Horace Payout Ratio vs Price to Sales Ratio Analysis

HMN Stock

USD 36.36 0.96 2.71%

Horace Mann financial indicator trend analysis is much more than just examining Horace Mann Educators latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Horace Mann Educators is a good investment. Please check the relationship between Horace Mann Payout Ratio and its Price To Sales Ratio accounts. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

Payout Ratio vs Price To Sales Ratio

Payout Ratio vs Price to Sales Ratio Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Horace Mann Educators Payout Ratio account and Price to Sales Ratio. At this time, the significance of the direction appears to have almost no relationship.

The correlation between Horace Mann's Payout Ratio and Price to Sales Ratio is 0.13. Overlapping area represents the amount of variation of Payout Ratio that can explain the historical movement of Price to Sales Ratio in the same time period over historical financial statements of Horace Mann Educators, assuming nothing else is changed. The correlation between historical values of Horace Mann's Payout Ratio and Price to Sales Ratio is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Payout Ratio of Horace Mann Educators are associated (or correlated) with its Price to Sales Ratio. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Price to Sales Ratio has no effect on the direction of Payout Ratio i.e., Horace Mann's Payout Ratio and Price to Sales Ratio go up and down completely randomly.

Correlation Coefficient

0.13

Relationship Direction	Positive
Relationship Strength	Insignificant

View All Relationships

Payout Ratio

Payout Ratio is the proportion of Horace Mann Educators earnings paid out as dividends to shareholders. Payout Ratio is typically expressed as a percentage but can be shown as dividends paid out as a proportion of cash flow. The payout ratio is used to determine the sustainability of Horace Mann Educators dividend payments. A lower payout ratio is generally preferable to a higher payout ratio, with a ratio greater than 100% indicating Horace Mann Educators is paying out more in dividends than it makes in net income.

Price To Sales Ratio

Price to Sales Ratio is figured by comparing Horace Mann Educators stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Horace Mann sales, a figure that is much harder to manipulate than other Horace Mann Educators multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company’s stock price to its revenues, calculated by dividing the company’s market cap by its total sales or revenue over a 12-month period.

Most indicators from Horace Mann's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Horace Mann Educators current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

At this time, Horace Mann's Tax Provision is very stable compared to the past year. As of the 19th of April 2024, Sales General And Administrative To Revenue is likely to grow to 0.28, while Selling General Administrative is likely to drop about 173.5 M.

	2021	2022	2023	2024 (projected)
Gross Profit	1.3B	1.4B	1.5B	1.0B
Total Revenue	1.3B	1.4B	1.5B	1.0B

