Horace Earnings per Basic Share vs Price to Earnings Ratio Analysis

HMN Stock  USD 36.62  0.54  1.50%   
Trend analysis of Horace Mann Educators balance sheet accounts such as Total Stockholder Equity of 905.6 M or Net Debt of 542.1 M provides information on Horace Mann's total assets, liabilities, and equity, which is the actual value of Horace Mann Educators to its prevalent stockholders. By breaking down trends over time using Horace Mann balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

About Horace Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of Horace Mann Educators at a specified time, usually calculated after every quarter, six months, or one year. Horace Mann Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of Horace Mann and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which Horace currently owns. An asset can also be divided into two categories, current and non-current.

Horace Mann Balance Sheet Chart

Horace Mann Balance Sheet is one of the main financial statements that report all assets, liabilities, and shareholders' equity for the current year. It provides a basis for different types of computing rates of return, such as return on equity (ROE) or return on asset (ROA), as well as shows how Horace Mann Educators uses and utilizes its capital. It also shows what exactly a company owns and owes.
At this time, Horace Mann's Total Current Assets are very stable compared to the past year. As of the 28th of March 2024, Other Liabilities is likely to grow to about 12.1 B, while Total Assets are likely to drop about 7.7 B.

Total Assets

Total assets refers to the total amount of Horace Mann assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Horace Mann Educators books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.
Most indicators from Horace Mann's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Horace Mann Educators current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.
At this time, Horace Mann's Tax Provision is very stable compared to the past year. As of the 28th of March 2024, Enterprise Value Multiple is likely to grow to 74.81, while Selling General Administrative is likely to drop about 173.5 M.
 2021 2022 2023 2024 (projected)
Gross Profit1.3B1.4B1.5B1.0B
Total Revenue1.3B1.4B1.5B1.0B

Horace Mann fundamental ratios Correlations

0.34-0.12-0.10.870.220.970.04-0.310.75-0.07-0.371.00.320.230.530.440.670.50.560.730.720.540.660.29-0.03
0.34-0.91-0.910.040.970.30.89-0.91-0.090.650.30.380.20.10.890.430.630.51-0.420.570.59-0.440.660.680.5
-0.12-0.911.00.12-0.9-0.08-0.840.980.3-0.52-0.44-0.160.050.14-0.72-0.52-0.65-0.440.59-0.37-0.390.6-0.38-0.44-0.43
-0.1-0.911.00.14-0.9-0.06-0.850.970.31-0.54-0.45-0.140.060.14-0.72-0.52-0.62-0.420.61-0.36-0.380.62-0.37-0.45-0.44
0.870.040.120.14-0.080.85-0.18-0.070.83-0.2-0.520.830.280.050.330.420.50.380.650.460.460.640.410.17-0.35
0.220.97-0.9-0.9-0.080.20.92-0.88-0.170.710.330.270.20.120.870.470.520.29-0.50.470.49-0.520.620.720.59
0.970.3-0.08-0.060.850.20.07-0.240.830.02-0.510.970.320.160.540.370.550.410.490.80.790.470.630.360.11
0.040.89-0.84-0.85-0.180.920.07-0.78-0.170.90.220.070.11-0.070.850.280.270.23-0.670.450.48-0.680.510.810.68
-0.31-0.910.980.97-0.07-0.88-0.24-0.780.14-0.43-0.36-0.330.030.1-0.77-0.66-0.78-0.490.44-0.43-0.440.45-0.47-0.44-0.33
0.75-0.090.30.310.83-0.170.83-0.170.14-0.04-0.860.720.21-0.090.290.140.20.130.540.560.560.530.370.28-0.06
-0.070.65-0.52-0.54-0.20.710.020.9-0.43-0.04-0.03-0.050.19-0.070.740.01-0.110.0-0.610.410.43-0.620.450.90.74
-0.370.3-0.44-0.45-0.520.33-0.510.22-0.36-0.86-0.03-0.34-0.130.27-0.070.130.150.13-0.32-0.35-0.36-0.31-0.07-0.21-0.02
1.00.38-0.16-0.140.830.270.970.07-0.330.72-0.05-0.340.320.250.550.440.690.510.530.750.740.510.680.30.02
0.320.20.050.060.280.20.320.110.030.210.19-0.130.320.420.28-0.060.020.070.20.270.270.190.470.360.14
0.230.10.140.140.050.120.16-0.070.1-0.09-0.070.270.250.420.050.030.02-0.040.32-0.01-0.010.320.490.130.02
0.530.89-0.72-0.720.330.870.540.85-0.770.290.74-0.070.550.280.050.460.540.41-0.240.70.72-0.270.780.870.5
0.440.43-0.52-0.520.420.470.370.28-0.660.140.010.130.44-0.060.030.460.730.040.050.070.070.050.350.21-0.06
0.670.63-0.65-0.620.50.520.550.27-0.780.2-0.110.150.690.020.020.540.730.630.140.430.430.130.470.09-0.12
0.50.51-0.44-0.420.380.290.410.23-0.490.130.00.130.510.07-0.040.410.040.630.080.570.570.070.370.06-0.14
0.56-0.420.590.610.65-0.50.49-0.670.440.54-0.61-0.320.530.20.32-0.240.050.140.080.010.01.00.15-0.31-0.54
0.730.57-0.37-0.360.460.470.80.45-0.430.560.41-0.350.750.27-0.010.70.070.430.570.011.0-0.010.610.540.52
0.720.59-0.39-0.380.460.490.790.48-0.440.560.43-0.360.740.27-0.010.720.070.430.570.01.0-0.020.620.570.53
0.54-0.440.60.620.64-0.520.47-0.680.450.53-0.62-0.310.510.190.32-0.270.050.130.071.0-0.01-0.020.13-0.33-0.55
0.660.66-0.38-0.370.410.620.630.51-0.470.370.45-0.070.680.470.490.780.350.470.370.150.610.620.130.70.29
0.290.68-0.44-0.450.170.720.360.81-0.440.280.9-0.210.30.360.130.870.210.090.06-0.310.540.57-0.330.70.62
-0.030.5-0.43-0.44-0.350.590.110.68-0.33-0.060.74-0.020.020.140.020.5-0.06-0.12-0.14-0.540.520.53-0.550.290.62
Click cells to compare fundamentals

