LendingClub Cost of Revenue vs Enterprise Value Analysis

LC Stock

USD 7.61 0.07 0.91%

LendingClub Corp financial indicator trend analysis is infinitely more than just investigating LendingClub Corp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether LendingClub Corp is a good investment. Please check the relationship between LendingClub Corp Cost Of Revenue and its Enterprise Value accounts. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.

For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.

Cost Of Revenue vs Enterprise Value

Cost of Revenue vs Enterprise Value Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of LendingClub Corp Cost of Revenue account and Enterprise Value. At this time, the significance of the direction appears to have very week relationship.

The correlation between LendingClub Corp's Cost of Revenue and Enterprise Value is 0.24. Overlapping area represents the amount of variation of Cost of Revenue that can explain the historical movement of Enterprise Value in the same time period over historical financial statements of LendingClub Corp, assuming nothing else is changed. The correlation between historical values of LendingClub Corp's Cost of Revenue and Enterprise Value is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Cost of Revenue of LendingClub Corp are associated (or correlated) with its Enterprise Value. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Enterprise Value has no effect on the direction of Cost of Revenue i.e., LendingClub Corp's Cost of Revenue and Enterprise Value go up and down completely randomly.

Correlation Coefficient

0.24

Relationship Direction	Positive
Relationship Strength	Very Weak

View All Relationships

Cost Of Revenue

Cost of Revenue is found on LendingClub Corp income statement and represents the costs associated with goods and services LendingClub Corp provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.

Enterprise Value

Enterprise Value (or EV) is usually referred to as LendingClub Corp theoretical takeover price. In the event of an acquisition, an acquirer would have to take on LendingClub Corp debt, but would also pocket its cash. Enterprise Value is more accurate representation of LendingClub Corp value than its market capitalization because it takes into account all of LendingClub Corp existing debt. A measure of a company's total value, often used as a more comprehensive alternative to equity market capitalization that includes the market capitalization, plus total debt, minority interest and preferred shares, minus total cash and cash equivalents.

Most indicators from LendingClub Corp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into LendingClub Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.

For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.At present, LendingClub Corp's Issuance Of Capital Stock is projected to decrease significantly based on the last few years of reporting.

	2021	2022	2023	2024 (projected)
Interest Income	292.8M	557.3M	832.6M	874.3M
Net Interest Income	212.8M	474.8M	561.8M	589.9M