Gross Profit Total Revenue

Horace Mann fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Net Debt	Retained Earnings	Non Currrent Assets Other	Other Assets	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Short Term Debt	Intangible Assets	Non Current Assets Total	Net Receivables	Total Current Assets	Cash	Cash And Short Term Investments	Common Stock Total Equity	Common Stock	Short Term Investments	Other Liab	Long Term Debt	Good Will
Total Assets		0.34	-0.12	-0.1	0.87	0.22	0.97	0.04	-0.31	0.75	-0.07	-0.37	1.0	0.32	0.23	0.53	0.44	0.67	0.5	0.56	0.73	0.72	0.54	0.66	0.29	-0.03
Short Long Term Debt Total	0.34		-0.91	-0.91	0.04	0.97	0.3	0.89	-0.91	-0.09	0.65	0.3	0.38	0.2	0.1	0.89	0.43	0.63	0.51	-0.42	0.57	0.59	-0.44	0.66	0.68	0.5
Other Current Liab	-0.12	-0.91		1.0	0.12	-0.9	-0.08	-0.84	0.98	0.3	-0.52	-0.44	-0.16	0.05	0.14	-0.72	-0.52	-0.65	-0.44	0.59	-0.37	-0.39	0.6	-0.38	-0.44	-0.43
Total Current Liabilities	-0.1	-0.91	1.0		0.14	-0.9	-0.06	-0.85	0.97	0.31	-0.54	-0.45	-0.14	0.06	0.14	-0.72	-0.52	-0.62	-0.42	0.61	-0.36	-0.38	0.62	-0.37	-0.45	-0.44
Total Stockholder Equity	0.87	0.04	0.12	0.14		-0.08	0.85	-0.18	-0.07	0.83	-0.2	-0.52	0.83	0.28	0.05	0.33	0.42	0.5	0.38	0.65	0.46	0.46	0.64	0.41	0.17	-0.35
Net Debt	0.22	0.97	-0.9	-0.9	-0.08		0.2	0.92	-0.88	-0.17	0.71	0.33	0.27	0.2	0.12	0.87	0.47	0.52	0.29	-0.5	0.47	0.49	-0.52	0.62	0.72	0.59
Retained Earnings	0.97	0.3	-0.08	-0.06	0.85	0.2		0.07	-0.24	0.83	0.02	-0.51	0.97	0.32	0.16	0.54	0.37	0.55	0.41	0.49	0.8	0.79	0.47	0.63	0.36	0.11
Non Currrent Assets Other	0.04	0.89	-0.84	-0.85	-0.18	0.92	0.07		-0.78	-0.17	0.9	0.22	0.07	0.11	-0.07	0.85	0.28	0.27	0.23	-0.67	0.45	0.48	-0.68	0.51	0.81	0.68
Other Assets	-0.31	-0.91	0.98	0.97	-0.07	-0.88	-0.24	-0.78		0.14	-0.43	-0.36	-0.33	0.03	0.1	-0.77	-0.66	-0.78	-0.49	0.44	-0.43	-0.44	0.45	-0.47	-0.44	-0.33
Common Stock Shares Outstanding	0.75	-0.09	0.3	0.31	0.83	-0.17	0.83	-0.17	0.14		-0.04	-0.86	0.72	0.21	-0.09	0.29	0.14	0.2	0.13	0.54	0.56	0.56	0.53	0.37	0.28	-0.06
Non Current Liabilities Total	-0.07	0.65	-0.52	-0.54	-0.2	0.71	0.02	0.9	-0.43	-0.04		-0.03	-0.05	0.19	-0.07	0.74	0.01	-0.11	0.0	-0.61	0.41	0.43	-0.62	0.45	0.9	0.74
