IROQ Short Term Debt vs Long Term Debt Analysis

IROQ Stock

USD 17.59 0.24 1.38%

IF Bancorp financial indicator trend analysis is infinitely more than just investigating IF Bancorp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether IF Bancorp is a good investment. Please check the relationship between IF Bancorp Short Term Debt and its Long Term Debt accounts. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.

To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.

Short Term Debt vs Long Term Debt

Short Term Debt vs Long Term Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of IF Bancorp Short Term Debt account and Long Term Debt. At this time, the significance of the direction appears to have almost no relationship.

The correlation between IF Bancorp's Short Term Debt and Long Term Debt is 0.1. Overlapping area represents the amount of variation of Short Term Debt that can explain the historical movement of Long Term Debt in the same time period over historical financial statements of IF Bancorp, assuming nothing else is changed. The correlation between historical values of IF Bancorp's Short Term Debt and Long Term Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Short Term Debt of IF Bancorp are associated (or correlated) with its Long Term Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Long Term Debt has no effect on the direction of Short Term Debt i.e., IF Bancorp's Short Term Debt and Long Term Debt go up and down completely randomly.

Correlation Coefficient

0.1

Relationship Direction	Positive
Relationship Strength	Insignificant

View All Relationships

Short Term Debt

Long Term Debt

Long-term debt is a debt that IF Bancorp has held for over one year. Long-term debt appears on IF Bancorp balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on IF Bancorp balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Most indicators from IF Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into IF Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.

To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.At this time, IF Bancorp's Tax Provision is relatively stable compared to the past year. As of 06/02/2024, Enterprise Value Over EBITDA is likely to grow to 10.12, while Selling General Administrative is likely to drop slightly above 11.2 M.

	2021	2022	2023	2024 (projected)
Interest Expense	2.5M	10.1M	11.6M	5.9M
Depreciation And Amortization	675K	663K	762.5K	526.8K