Horace Mann Account Relationship Matchups

Horace Mann fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets12.5B13.5B14.4B13.3B11.7B7.7B
Short Long Term Debt Total433.0M437.3M502.6M498M546M573.3M
Other Current Liab9.4B9.4B(135M)(249M)(1.9B)(1.8B)
Total Current Liabilities9.4B9.4B135M249M(1.9B)(1.8B)
Total Stockholder Equity1.6B1.8B1.8B1.1B1.2B905.6M
Net Debt407.5M415M369.6M455.2M516.3M542.1M
Retained Earnings1.4B1.4B1.5B1.5B1.5B789.2M
Non Currrent Assets Other(38.5M)(28.9M)(29.2M)(135.3M)9.3B9.7B
Other Assets(626.1M)(771.0M)(43M)361.4M1.00.95
Liabilities And Stockholders Equity12.5B13.5B14.4B13.3B11.7B7.7B
Non Current Liabilities Total298.0M302.3M253.6M249M12.4B13.0B
Other Stockholder Equity(5.0M)259K1.9M(14.8M)(13M)(12.4M)
Total Liab10.9B11.7B12.6B12.2B10.5B6.8B
Short Term Debt872.5M0.0135M249M286.4M300.7M
Intangible Assets177.2M158.5M145.4M185.2M156.9M134.9M
Non Current Assets Total6.9B7.5B7.7B6.9B10.8B11.4B
Net Receivables2.3B2.4B153.2M506.2M480.5M386.4M
Total Current Assets6.2B6.7B6.7B6.1B830.2M1.3B
Cash25.5M22.3M133M42.8M29.7M23.2M
Cash And Short Term Investments6.2B6.7B6.7B5.5B551.9M524.3M
Accumulated Other Comprehensive Income219.7M355.1M280.5M(399.4M)(314M)(298.3M)
Short Term Investments6.2B6.7B6.6B5.5B294.1M279.4M
Other Liab9.1B9.8B10.5B10.0B11.5B12.1B
Long Term Debt298.0M302.3M253.6M249M546M573.3M
Good Will49.1M43.5M43.5M54.3M62.4M52.6M
Property Plant Equipment76.6M77.3M75M80.9M93.0M97.7M
Accounts Payable442.9M438.8M425.9M585.1M672.9M343.8M
Other Current Assets249.1M296.3M394M794.5M830.2M871.7M
Net Tangible Assets1.3B1.6B1.7B1.0B1.2B1.4B
Retained Earnings Total Equity1.2B1.4B1.4B1.5B1.8B1.3B
Long Term Debt Total298.0M302.3M253.6M498M572.7M297.3M
Capital Surpluse481.0M488.4M495.3M502.6M578.0M493.9M
Long Term Investments6.6B7.3B7.4B6.6B6.7B7.9B
Non Current Liabilities Other5.7B10.5B11.2B12.1B13.9B9.1B
Property Plant And Equipment Net60.1M64.7M66M69.3M68.6M52.2M

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When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.
You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.

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When running Horace Mann's price analysis, check to measure Horace Mann's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horace Mann is operating at the current time. Most of Horace Mann's value examination focuses on studying past and present price action to predict the probability of Horace Mann's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Horace Mann's price. Additionally, you may evaluate how the addition of Horace Mann to your portfolios can decrease your overall portfolio volatility.
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Is Horace Mann's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.43)
Dividend Share
1.32
Earnings Share
1.09
Revenue Per Share
36.123
Quarterly Revenue Growth
0.163
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.