Other Stockholder Equity	-0.37	0.3	-0.44	-0.45	-0.52	0.33	-0.51	0.22	-0.36	-0.86	-0.03		-0.34	-0.13	0.27	-0.07	0.13	0.15	0.13	-0.32	-0.35	-0.36	-0.31	-0.07	-0.21	-0.02
Total Liab	1.0	0.38	-0.16	-0.14	0.83	0.27	0.97	0.07	-0.33	0.72	-0.05	-0.34		0.32	0.25	0.55	0.44	0.69	0.51	0.53	0.75	0.74	0.51	0.68	0.3	0.02
Short Term Debt	0.32	0.2	0.05	0.06	0.28	0.2	0.32	0.11	0.03	0.21	0.19	-0.13	0.32		0.42	0.28	-0.06	0.02	0.07	0.2	0.27	0.27	0.19	0.47	0.36	0.14
Intangible Assets	0.23	0.1	0.14	0.14	0.05	0.12	0.16	-0.07	0.1	-0.09	-0.07	0.27	0.25	0.42		0.05	0.03	0.02	-0.04	0.32	-0.01	-0.01	0.32	0.49	0.13	0.02
Non Current Assets Total	0.53	0.89	-0.72	-0.72	0.33	0.87	0.54	0.85	-0.77	0.29	0.74	-0.07	0.55	0.28	0.05		0.46	0.54	0.41	-0.24	0.7	0.72	-0.27	0.78	0.87	0.5
Net Receivables	0.44	0.43	-0.52	-0.52	0.42	0.47	0.37	0.28	-0.66	0.14	0.01	0.13	0.44	-0.06	0.03	0.46		0.73	0.04	0.05	0.07	0.07	0.05	0.35	0.21	-0.06
Total Current Assets	0.67	0.63	-0.65	-0.62	0.5	0.52	0.55	0.27	-0.78	0.2	-0.11	0.15	0.69	0.02	0.02	0.54	0.73		0.63	0.14	0.43	0.43	0.13	0.47	0.09	-0.12
Cash	0.5	0.51	-0.44	-0.42	0.38	0.29	0.41	0.23	-0.49	0.13	0.0	0.13	0.51	0.07	-0.04	0.41	0.04	0.63		0.08	0.57	0.57	0.07	0.37	0.06	-0.14
Cash And Short Term Investments	0.56	-0.42	0.59	0.61	0.65	-0.5	0.49	-0.67	0.44	0.54	-0.61	-0.32	0.53	0.2	0.32	-0.24	0.05	0.14	0.08		0.01	0.0	1.0	0.15	-0.31	-0.54
Common Stock Total Equity	0.73	0.57	-0.37	-0.36	0.46	0.47	0.8	0.45	-0.43	0.56	0.41	-0.35	0.75	0.27	-0.01	0.7	0.07	0.43	0.57	0.01		1.0	-0.01	0.61	0.54	0.52
Common Stock	0.72	0.59	-0.39	-0.38	0.46	0.49	0.79	0.48	-0.44	0.56	0.43	-0.36	0.74	0.27	-0.01	0.72	0.07	0.43	0.57	0.0	1.0		-0.02	0.62	0.57	0.53
Short Term Investments	0.54	-0.44	0.6	0.62	0.64	-0.52	0.47	-0.68	0.45	0.53	-0.62	-0.31	0.51	0.19	0.32	-0.27	0.05	0.13	0.07	1.0	-0.01	-0.02		0.13	-0.33	-0.55
Other Liab	0.66	0.66	-0.38	-0.37	0.41	0.62	0.63	0.51	-0.47	0.37	0.45	-0.07	0.68	0.47	0.49	0.78	0.35	0.47	0.37	0.15	0.61	0.62	0.13		0.7	0.29
Long Term Debt	0.29	0.68	-0.44	-0.45	0.17	0.72	0.36	0.81	-0.44	0.28	0.9	-0.21	0.3	0.36	0.13	0.87	0.21	0.09	0.06	-0.31	0.54	0.57	-0.33	0.7		0.62
Good Will	-0.03	0.5	-0.43	-0.44	-0.35	0.59	0.11	0.68	-0.33	-0.06	0.74	-0.02	0.02	0.14	0.02	0.5	-0.06	-0.12	-0.14	-0.54	0.52	0.53	-0.55	0.29	0.62