Interest Expense Depreciation And Amortization

IF Bancorp fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Short Term Investments	Non Current Liabilities Total	Inventory	Other Current Assets	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Intangible Assets
Total Assets		-0.62	0.15	0.57	0.35	0.89	0.89	-0.62	0.6	0.58	0.48	0.56	-0.15	-0.1	-0.23	0.13	0.78	-0.91	0.74	-0.64	-0.46	-0.48	1.0	0.79	-0.33	0.84
Short Long Term Debt Total	-0.62		-0.27	-0.55	0.34	-0.62	-0.64	0.86	-0.2	-0.67	-0.53	-0.25	0.51	0.35	0.33	0.11	-0.58	0.7	-0.28	0.98	0.48	0.51	-0.66	-0.75	0.48	-0.7
Other Current Liab	0.15	-0.27		0.23	-0.19	0.21	0.3	-0.29	0.05	0.25	0.24	0.56	0.11	-0.11	-0.59	0.02	0.24	-0.03	0.15	-0.27	-0.2	-0.46	0.17	0.28	-0.34	0.23
Total Current Liabilities	0.57	-0.55	0.23		0.14	0.68	0.62	-0.49	-0.03	0.5	0.33	0.27	-0.28	-0.72	-0.2	0.0	0.41	-0.71	0.32	-0.55	-0.72	-0.74	0.57	0.48	-0.62	0.47
Total Stockholder Equity	0.35	0.34	-0.19	0.14		0.23	0.2	0.18	0.28	-0.04	0.04	0.24	0.49	0.04	0.17	0.3	0.05	-0.3	0.39	0.35	-0.22	-0.08	0.27	0.05	0.07	0.19
Other Liab	0.89	-0.62	0.21	0.68	0.23		0.75	-0.73	0.37	0.38	0.65	0.6	-0.22	-0.13	-0.38	0.29	0.56	-0.84	0.65	-0.66	-0.52	-0.43	0.89	0.66	-0.23	0.72
Property Plant And Equipment Net	0.89	-0.64	0.3	0.62	0.2	0.75		-0.62	0.41	0.59	0.45	0.34	-0.32	-0.3	-0.15	0.06	0.73	-0.84	0.55	-0.68	-0.58	-0.48	0.9	0.73	-0.39	0.74
Net Debt	-0.62	0.86	-0.29	-0.49	0.18	-0.73	-0.62		0.02	-0.3	-0.89	-0.28	0.38	0.26	0.4	-0.34	-0.35	0.65	-0.36	0.9	0.64	0.36	-0.65	-0.52	0.16	-0.52
Retained Earnings	0.6	-0.2	0.05	-0.03	0.28	0.37	0.41	0.02		0.59	-0.2	0.57	0.0	0.31	-0.19	-0.37	0.74	-0.41	0.44	-0.15	0.21	-0.19	0.59	0.66	-0.3	0.69
Accounts Payable	0.58	-0.67	0.25	0.5	-0.04	0.38	0.59	-0.3	0.59		-0.08	0.38	-0.31	-0.37	-0.23	-0.56	0.81	-0.63	0.29	-0.57	-0.26	-0.72	0.6	0.88	-0.84	0.8
Cash	0.48	-0.53	0.24	0.33	0.04	0.65	0.45	-0.89	-0.2	-0.08		0.25	-0.17	-0.12	-0.37	0.67	0.06	-0.46	0.35	-0.6	-0.64	-0.15	0.49	0.22	0.16	0.28
Non Current Assets Total	0.56	-0.25	0.56	0.27	0.24	0.6	0.34	-0.28	0.57	0.38	0.25		0.18	0.17	-0.72	-0.02	0.59	-0.32	0.46	-0.25	-0.08	-0.47	0.56	0.52	-0.36	0.52
Non Currrent Assets Other	-0.15	0.51	0.11	-0.28	0.49	-0.22	-0.32	0.38	0.0	-0.31	-0.17	0.18		0.31	0.06	0.43	-0.25	0.24	0.42	0.51	0.21	-0.03	-0.19	-0.31	0.23	-0.21
Other Assets	-0.1	0.35	-0.11	-0.72	0.04	-0.13	-0.3	0.26	0.31	-0.37	-0.12	0.17	0.31		0.08	0.18	-0.18	0.25	0.1	0.35	0.78	0.67	-0.1	-0.08	0.68	-0.03
Long Term Debt	-0.23	0.33	-0.59	-0.2	0.17	-0.38	-0.15	0.4	-0.19	-0.23	-0.37	-0.72	0.06	0.08		-0.02	-0.35	0.01	-0.17	0.35	0.23	0.5	-0.25	-0.25	0.38	-0.2
Cash And Short Term Investments	0.13	0.11	0.02	0.0	0.3	0.29	0.06	-0.34	-0.37	-0.56	0.67	-0.02	0.43	0.18	-0.02		-0.4	-0.11	0.49	0.03	-0.28	0.16	0.11	-0.27	0.61	-0.13
Net Receivables	0.78	-0.58	0.24	0.41	0.05	0.56	0.73	-0.35	0.74	0.81	0.06	0.59	-0.25	-0.18	-0.35	-0.4		-0.61	0.45	-0.59	-0.24	-0.59	0.8	0.78	-0.66	0.72
Common Stock Shares Outstanding	-0.91	0.7	-0.03	-0.71	-0.3	-0.84	-0.84	0.65	-0.41	-0.63	-0.46	-0.32	0.24	0.25	0.01	-0.11	-0.61		-0.64	0.69	0.52	0.48	-0.91	-0.82	0.35	-0.86
Short Term Investments	0.74	-0.28	0.15	0.32	0.39	0.65	0.55	-0.36	0.44	0.29	0.35	0.46	0.42	0.1	-0.17	0.49	0.45	-0.64		-0.3	-0.25	-0.43	0.72	0.49	-0.08	0.59
Non Current Liabilities Total	-0.64	0.98	-0.27	-0.55	0.35	-0.66	-0.68	0.9	-0.15	-0.57	-0.6	-0.25	0.51	0.35	0.35	0.03	-0.59	0.69	-0.3		0.52	0.48	-0.69	-0.66	0.42	-0.62
Inventory	-0.46	0.48	-0.2	-0.72	-0.22	-0.52	-0.58	0.64	0.21	-0.26	-0.64	-0.08	0.21	0.78	0.23	-0.28	-0.24	0.52	-0.25	0.52		0.62	-0.45	-0.22	0.42	-0.25
Other Current Assets	-0.48	0.51	-0.46	-0.74	-0.08	-0.43	-0.48	0.36	-0.19	-0.72	-0.15	-0.47	-0.03	0.67	0.5	0.16	-0.59	0.48	-0.43	0.48	0.62		-0.48	-0.53	0.88	-0.48
Total Liab	1.0	-0.66	0.17	0.57	0.27	0.89	0.9	-0.65	0.59	0.6	0.49	0.56	-0.19	-0.1	-0.25	0.11	0.8	-0.91	0.72	-0.69	-0.45	-0.48		0.81	-0.34	0.84
Property Plant And Equipment Gross	0.79	-0.75	0.28	0.48	0.05	0.66	0.73	-0.52	0.66	0.88	0.22	0.52	-0.31	-0.08	-0.25	-0.27	0.78	-0.82	0.49	-0.66	-0.22	-0.53	0.81		-0.55	0.98
Total Current Assets	-0.33	0.48	-0.34	-0.62	0.07	-0.23	-0.39	0.16	-0.3	-0.84	0.16	-0.36	0.23	0.68	0.38	0.61	-0.66	0.35	-0.08	0.42	0.42	0.88	-0.34	-0.55		-0.45
Intangible Assets	0.84	-0.7	0.23	0.47	0.19	0.72	0.74	-0.52	0.69	0.8	0.28	0.52	-0.21	-0.03	-0.2	-0.13	0.72	-0.86	0.59	-0.62	-0.25	-0.48	0.84	0.98	-0.45

