LendingClub Debt to Equity Ratio vs Shareholders Equity Analysis
LC Stock | USD 7.61 0.07 0.91% |
Trend analysis of LendingClub Corp balance sheet accounts such as Total Stockholder Equity of 1.1 B, Property Plant And Equipment Net of 108.8 M or Current Deferred Revenue of 4.2 M provides information on LendingClub Corp's total assets, liabilities, and equity, which is the actual value of LendingClub Corp to its prevalent stockholders. By breaking down trends over time using LendingClub Corp balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
LendingClub |
About LendingClub Balance Sheet Analysis
Balance Sheet is a snapshot of the financial position of LendingClub Corp at a specified time, usually calculated after every quarter, six months, or one year. LendingClub Corp Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of LendingClub Corp and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which LendingClub currently owns. An asset can also be divided into two categories, current and non-current.
LendingClub Corp Balance Sheet Chart
LendingClub Corp Balance Sheet is one of the main financial statements that report all assets, liabilities, and shareholders' equity for the current year. It provides a basis for different types of computing rates of return, such as return on equity (ROE) or return on asset (ROA), as well as shows how LendingClub Corp uses and utilizes its capital. It also shows what exactly a company owns and owes.
At present, LendingClub Corp's Accounts Payable is projected to decrease significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 375.3 M, whereas Short and Long Term Debt Total is forecasted to decline to about 54.4 M. Add Fundamental
Total Assets
Total assets refers to the total amount of LendingClub Corp assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in LendingClub Corp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.Total Current Liabilities
Total Current Liabilities is an item on LendingClub Corp balance sheet that include short term debt, accounts payable, accrued salaries payable, payroll taxes payable, accrued liabilities and other debts. Total Current Liabilities of LendingClub Corp are important to investors because some useful performance ratios such as Current Ratio and Quick Ratio require Total Current Liabilities to be accurate. The total amount of liabilities that a company is expected to pay within one year, including debts, accounts payable, and other short-term financial obligations.Property Plant And Equipment Net
The total value of a company's physical assets (such as land, buildings, and equipment) used in operations, net of depreciation. It reflects the company's investment in assets used for production.Most indicators from LendingClub Corp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into LendingClub Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.At present, LendingClub Corp's Issuance Of Capital Stock is projected to decrease significantly based on the last few years of reporting.
2021 | 2022 | 2023 | 2024 (projected) | Interest Income | 292.8M | 557.3M | 832.6M | 874.3M | Net Interest Income | 212.8M | 474.8M | 561.8M | 589.9M |
LendingClub Corp fundamental ratios Correlations
Click cells to compare fundamentals
LendingClub Corp Account Relationship Matchups
High Positive Relationship
High Negative Relationship
LendingClub Corp fundamental ratios Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Total Assets | 3.0B | 1.9B | 4.9B | 8.0B | 8.8B | 9.3B | |
Short Long Term Debt Total | 1.8B | 989.1M | 430.0M | 143.4M | 57.2M | 54.4M | |
Other Current Liab | (13.7M) | (4.9M) | (128.8M) | (100.8M) | (58.5M) | (61.5M) | |
Total Current Liabilities | 607.6M | 151.9M | 128.8M | 100.8M | 58.5M | 55.6M | |
Total Stockholder Equity | 900.2M | 724.2M | 850.2M | 1.2B | 1.3B | 1.1B | |
Property Plant And Equipment Net | 207.9M | 170.7M | 175.3M | 200.3M | 188.1M | 108.8M | |
Net Debt | 1.6B | 464.1M | (257.1M) | (913.6M) | (1.2B) | (1.2B) | |
Retained Earnings | (548.5M) | (786.2M) | (717.4M) | (427.7M) | (388.8M) | (408.2M) | |
Accounts Payable | 20.1M | 46.9M | 101.0M | 98.2M | 54.6M | 59.5M | |
