Income Per E B T | 0.94 | 0.78 | 0.84 | 0.97 | 1.2 | 0.8 | |
Cash Ratio | 0.001261 | 0.19 | 0.17 | 0.53 | (0.0155) | (0.0147) | |
Free Cash Flow Operating Cash Flow Ratio | (2.74) | 1.38 | 1.01 | 1.21 | 1.55 | 1.63 | |
Cash Flow Coverage Ratios | 0.29 | 0.59 | 0.41 | 0.34 | 0.55 | 0.88 | |
Current Ratio | 45.77 | 49.73 | 27.0 | 24.31 | (0.43) | (0.41) | |
Fixed Asset Turnover | 23.79 | 20.25 | 20.15 | 19.94 | 21.75 | 30.55 | |
Capital Expenditure Coverage Ratio | (0.27) | 2.64 | 89.09 | 4.8 | 1.82 | 1.73 | |
Price Cash Flow Ratio | 14.34 | 6.8 | 7.97 | 9.11 | 4.47 | 4.25 | |
Enterprise Value Multiple | 9.68 | 14.58 | 12.6 | 57.47 | 71.25 | 74.81 | |
Debt Ratio | 0.0347 | 0.0325 | 0.0349 | 0.0374 | 0.0468 | 0.0413 | |
Cash Flow To Debt Ratio | 0.29 | 0.59 | 0.41 | 0.34 | 0.55 | 0.88 |
Horace Mann Investors Sentiment
The influence of Horace Mann's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Horace. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Horace Mann's public news can be used to forecast risks associated with an investment in Horace. The trend in average sentiment can be used to explain how an investor holding Horace can time the market purely based on public headlines and social activities around Horace Mann Educators. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Horace Mann's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Horace Mann's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Horace Mann's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Horace Mann.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Horace Mann in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Horace Mann's short interest history, or implied volatility extrapolated from Horace Mann options trading.
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When running Horace Mann's price analysis, check to measure Horace Mann's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horace Mann is operating at the current time. Most of Horace Mann's value examination focuses on studying past and present price action to predict the probability of Horace Mann's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Horace Mann's price. Additionally, you may evaluate how the addition of Horace Mann to your portfolios can decrease your overall portfolio volatility.
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Is Horace Mann's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.43) | Dividend Share 1.32 | Earnings Share 1.09 | Revenue Per Share 36.123 | Quarterly Revenue Growth 0.163 |
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.