Click cells to compare fundamentals

Horace Mann Account Relationship Matchups

Horace Mann fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	12.5B	13.5B	14.4B	13.3B	11.7B	7.7B
Short Long Term Debt Total	433.0M	437.3M	502.6M	498M	546M	573.3M
Other Current Liab	9.4B	9.4B	(135M)	(249M)	(1.9B)	(1.8B)
Total Current Liabilities	9.4B	9.4B	135M	249M	(1.9B)	(1.8B)
Total Stockholder Equity	1.6B	1.8B	1.8B	1.1B	1.2B	905.6M
Net Debt	407.5M	415M	369.6M	455.2M	516.3M	542.1M
Retained Earnings	1.4B	1.4B	1.5B	1.5B	1.5B	789.2M
Non Currrent Assets Other	(38.5M)	(28.9M)	(29.2M)	(135.3M)	9.3B	9.7B
Other Assets	(626.1M)	(771.0M)	(43M)	361.4M	1.0	0.95
Liabilities And Stockholders Equity	12.5B	13.5B	14.4B	13.3B	11.7B	7.7B
Non Current Liabilities Total	298.0M	302.3M	253.6M	249M	12.4B	13.0B
Other Stockholder Equity	(5.0M)	259K	1.9M	(14.8M)	(13M)	(12.4M)
Total Liab	10.9B	11.7B	12.6B	12.2B	10.5B	6.8B
Short Term Debt	872.5M	0.0	135M	249M	286.4M	300.7M
Intangible Assets	177.2M	158.5M	145.4M	185.2M	156.9M	134.9M
Non Current Assets Total	6.9B	7.5B	7.7B	6.9B	10.8B	11.4B
Net Receivables	2.3B	2.4B	153.2M	506.2M	480.5M	386.4M
Total Current Assets	6.2B	6.7B	6.7B	6.1B	830.2M	1.3B
Cash	25.5M	22.3M	133M	42.8M	29.7M	23.2M
Cash And Short Term Investments	6.2B	6.7B	6.7B	5.5B	551.9M	524.3M
Accumulated Other Comprehensive Income	219.7M	355.1M	280.5M	(399.4M)	(314M)	(298.3M)
Short Term Investments	6.2B	6.7B	6.6B	5.5B	294.1M	279.4M
Other Liab	9.1B	9.8B	10.5B	10.0B	11.5B	12.1B
Long Term Debt	298.0M	302.3M	253.6M	249M	546M	573.3M
Good Will	49.1M	43.5M	43.5M	54.3M	62.4M	52.6M
Property Plant Equipment	76.6M	77.3M	75M	80.9M	93.0M	97.7M
Accounts Payable	442.9M	438.8M	425.9M	585.1M	672.9M	343.8M
Other Current Assets	249.1M	296.3M	394M	794.5M	830.2M	871.7M
Net Tangible Assets	1.3B	1.6B	1.7B	1.0B	1.2B	1.4B
Retained Earnings Total Equity	1.2B	1.4B	1.4B	1.5B	1.8B	1.3B
Long Term Debt Total	298.0M	302.3M	253.6M	498M	572.7M	297.3M
Capital Surpluse	481.0M	488.4M	495.3M	502.6M	578.0M	493.9M
Long Term Investments	6.6B	7.3B	7.4B	6.6B	6.7B	7.9B
Non Current Liabilities Other	5.7B	10.5B	11.2B	12.1B	13.9B	9.1B
Property Plant And Equipment Net	60.1M	64.7M	66M	69.3M	68.6M	52.2M

Horace Mann Investors Sentiment

The influence of Horace Mann's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Horace. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to Horace Mann's public news can be used to forecast risks associated with an investment in Horace. The trend in average sentiment can be used to explain how an investor holding Horace can time the market purely based on public headlines and social activities around Horace Mann Educators. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Horace Mann's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Horace Mann's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Horace Mann's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Horace Mann.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Horace Mann in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Horace Mann's short interest history, or implied volatility extrapolated from Horace Mann options trading.

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When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:

How To Invest In Horace

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Is Horace Stock a good investment?

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What is Horace Mann's Net Worth?

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Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.

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When running Horace Mann's price analysis, check to measure Horace Mann's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horace Mann is operating at the current time. Most of Horace Mann's value examination focuses on studying past and present price action to predict the probability of Horace Mann's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Horace Mann's price. Additionally, you may evaluate how the addition of Horace Mann to your portfolios can decrease your overall portfolio volatility.

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Is Horace Mann's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.43)

Dividend Share

1.32

Earnings Share

1.09

Revenue Per Share

36.123

Quarterly Revenue Growth

0.163

The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Horace Payout Ratio vs Price to Sales Ratio Analysis

Payout Ratio vs Price To Sales Ratio

Payout Ratio vs Price to Sales Ratio Correlation Analysis

Correlation Coefficient

Payout Ratio

Price To Sales Ratio

Horace Mann fundamental ratios Correlations

Horace Mann Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Horace Mann fundamental ratios Accounts

Horace Mann Investors Sentiment

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Total Current Liabilities	+ 1.0	Other Current Liab
Short Term Investments	+ 1.0	Cash And Short Term Investments
Common Stock	+ 1.0	Common Stock Total Equity
Other Assets	+ 0.98	Other Current Liab
Retained Earnings	+ 0.97	Total Assets

Other Assets	- 0.91	Short Long Term Debt Total
Total Current Liabilities	- 0.91	Short Long Term Debt Total
Other Current Liab	- 0.91	Short Long Term Debt Total
Net Debt	- 0.9	Total Current Liabilities
Net Debt	- 0.9	Other Current Liab
Other Assets	- 0.88	Net Debt