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IF Bancorp Account Relationship Matchups

IF Bancorp fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	735.5M	797.3M	857.6M	849.0M	976.3M	676.9M
Short Long Term Debt Total	37.5M	28M	15M	19.5M	17.6M	16.7M
Other Current Liab	(3.5M)	(3.2M)	(176K)	(1.7M)	(1.5M)	(1.6M)
Total Current Liabilities	3.5M	3.2M	176K	1.7M	1.9M	2.0M
Total Stockholder Equity	82.6M	85.3M	71.7M	71.8M	82.5M	79.5M
Other Liab	7.9M	10.2M	9.6M	7.9M	9.0M	6.8M
Property Plant And Equipment Net	10.2M	9.8M	9.5M	11.1M	12.8M	7.5M
Net Debt	4.0M	(34.7M)	(60.8M)	8.5M	7.7M	14.9M
Retained Earnings	31.2M	35.6M	40.4M	43.4M	49.9M	40.7M
Accounts Payable	537K	199K	176K	1.7M	1.9M	2.0M
Cash	33.5M	62.7M	75.8M	11.0M	12.6M	12.0M
Non Current Assets Total	173.3M	200.7M	231.9M	213.9M	246.0M	191.6M
Non Currrent Assets Other	(3.7M)	(3.9M)	(10.5M)	(12.5M)	(14.3M)	(13.6M)
Other Assets	364.4M	342.1M	1.1B	624.1M	561.7M	516.3M
Long Term Debt	34.5M	25M	15M	19.5M	22.4M	35.0M
Cash And Short Term Investments	195.9M	252.6M	298.2M	11.0M	12.6M	12.0M
Net Receivables	1.9M	1.9M	2.0M	2.8M	3.2M	2.1M
Common Stock Shares Outstanding	3.1M	3.1M	3.1M	3.2M	2.9M	3.1M
Short Term Investments	162.4M	189.9M	220.9M	201.3M	231.5M	135.7M
Liabilities And Stockholders Equity	735.5M	797.3M	857.6M	849.0M	976.3M	676.9M
Non Current Liabilities Total	34.5M	25M	15M	19.5M	17.6M	34.9M
Inventory	(38.8M)	(67.1M)	120K	(17.8M)	(16.0M)	(16.9M)
Other Current Assets	38.8M	67.1M	325.4M	15.1M	13.5M	12.9M
Total Liab	653.0M	712.0M	785.9M	777.2M	893.8M	597.3M
Property Plant And Equipment Gross	10.2M	9.8M	18.2M	20.3M	23.3M	24.5M
Total Current Assets	197.8M	254.5M	625.7M	11.0M	9.9M	9.4M
Accumulated Other Comprehensive Income	4.2M	1.9M	(17.3M)	(21.6M)	(19.5M)	(18.5M)
Intangible Assets	715K	1.0M	1.5M	1.5M	1.7M	1.8M
Property Plant Equipment	10.2M	9.8M	9.5M	11.1M	12.8M	7.5M
Net Tangible Assets	82.6M	85.3M	71.7M	71.8M	64.6M	65.0M
Retained Earnings Total Equity	38.9M	35.4M	31.2M	35.6M	41.0M	36.6M
Capital Surpluse	48.4M	48.8M	49.2M	49.6M	57.1M	52.6M
Other Stockholder Equity	47.1M	47.7M	48.6M	(12.5M)	(11.3M)	(10.7M)
Long Term Investments	162.4M	189.9M	220.9M	201.3M	181.2M	178.9M
Non Current Liabilities Other	73.9M	30.7M	44.4M	38.1M	34.3M	44.3M