Interest Income Net Interest Income

LendingClub Corp fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Current Deferred Revenue	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Common Stock Total Equity	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Current Assets	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Common Stock	Net Tangible Assets
Total Assets		-0.33	0.02	0.56	0.96	0.3	0.8	-0.87	-0.93	0.96	0.96	-0.16	-0.07	0.98	0.97	0.44	-0.16	0.94	0.88	-0.05	0.85	0.99	0.0	0.99	0.94	-0.15
Short Long Term Debt Total	-0.33		-0.12	-0.15	-0.28	-0.39	-0.04	0.67	0.31	-0.34	-0.33	0.03	0.25	-0.24	-0.32	0.35	0.77	-0.33	0.03	0.68	-0.29	-0.35	-0.38	-0.39	-0.24	0.23
Other Current Liab	0.02	-0.12		-0.34	0.04	-0.16	0.05	-0.12	-0.06	0.05	0.06	-0.07	0.05	-0.01	0.06	-0.14	-0.46	0.06	0.04	0.03	-0.15	0.01	-0.09	0.07	0.07	-0.26
Total Current Liabilities	0.56	-0.15	-0.34		0.65	0.48	0.63	-0.52	-0.65	0.6	0.61	-0.05	0.11	0.56	0.62	0.23	-0.1	0.64	0.59	-0.1	0.64	0.48	0.0	0.57	0.62	-0.07
Total Stockholder Equity	0.96	-0.28	0.04	0.65		0.22	0.91	-0.88	-0.99	0.99	1.0	-0.22	0.13	0.96	1.0	0.4	-0.21	0.99	0.94	-0.01	0.79	0.91	-0.19	0.98	0.99	-0.29
Property Plant And Equipment Net	0.3	-0.39	-0.16	0.48	0.22		-0.11	-0.27	-0.17	0.24	0.19	0.39	-0.47	0.3	0.22	0.17	-0.1	0.18	0.02	-0.41	0.68	0.34	0.73	0.26	0.12	0.59
Current Deferred Revenue	0.8	-0.04	0.05	0.63	0.91	-0.11		-0.72	-0.93	0.88	0.9	-0.34	0.42	0.82	0.9	0.37	-0.15	0.92	0.95	0.17	0.51	0.7	-0.52	0.82	0.94	-0.52
Net Debt	-0.87	0.67	-0.12	-0.52	-0.88	-0.27	-0.72		0.9	-0.9	-0.91	0.14	-0.05	-0.82	-0.9	-0.09	0.56	-0.91	-0.7	0.31	-0.68	-0.83	0.03	-0.92	-0.87	0.41
Retained Earnings	-0.93	0.31	-0.06	-0.65	-0.99	-0.17	-0.93	0.9		-0.99	-0.99	0.24	-0.2	-0.92	-0.99	-0.34	0.29	-1.0	-0.94	0.03	-0.73	-0.86	0.26	-0.96	-1.0	0.4
Accounts Payable	0.96	-0.34	0.05	0.6	0.99	0.24	0.88	-0.9	-0.99		0.99	-0.16	0.15	0.95	0.99	0.37	-0.27	0.99	0.92	-0.04	0.78	0.91	-0.19	0.97	0.98	-0.32
Cash	0.96	-0.33	0.06	0.61	1.0	0.19	0.9	-0.91	-0.99	0.99		-0.23	0.13	0.95	1.0	0.35	-0.26	0.99	0.93	-0.03	0.76	0.91	-0.2	0.98	0.99	-0.33
Non Current Assets Total	-0.16	0.03	-0.07	-0.05	-0.22	0.39	-0.34	0.14	0.24	-0.16	-0.23		0.09	-0.17	-0.21	-0.16	-0.02	-0.22	-0.31	-0.01	0.04	-0.12	0.34	-0.23	-0.26	0.32