Cash | 243.8M | 525.0M | 687.1M | 1.1B | 1.3B | 937.0M | |
Non Current Assets Total | 501.6M | 389.0M | 637.8M | 762.1M | 237.2M | 375.3M | |
Non Currrent Assets Other | (501.6M) | (389.0M) | (637.8M) | (173.7M) | (1.9B) | (1.8B) | |
Other Assets | 1.9B | 791.7M | 3.3B | 5.8B | 5.7B | 3.2B | |
Cash And Short Term Investments | 514.7M | 667.2M | 950.7M | 1.4B | 1.3B | 1.0B | |
Net Receivables | 41.6M | 31.9M | 15.4M | 30.9M | 35.8M | 37.6M | |
Common Stock Total Equity | 892K | 881K | 1.0M | 1.1M | 1.2M | 1.8M | |
Common Stock Shares Outstanding | 87.3M | 90.4M | 102.1M | 104.0M | 108.5M | 137.9M | |
Liabilities And Stockholders Equity | 3.0B | 1.9B | 4.9B | 8.0B | 8.8B | 9.3B | |
Non Current Liabilities Total | 1.2B | 889.0M | 402.2M | 140.8M | 204.3M | 194.1M | |
Other Current Assets | (565.5M) | (628.5M) | (763.6M) | (1.1B) | (1.3B) | (1.3B) | |
Other Stockholder Equity | 1.4B | 1.5B | 1.6B | 1.6B | 1.7B | 1.8B | |
Total Liab | 2.1B | 1.1B | 4.1B | 6.8B | 7.6B | 8.0B | |
Property Plant And Equipment Gross | 207.9M | 170.7M | 98.0M | 302.9M | 294.1M | 308.8M | |
Total Current Assets | 546.6M | 682.6M | 950.7M | 1.4B | 2.9B | 3.0B | |
Accumulated Other Comprehensive Income | (565K) | 1.5M | 7.0M | (37.6M) | (30.3M) | (31.8M) | |
Common Stock | 892K | 881K | 1.0M | 1.1M | 1.1M | 1.0M | |
Net Tangible Assets | 885.6M | 712.7M | 774.5M | 1.1B | 1.3B | 711.3M | |
Long Term Debt | 1.1B | 636.8M | 610.3M | 130.3M | 19.4M | 18.4M | |
Retained Earnings Total Equity | (548.5M) | (786.2M) | (767.6M) | (427.7M) | (385.0M) | (404.2M) | |
Long Term Debt Total | 1.1B | 636.8M | 15.5M | 130.3M | 117.3M | 111.4M | |
Non Current Liabilities Other | 740.4M | 352.3M | 871.1M | 420.3M | 483.3M | 519.2M | |
Short Term Debt | 587.5M | 105.0M | 27.8M | 2.6M | 3.9M | 3.7M | |
Property Plant Equipment | 114.4M | 96.6M | 98.0M | 136.5M | 156.9M | 164.8M | |
Short Term Investments | 270.9M | 142.2M | 263.5M | 345.7M | 1.6B | 1.7B | |
Capital Surpluse | 1.5B | 1.5B | 1.6B | 1.6B | 1.9B | 1.2B | |
Inventory | 20.0M | 565.5M | 628.5M | 1.1B | 1.3B | 1.3B |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards LendingClub Corp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, LendingClub Corp's short interest history, or implied volatility extrapolated from LendingClub Corp options trading.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.Note that the LendingClub Corp information on this page should be used as a complementary analysis to other LendingClub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Complementary Tools for LendingClub Stock analysis
When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
Pattern Recognition Use different Pattern Recognition models to time the market across multiple global exchanges | |
Idea Optimizer Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio | |
Commodity Channel Use Commodity Channel Index to analyze current equity momentum | |
ETFs Find actively traded Exchange Traded Funds (ETF) from around the world | |
Portfolio Diagnostics Use generated alerts and portfolio events aggregator to diagnose current holdings | |
Portfolio Rebalancing Analyze risk-adjusted returns against different time horizons to find asset-allocation targets | |
Portfolio Backtesting Avoid under-diversification and over-optimization by backtesting your portfolios | |
AI Investment Finder Use AI to screen and filter profitable investment opportunities | |
Equity Search Search for actively traded equities including funds and ETFs from over 30 global markets | |
Options Analysis Analyze and evaluate options and option chains as a potential hedge for your portfolios | |
Bond Analysis Evaluate and analyze corporate bonds as a potential investment for your portfolios. | |
Sign In To Macroaxis Sign in to explore Macroaxis' wealth optimization platform and fintech modules | |
Top Crypto Exchanges Search and analyze digital assets across top global cryptocurrency exchanges |
Is LendingClub Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.60) | Earnings Share 0.36 | Revenue Per Share 10.468 | Quarterly Revenue Growth (0.13) | Return On Assets 0.0044 |
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.