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When determining whether IF Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if IROQ Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about If Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about If Bancorp Stock:

How To Invest In IROQ

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Is IROQ Stock a good investment?

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What is IF Bancorp's Net Worth?

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Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in IF Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.

To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide.

You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.

Complementary Tools for IROQ Stock analysis

When running IF Bancorp's price analysis, check to measure IF Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy IF Bancorp is operating at the current time. Most of IF Bancorp's value examination focuses on studying past and present price action to predict the probability of IF Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move IF Bancorp's price. Additionally, you may evaluate how the addition of IF Bancorp to your portfolios can decrease your overall portfolio volatility.

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Is IF Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of IF Bancorp. If investors know IROQ will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about IF Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.048

Dividend Share

0.4

Earnings Share

0.63

Revenue Per Share

7.103

Quarterly Revenue Growth

0.009

The market value of IF Bancorp is measured differently than its book value, which is the value of IROQ that is recorded on the company's balance sheet. Investors also form their own opinion of IF Bancorp's value that differs from its market value or its book value, called intrinsic value, which is IF Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because IF Bancorp's market value can be influenced by many factors that don't directly affect IF Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between IF Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if IF Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, IF Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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IROQ Short Term Debt vs Long Term Debt Analysis

Short Term Debt vs Long Term Debt

Short Term Debt vs Long Term Debt Correlation Analysis

Correlation Coefficient

Short Term Debt

Long Term Debt

IF Bancorp fundamental ratios Correlations

IF Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

IF Bancorp fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

Complementary Tools for IROQ Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Non Current Liabilities Total	+ 0.98	Short Long Term Debt Total
Intangible Assets	+ 0.98	Property Plant And Equipment Gross
Total Liab	+ 0.9	Property Plant And Equipment Net
Non Current Liabilities Total	+ 0.9	Net Debt
Other Liab	+ 0.89	Total Assets

Total Liab	- 0.91	Common Stock Shares Outstanding
Common Stock Shares Outstanding	- 0.91	Total Assets
Cash	- 0.89	Net Debt
Intangible Assets	- 0.86	Common Stock Shares Outstanding
Total Current Assets	- 0.84	Accounts Payable
Common Stock Shares Outstanding	- 0.84	Property Plant And Equipment Net