Non Currrent Assets Other	-0.07	0.25	0.05	0.11	0.13	-0.47	0.42	-0.05	-0.2	0.15	0.13	0.09		-0.01	0.13	-0.11	-0.16	0.17	0.25	0.25	-0.33	-0.19	-0.75	-0.05	0.22	-0.62
Other Assets	0.98	-0.24	-0.01	0.56	0.96	0.3	0.82	-0.82	-0.92	0.95	0.95	-0.17	-0.01		0.96	0.5	-0.09	0.93	0.9	0.01	0.83	0.96	-0.06	0.95	0.93	-0.1
Cash And Short Term Investments	0.97	-0.32	0.06	0.62	1.0	0.22	0.9	-0.9	-0.99	0.99	1.0	-0.21	0.13	0.96		0.36	-0.24	0.99	0.93	-0.02	0.78	0.91	-0.19	0.98	0.99	-0.31
Net Receivables	0.44	0.35	-0.14	0.23	0.4	0.17	0.37	-0.09	-0.34	0.37	0.35	-0.16	-0.11	0.5	0.36		0.51	0.34	0.51	0.12	0.47	0.45	-0.01	0.36	0.38	0.23
Common Stock Total Equity	-0.16	0.77	-0.46	-0.1	-0.21	-0.1	-0.15	0.56	0.29	-0.27	-0.26	-0.02	-0.16	-0.09	-0.24	0.51		-0.29	-0.01	0.39	0.06	-0.12	0.0	-0.25	-0.23	0.59
Common Stock Shares Outstanding	0.94	-0.33	0.06	0.64	0.99	0.18	0.92	-0.91	-1.0	0.99	0.99	-0.22	0.17	0.93	0.99	0.34	-0.29		0.93	-0.03	0.74	0.88	-0.23	0.97	0.99	-0.39
Non Current Liabilities Total	0.88	0.03	0.04	0.59	0.94	0.02	0.95	-0.7	-0.94	0.92	0.93	-0.31	0.25	0.9	0.93	0.51	-0.01	0.93		0.23	0.66	0.8	-0.4	0.88	0.96	-0.32
Other Current Assets	-0.05	0.68	0.03	-0.1	-0.01	-0.41	0.17	0.31	0.03	-0.04	-0.03	-0.01	0.25	0.01	-0.02	0.12	0.39	-0.03	0.23		-0.16	-0.08	-0.45	-0.09	0.03	-0.02
Other Stockholder Equity	0.85	-0.29	-0.15	0.64	0.79	0.68	0.51	-0.68	-0.73	0.78	0.76	0.04	-0.33	0.83	0.78	0.47	0.06	0.74	0.66	-0.16		0.85	0.33	0.81	0.71	0.29
Total Liab	0.99	-0.35	0.01	0.48	0.91	0.34	0.7	-0.83	-0.86	0.91	0.91	-0.12	-0.19	0.96	0.91	0.45	-0.12	0.88	0.8	-0.08	0.85		0.12	0.96	0.87	-0.05
Property Plant And Equipment Gross	0.0	-0.38	-0.09	0.0	-0.19	0.73	-0.52	0.03	0.26	-0.19	-0.2	0.34	-0.75	-0.06	-0.19	-0.01	0.0	-0.23	-0.4	-0.45	0.33	0.12		-0.05	-0.3	0.69
Total Current Assets	0.99	-0.39	0.07	0.57	0.98	0.26	0.82	-0.92	-0.96	0.97	0.98	-0.23	-0.05	0.95	0.98	0.36	-0.25	0.97	0.88	-0.09	0.81	0.96	-0.05		0.95	-0.25
Common Stock	0.94	-0.24	0.07	0.62	0.99	0.12	0.94	-0.87	-1.0	0.98	0.99	-0.26	0.22	0.93	0.99	0.38	-0.23	0.99	0.96	0.03	0.71	0.87	-0.3	0.95		-0.39
Net Tangible Assets	-0.15	0.23	-0.26	-0.07	-0.29	0.59	-0.52	0.41	0.4	-0.32	-0.33	0.32	-0.62	-0.1	-0.31	0.23	0.59	-0.39	-0.32	-0.02	0.29	-0.05	0.69	-0.25	-0.39

