HMN Historical Income Statement

HMNF Stock  USD 21.06  0.32  1.50%   
Historical analysis of HMN Financial income statement accounts such as Selling And Marketing Expenses of 26.2 M or Total Revenue of 35.7 M can show how well HMN Financial performed in making a profits. Evaluating HMN Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of HMN Financial's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining HMN Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether HMN Financial is a good buy for the upcoming year.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HMN Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more detail on how to invest in HMN Stock please use our How to Invest in HMN Financial guide.

About HMN Income Statement Analysis

HMN Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to HMN Financial shareholders. The income statement also shows HMN investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

HMN Financial Income Statement Chart

HMN Financial Income Statement is one of the three primary financial statements used for reporting HMN's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of HMN Financial revenue and expense. HMN Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, HMN Financial's Other Operating Expenses is most likely to decrease significantly in the upcoming years. The HMN Financial's current Total Other Income Expense Net is estimated to increase to about 9 M, while Selling General Administrative is projected to decrease to roughly 3.1 M.

Total Revenue

Total revenue comprises all receipts HMN Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of HMN Financial minus its cost of goods sold. It is profit before HMN Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.
Most accounts from HMN Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into HMN Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HMN Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more detail on how to invest in HMN Stock please use our How to Invest in HMN Financial guide.At this time, HMN Financial's Other Operating Expenses is most likely to decrease significantly in the upcoming years. The HMN Financial's current Total Other Income Expense Net is estimated to increase to about 9 M, while Selling General Administrative is projected to decrease to roughly 3.1 M.
 2021 2022 2023 2024 (projected)
Gross Profit44.5M41.1M43.5M35.7M
Total Revenue44.5M41.1M43.5M35.7M

HMN Financial income statement Correlations

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0.31-0.05-0.03-0.63-0.25-0.25-0.60.990.990.710.70.00.590.040.22-0.350.180.03-0.090.14-0.35
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0.07-0.450.060.030.240.24-0.570.680.680.70.190.580.790.130.69-0.030.530.470.360.46-0.03
-0.2-0.350.10.580.770.77-0.34-0.05-0.050.0-0.580.580.340.260.550.310.70.710.670.80.31
0.09-0.370.060.060.040.04-0.410.570.570.590.280.790.34-0.510.88-0.070.170.150.090.2-0.07
-0.02-0.050.01-0.060.270.27-0.160.030.030.04-0.170.130.26-0.51-0.460.040.460.410.340.30.04
0.04-0.570.240.520.350.35-0.310.170.170.22-0.160.690.550.88-0.460.030.290.290.230.30.03
-0.950.52-0.740.310.320.320.39-0.25-0.25-0.35-0.4-0.030.31-0.070.040.030.040.420.70.251.0
0.0-0.330.190.30.650.65-0.390.130.130.18-0.40.530.70.170.460.290.040.760.570.640.04
-0.33-0.12-0.050.390.790.79-0.330.010.010.03-0.570.470.710.150.410.290.420.760.920.790.42
-0.570.08-0.280.40.750.75-0.12-0.08-0.08-0.09-0.580.360.670.090.340.230.70.570.920.680.7
-0.2-0.05-0.020.280.710.71-0.590.110.110.14-0.470.460.80.20.30.30.250.640.790.680.25
-0.950.52-0.740.310.320.320.39-0.25-0.25-0.35-0.4-0.030.31-0.070.040.031.00.040.420.70.25
Click cells to compare fundamentals

HMN Financial Account Relationship Matchups

HMN Financial income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization2.0M2.5M2.3M2.1M(8.6M)(8.1M)
Interest Expense3.3M2.9M1.6M2.0M12.7M13.2M
Selling General Administrative15.7M15.6M16.1M17.2M3.2M3.1M
Total Revenue37.0M44.1M44.5M41.1M43.5M35.7M
Gross Profit37.0M44.1M44.5M41.1M43.5M35.7M
Other Operating Expenses25.9M(29.7M)(25.5M)(27.9M)34.9M36.7M
Operating Income11.1M14.4M18.9M13.3M8.6M8.1M
Ebit11.1M14.4M18.9M13.3M8.6M8.1M
Ebitda13.1M16.9M21.2M15.4M8.6M8.1M
Total Operating Expenses(25.9M)(29.7M)(25.5M)(27.9M)(34.9M)(33.2M)
Income Before Tax11.1M14.4M18.9M11.3M8.6M7.9M
Total Other Income Expense Net11.1M14.4M18.9M(2.0M)8.6M9.0M
Net Income7.8M10.3M13.6M8.0M6.0M5.2M
Income Tax Expense3.3M4.1M5.4M3.2M2.5M1.9M
Net Income Applicable To Common Shares7.8M10.3M13.6M8.0M9.3M8.1M
Net Income From Continuing Ops7.8M10.3M13.6M8.0M6.0M8.1M
Tax Provision3.3M4.1M5.4M3.2M2.5M3.9M
Net Interest Income28.6M29.1M30.2M32.3M30.8M30.6M
Interest Income31.9M32.0M31.8M34.3M43.5M34.2M
Reconciled Depreciation2.0M2.5M2.3M2.1M2.0M2.2M
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards HMN Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, HMN Financial's short interest history, or implied volatility extrapolated from HMN Financial options trading.

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When determining whether HMN Financial is a strong investment it is important to analyze HMN Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact HMN Financial's future performance. For an informed investment choice regarding HMN Stock, refer to the following important reports:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HMN Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more detail on how to invest in HMN Stock please use our How to Invest in HMN Financial guide.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.

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Is HMN Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HMN Financial. If investors know HMN will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HMN Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.41)
Dividend Share
0.3
Earnings Share
1.37
Revenue Per Share
8.81
Quarterly Revenue Growth
(0.14)
The market value of HMN Financial is measured differently than its book value, which is the value of HMN that is recorded on the company's balance sheet. Investors also form their own opinion of HMN Financial's value that differs from its market value or its book value, called intrinsic value, which is HMN Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HMN Financial's market value can be influenced by many factors that don't directly affect HMN Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HMN Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if HMN Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HMN Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.