Click cells to compare fundamentals

LendingClub Corp Account Relationship Matchups

LendingClub Corp fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	3.0B	1.9B	4.9B	8.0B	8.8B	9.3B
Short Long Term Debt Total	1.8B	989.1M	430.0M	143.4M	57.2M	54.4M
Other Current Liab	(13.7M)	(4.9M)	(128.8M)	(100.8M)	(58.5M)	(61.5M)
Total Current Liabilities	607.6M	151.9M	128.8M	100.8M	58.5M	55.6M
Total Stockholder Equity	900.2M	724.2M	850.2M	1.2B	1.3B	1.1B
Property Plant And Equipment Net	207.9M	170.7M	175.3M	200.3M	188.1M	108.8M
Net Debt	1.6B	464.1M	(257.1M)	(913.6M)	(1.2B)	(1.2B)
Retained Earnings	(548.5M)	(786.2M)	(717.4M)	(427.7M)	(388.8M)	(408.2M)
Accounts Payable	20.1M	46.9M	101.0M	98.2M	54.6M	59.5M
Cash	243.8M	525.0M	687.1M	1.1B	1.3B	937.0M
Non Current Assets Total	501.6M	389.0M	637.8M	762.1M	237.2M	375.3M
Non Currrent Assets Other	(501.6M)	(389.0M)	(637.8M)	(173.7M)	(1.9B)	(1.8B)
Other Assets	1.9B	791.7M	3.3B	5.8B	5.7B	3.2B
Cash And Short Term Investments	514.7M	667.2M	950.7M	1.4B	1.3B	1.0B
Net Receivables	41.6M	31.9M	15.4M	30.9M	35.8M	37.6M
Common Stock Total Equity	892K	881K	1.0M	1.1M	1.2M	1.8M
Common Stock Shares Outstanding	87.3M	90.4M	102.1M	104.0M	108.5M	137.9M
Liabilities And Stockholders Equity	3.0B	1.9B	4.9B	8.0B	8.8B	9.3B
Non Current Liabilities Total	1.2B	889.0M	402.2M	140.8M	204.3M	194.1M
Other Current Assets	(565.5M)	(628.5M)	(763.6M)	(1.1B)	(1.3B)	(1.3B)
Other Stockholder Equity	1.4B	1.5B	1.6B	1.6B	1.7B	1.8B
Total Liab	2.1B	1.1B	4.1B	6.8B	7.6B	8.0B
Property Plant And Equipment Gross	207.9M	170.7M	98.0M	302.9M	294.1M	308.8M
Total Current Assets	546.6M	682.6M	950.7M	1.4B	2.9B	3.0B
Accumulated Other Comprehensive Income	(565K)	1.5M	7.0M	(37.6M)	(30.3M)	(31.8M)
Common Stock	892K	881K	1.0M	1.1M	1.1M	1.0M
Net Tangible Assets	885.6M	712.7M	774.5M	1.1B	1.3B	711.3M
Long Term Debt	1.1B	636.8M	610.3M	130.3M	19.4M	18.4M
Retained Earnings Total Equity	(548.5M)	(786.2M)	(767.6M)	(427.7M)	(385.0M)	(404.2M)
Long Term Debt Total	1.1B	636.8M	15.5M	130.3M	117.3M	111.4M
Non Current Liabilities Other	740.4M	352.3M	871.1M	420.3M	483.3M	519.2M
Short Term Debt	587.5M	105.0M	27.8M	2.6M	3.9M	3.7M
Property Plant Equipment	114.4M	96.6M	98.0M	136.5M	156.9M	164.8M
Short Term Investments	270.9M	142.2M	263.5M	345.7M	1.6B	1.7B
Capital Surpluse	1.5B	1.5B	1.6B	1.6B	1.9B	1.2B
Inventory	20.0M	565.5M	628.5M	1.1B	1.3B	1.3B

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards LendingClub Corp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, LendingClub Corp's short interest history, or implied volatility extrapolated from LendingClub Corp options trading.

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When determining whether LendingClub Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LendingClub Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lendingclub Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lendingclub Corp Stock:

How To Invest In LendingClub

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Is LendingClub Stock a good investment?

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What is LendingClub Corp's Net Worth?

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Largest Financial Services Companies

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Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.

For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.

Note that the LendingClub Corp information on this page should be used as a complementary analysis to other LendingClub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.

Complementary Tools for LendingClub Stock analysis

When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.

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Is LendingClub Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.60)

Earnings Share

0.36

Revenue Per Share

10.468

Quarterly Revenue Growth

(0.13)

Return On Assets

0.0044

The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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LendingClub Cost of Revenue vs Enterprise Value Analysis

Cost Of Revenue vs Enterprise Value

Cost of Revenue vs Enterprise Value Correlation Analysis

Correlation Coefficient

Cost Of Revenue

Enterprise Value

LendingClub Corp fundamental ratios Correlations

LendingClub Corp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

LendingClub Corp fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

Complementary Tools for LendingClub Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Cash	+ 1.0	Total Stockholder Equity
Cash And Short Term Investments	+ 1.0	Total Stockholder Equity
Cash And Short Term Investments	+ 1.0	Cash
Total Liab	+ 0.99	Total Assets
Total Current Assets	+ 0.99	Total Assets
Accounts Payable	+ 0.99	Total Stockholder Equity

Common Stock	- 1.0	Retained Earnings
Common Stock Shares Outstanding	- 1.0	Retained Earnings
Cash And Short Term Investments	- 0.99	Retained Earnings
Cash	- 0.99	Retained Earnings
Accounts Payable	- 0.99	Retained Earnings
Retained Earnings	- 0.99	Total Stockholder Equity